ACCC & DSB | CDR Implementation Call Agenda & Meeting Notes | 17 April 2025
When: Weekly every Thursday at 3pm-4:30pm AEST
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- 5 min will be allowed for participants to join the call.
- This call is jointly facilitated by the ACCC and the DSB, and we welcome observers from APRA, OAIC and the Treasury.
We acknowledge the Traditional Custodians of the various lands on which we meet today and pay our respects to their Elders past and present.
The Consumer Data Right Implementation Calls are recorded for note taking purposes only. Recordings and transcripts are kept securely. No identifying material is provided without the participant's consent. Participants may email [email protected] with any questions or a request to have material redacted from the record.
By participating in the Consumer Data Right Implementation Call you agree to the Community Guidelines. These guidelines intend to provide a safe and constructive space for members to discuss implementation topics with other participants and members of the ACCC and Data Standards Body.
| Presenter | Topic |
|---|---|
| Mike & Mark | Stakeholder forum on Consultation Draft 369 - Redirect to App - Draft Standards An information session and Q&A on proposed draft standards related to 'Redirect to App', an alternative authentication flow to the existing 'Redirect to Web with OTP'. |
Provides a weekly update on the activities of each CDR stream and their work.
None this week.
⭐ indicates change from last week.
| Type | Updated | Links |
|---|---|---|
| Standards ⭐ |
Version 1.34.1Updated the Candidate Standards for the Banking and Non-Bank Lending sector to reflect the latest Banking endpoint versions they are proposed to be aligned with, in addition to the changes proposed in Consultation Draft 367 |
Published: 11 April 2025 Change log |
| Standards |
Future Dated Obligations From 12 May 2025, the following Future Dated Obligations will take effect: |
Future Dated Obligations |
| Maintenance ⭐ |
Maintenance Iteration 23 Maintenance Iteration 23 will now kick off on 30 April 2025 and conclude on 25 June 2025 instead of 11 June 2025 after a technical issue occurred with the registration process and meeting link to yesterdays' meeting. |
- Sign up - Agenda - Consultation |
| DSB Newsletter ⭐ | 11 April 2025 | View the latest Newsletter and Subscribe |
| Consultation ⭐ |
Data Standards Information Session The Chair and DSB will be running a data standards information session on Wednesday 30th April, 10am-12pm. This will be a hybrid event in Standards Australia, Level 9, 20 Bridge St, Sydney. The session will cover data standards for CDR and Digital ID, a forward view of work being conducted, current standards consultations, and an overview of the standards development and engagement model. |
RSVP here |
| Consultation ⭐ |
Consultation Paper 368 - Energy Switching Experiment Consultation Paper 368 (CP368) has now been published to provide an outline of the energy switching experiment's scope and approach, along with a guide to submit a formal expression of interest (EOI). Relevant participants are invited to submit an expression of interest on the CP368 issue thread or email by the close of Wednesday 30th April 2025. Interested parties who are unable to join the experiment are still able to provide input via CP368 on CDR-enabled energy switching propositions, current state issues, and hypothesis responses from their own assessments. CP368 will remain open for public input until the experiment concludes. |
Consultation Paper 368 |
| Guidance ⭐ | Recently published an updated knowledge article on authorisation states for joint account and secondary user sharing. The guidance was updated to reflect changes made by the v7 rules. | Knowledge article |
| Consultation |
Consultation Draft 369 - Redirect to App Feedback is open for Consultation Draft 369 related to 'Redirect to App', an alternative authentication flow to the existing 'Redirect to Web with OTP'. You can submit responses to this consultation up until the close of Tuesday 13th May 2025 on #369 or email. |
Consultation Draft 369 |
| Consultation |
Consultation Draft 370 - Amendment of Banking Decision 338 Obligation Date Consultation Draft 370 is open for feedback. This consultation proposes amending the obligation dates for three banking API endpoints in relation to banking industry feedback. You can submit responses to this consultation up until the close of Thursday 15th May 2025 on #370 or email. |
Consultation Draft 370 |
| Consultation |
Consultation Draft 367 - March 2025 Rules Draft Standards Consultation Draft 367 has been published to outline draft standards for the NBL sector and the introduction of buy now pay later (BNPL) products. The accompanying Explanatory Document provides the background and context for these draft standards, as well as an assessment of standards impacts arising from the March 2025 rules. You can submit responses to this consultation up until the close of Wednesday 14th May 2025 on #367 or email. |
Consultation Draft 367 |
| Survey |
NBL Brand and Origination Survey Relevant NBL and ADI DHs are invited to provide their input via this survey on current white labelling and product origination practices in the NBL sector to better understand these issues and any potential impacts to the Register standards. This survey is open until the close of Wednesday 14th May 2025 and will provide data for Consultation draft 367. |
Online Survey |
| Survey |
Authentication Survey The DSB is inviting banking and non-bank lending data holders to participate in an online survey seeking input on existing security and authentication practices in these sectors. This survey is open until the close of Wednesday 14th May 2025 and will provide data for Consultation drafts 367 and 369. |
Online Survey |
| Consultation |
Pilot - Protecting renters personal information with DigID & CDR The Department of Finance and the Treasury invite organisations to express their interest to pilot the use of Digital ID and the CDR to better protect renters’ personal information. The pilot will seek to make it easier for people to apply for a rental property and share less personal information. EOI closes Friday 16th May 2025 |
Expressions of interest (EOI) |
| Video | 140: Future Dated Obligations for Q2 of 2025 - narrated by Peter Nowotnik (03/04/2025) | DSB YouTube Video |
| Information ⭐ | A reminder that next weeks' (April 24) CDR Implementation Call has been cancelled due to an anticipated high number of absences for the week of Easter Monday through to Anzac Day. Weekly calls will resume on 1 May 2025 | Calendar |
Questions will be received by the community via Microsoft Teams chat before the questions are opened to the floor. Participants can submit questions outside of the CDR Implementation Call to the CDR Support Portal.
In regards to topics for questions, we ask the participants on the call to consider the Community Guidelines when posing questions to the subject matter experts.
| Ticket # | Question | Answer |
|---|---|---|
| 2510 |
DP#338 and API retirement The DP#338 has multiple changes and one of them is to the “BankingProductFee” schema, where some of the field name has been changed and new fields introduced. We have a PRD tool, where we need to enter the fee details manually. Given the level of changes in the schema, we need to maintain two version of PRD tool for at least 6 months till the API retirement date of 11-May-2026. Can the product API versions (product v3 and product Details v5) be retired earlier, for example, if we are going live on 11-Nov-2025 then can we just support the latest version of product and accounts API ? |
The Standards require a transition period to support ADRs (and PRD users) in their adoption of new versions, to allow time for any issues to be resolved (while falling back to the previous version). An option may be for you to discuss your concerns with the ACCC. One possibility may be for you to request a shorter transition period, assuming that your implementation would be compliant and adopted successfully by participants by any earlier date. Please note that feedback is now open on Consultation Draft #370 - Amendment of Banking Decision 338 Obligation Date - Draft Standards. |
Attendees are invited to raise topics related to the Consumer Data Right that would benefit from the DSB and ACCCs' consideration.
View a number of informative and useful links in the Consumer Data Standards Guide on Information Links.
| Data Standards Body | Consumer Data Right | Digital ID | Contact & Media |
| Chair | Standards | Accreditation Standards | Website |
| News | Maintenance Iteration | AGDIS Standards | |
| Advisory Committee | CX Guidelines | Calendar | |
| Support Portal | |||
| YouTube | |||
| GitHub | |||
| Newsletter |