Vitalik's Low Risk DeFi Approach; Will Open Intents Framework Play a role?

[KarlaGod]

Vitalik's Low Risk DeFi is focused on safe, transparent, non-custodial financial actions, e.g., saving, borrowing against collateral, and earning a predictable yield. Bitsave is doing that.

Open Intents frameworks are about expressing user goals ("I want to save 30% of my earnings in a stablecoin") and letting the network figure out the best path to achieve that goal using decentralized solvers or agents.

I think together, they can enable:

1. Intent-based saving automation, a user expresses a goal ("save 10% weekly") and intents resolve it across chains or protocols.
2. Intent resolution for yield optimization, Bitsave could publish “safe yield” intents that solvers compete to fulfill using compliant, risk-scored protocols.
3. Programmable financial goals, intents could interact directly with Bitsave’s parent–child contracts to isolate risk while fulfilling user-defined actions.
4. Composability of safety layers, intents could encode risk preferences ("only low-risk protocols", "no leverage"), aligning with SaveFi principles.

Here are my ideas

1. Can we standardize Low-Risk Financial Intents
Could we define an "intent schema" for low-risk actions, like save(), withdraw(), or borrowAgainst(), that can be safely composed across DeFi protocols?

2. Intent Resolution with Risk Constraints
How can solvers or intent agents validate risk profiles (e.g., protocol audits, TVL, insurance coverage) before fulfilling a user’s savings intent?

3. Composability Between Intents and Parent–Child Contracts
Can a Bitsave child contract (a user’s isolated vault) expose a callable "intent endpoint" for solvers to trigger safe deposits or redemptions?

4. Yield Routing via Intents
Instead of Bitsave directly integrating multiple protocols, could intents act as an abstraction layer to route yield automatically to the safest available venue?

5. Decentralized Execution Guarantees
What standards or proofs ensure that an intent was executed faithfully, particularly for savings operations where capital security is critical?

6. Governance of Intent Categories
Would community curation of "low-risk DeFi" intent registry lists verify safe financial intents to prevent exploitation or fake yield schemes?

I'm asking these questions as regards work on a V2 that bridges TradFi and DeFi, did a summary in this video.