As an account manager, I want to be able to perform all actions on client accounts

[nancymuyeh]

This includes:

• create
• activate
• update
• block
• delete (only unapproved accounts)
• print bank statement

These must all require the approval of a branch manager, except:
-deleting unapproved accounts
-printing bank statements

Approval requests must be submitted to the branch manager with the reason for the action.