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| 1 | +# Webhook Integration Guide |
| 2 | + |
| 3 | +Nestera supports outbound webhooks so your service can receive real-time notifications when platform events occur (deposits, withdrawals, goal completions, and more). |
| 4 | + |
| 5 | +--- |
| 6 | + |
| 7 | +## Overview |
| 8 | + |
| 9 | +| Feature | Detail | |
| 10 | +|---|---| |
| 11 | +| Protocol | HTTPS POST | |
| 12 | +| Payload format | JSON | |
| 13 | +| Signing | HMAC-SHA256 (`X-Nestera-Signature`) | |
| 14 | +| Retry strategy | Exponential back-off — 1 min, 5 min, 30 min, 2 hrs (5 attempts max) | |
| 15 | +| Delivery timeout | 10 seconds | |
| 16 | + |
| 17 | +--- |
| 18 | + |
| 19 | +## Event Schema |
| 20 | + |
| 21 | +Every webhook delivery has this envelope: |
| 22 | + |
| 23 | +```json |
| 24 | +{ |
| 25 | + "event": "savings.deposit", |
| 26 | + "data": { |
| 27 | + "userId": "abc-123", |
| 28 | + "amount": "50.00", |
| 29 | + "currency": "USDC", |
| 30 | + "transactionHash": "0xabc...", |
| 31 | + "timestamp": "2026-06-02T03:00:00.000Z" |
| 32 | + } |
| 33 | +} |
| 34 | +``` |
| 35 | + |
| 36 | +### Available Events |
| 37 | + |
| 38 | +| Event | Description | |
| 39 | +|---|---| |
| 40 | +| `savings.deposit` | A deposit was made to a savings account | |
| 41 | +| `savings.withdrawal` | A withdrawal was processed | |
| 42 | +| `savings.goal_completed` | A savings goal reached its target | |
| 43 | +| `savings.goal_created` | A new savings goal was created | |
| 44 | +| `savings.interest_accrued` | Interest was added to an account | |
| 45 | +| `user.kyc_approved` | KYC verification approved | |
| 46 | +| `user.kyc_rejected` | KYC verification rejected | |
| 47 | +| `webhook.test` | Sent when you trigger a test delivery | |
| 48 | + |
| 49 | +Use `*` to subscribe to all events, or `savings.*` to subscribe to all savings events. |
| 50 | + |
| 51 | +--- |
| 52 | + |
| 53 | +## Authentication |
| 54 | + |
| 55 | +All webhook management endpoints require a Bearer token: |
| 56 | + |
| 57 | +```http |
| 58 | +Authorization: Bearer <your-jwt-token> |
| 59 | +``` |
| 60 | + |
| 61 | +--- |
| 62 | + |
| 63 | +## Registering a Webhook |
| 64 | + |
| 65 | +```http |
| 66 | +POST /webhooks |
| 67 | +Content-Type: application/json |
| 68 | +Authorization: Bearer <token> |
| 69 | +
|
| 70 | +{ |
| 71 | + "url": "https://your-service.com/webhooks", |
| 72 | + "events": ["savings.deposit", "savings.withdrawal"], |
| 73 | + "description": "Production deposit notifications" |
| 74 | +} |
| 75 | +``` |
| 76 | + |
| 77 | +**Response:** |
| 78 | + |
| 79 | +```json |
| 80 | +{ |
| 81 | + "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6", |
| 82 | + "url": "https://your-service.com/webhooks", |
| 83 | + "events": ["savings.deposit", "savings.withdrawal"], |
| 84 | + "status": "ACTIVE", |
| 85 | + "secret": "a8f3b2c1...", |
| 86 | + "description": "Production deposit notifications", |
| 87 | + "createdAt": "2026-06-02T03:00:00.000Z" |
| 88 | +} |
| 89 | +``` |
| 90 | + |
| 91 | +> **Important:** Save the `secret` — it is shown only once and is used to verify incoming requests. |
| 92 | +
|
| 93 | +--- |
| 94 | + |
| 95 | +## Verifying Webhook Signatures |
| 96 | + |
| 97 | +Every delivery includes these headers: |
| 98 | + |
| 99 | +| Header | Value | |
| 100 | +|---|---| |
| 101 | +| `X-Nestera-Signature` | `sha256=<hmac-hex>` | |
| 102 | +| `X-Nestera-Timestamp` | Unix timestamp in milliseconds | |
| 103 | +| `X-Nestera-Event` | Event name, e.g. `savings.deposit` | |
| 104 | + |
| 105 | +To verify, compute `HMAC-SHA256(rawBody, secret)` and compare with the signature: |
| 106 | + |
| 107 | +### Node.js |
| 108 | + |
| 109 | +```js |
| 110 | +const crypto = require('crypto'); |
| 111 | + |
| 112 | +function verifySignature(rawBody, secret, signatureHeader) { |
| 113 | + const expected = 'sha256=' + crypto |
| 114 | + .createHmac('sha256', secret) |
| 115 | + .update(rawBody) |
| 116 | + .digest('hex'); |
| 117 | + |
| 118 | + return crypto.timingSafeEqual( |
| 119 | + Buffer.from(signatureHeader), |
| 120 | + Buffer.from(expected), |
| 121 | + ); |
| 122 | +} |
| 123 | +``` |
| 124 | + |
| 125 | +### Python |
| 126 | + |
| 127 | +```python |
| 128 | +import hmac, hashlib |
| 129 | + |
| 130 | +def verify_signature(raw_body: bytes, secret: str, signature_header: str) -> bool: |
| 131 | + expected = 'sha256=' + hmac.new( |
| 132 | + secret.encode(), raw_body, hashlib.sha256 |
| 133 | + ).hexdigest() |
| 134 | + return hmac.compare_digest(signature_header, expected) |
| 135 | +``` |
| 136 | + |
| 137 | +> Always use the **raw request body** (before JSON parsing) when computing the HMAC. |
| 138 | +
|
| 139 | +--- |
| 140 | + |
| 141 | +## API Reference |
| 142 | + |
| 143 | +### List webhooks |
| 144 | +``` |
| 145 | +GET /webhooks |
| 146 | +``` |
| 147 | + |
| 148 | +### Get a webhook |
| 149 | +``` |
| 150 | +GET /webhooks/:id |
| 151 | +``` |
| 152 | + |
| 153 | +### Update a webhook |
| 154 | +``` |
| 155 | +PATCH /webhooks/:id |
| 156 | +``` |
| 157 | +Body fields: `url`, `events`, `secret`, `description` (all optional). |
| 158 | + |
| 159 | +### Delete a webhook |
| 160 | +``` |
| 161 | +DELETE /webhooks/:id |
| 162 | +``` |
| 163 | + |
| 164 | +### Disable a webhook |
| 165 | +``` |
| 166 | +PATCH /webhooks/:id/disable |
| 167 | +``` |
| 168 | + |
| 169 | +### Enable a webhook |
| 170 | +``` |
| 171 | +PATCH /webhooks/:id/enable |
| 172 | +``` |
| 173 | + |
| 174 | +### Get delivery logs |
| 175 | +``` |
| 176 | +GET /webhooks/:id/deliveries |
| 177 | +``` |
| 178 | +Returns up to 100 most recent delivery attempts in descending order. |
| 179 | + |
| 180 | +### Send a test event |
| 181 | +``` |
| 182 | +POST /webhooks/:id/test |
| 183 | +``` |
| 184 | +Sends a `webhook.test` event to the configured URL and returns the delivery result immediately. |
| 185 | + |
| 186 | +--- |
| 187 | + |
| 188 | +## Retry Logic |
| 189 | + |
| 190 | +Failed deliveries (non-2xx response or connection error) are automatically retried with exponential back-off: |
| 191 | + |
| 192 | +| Attempt | Delay after failure | |
| 193 | +|---|---| |
| 194 | +| 2nd | 1 minute | |
| 195 | +| 3rd | 5 minutes | |
| 196 | +| 4th | 30 minutes | |
| 197 | +| 5th | 2 hours | |
| 198 | + |
| 199 | +After 5 failed attempts the delivery is marked `FAILED` and no further retries are scheduled. |
| 200 | + |
| 201 | +--- |
| 202 | + |
| 203 | +## Delivery Monitoring |
| 204 | + |
| 205 | +Check the delivery log to see the status of recent events: |
| 206 | + |
| 207 | +```http |
| 208 | +GET /webhooks/:id/deliveries |
| 209 | +``` |
| 210 | + |
| 211 | +Each delivery record includes: |
| 212 | + |
| 213 | +```json |
| 214 | +{ |
| 215 | + "id": "...", |
| 216 | + "eventName": "savings.deposit", |
| 217 | + "status": "FAILED", |
| 218 | + "attempts": 3, |
| 219 | + "responseStatus": 503, |
| 220 | + "responseBody": "Service Unavailable", |
| 221 | + "errorMessage": null, |
| 222 | + "nextRetryAt": "2026-06-02T03:30:00.000Z", |
| 223 | + "createdAt": "2026-06-02T03:00:00.000Z" |
| 224 | +} |
| 225 | +``` |
| 226 | + |
| 227 | +### Delivery Statuses |
| 228 | + |
| 229 | +| Status | Meaning | |
| 230 | +|---|---| |
| 231 | +| `PENDING` | Awaiting delivery or scheduled for retry | |
| 232 | +| `SUCCESS` | Delivered with a 2xx HTTP response | |
| 233 | +| `FAILED` | All retry attempts exhausted | |
| 234 | + |
| 235 | +--- |
| 236 | + |
| 237 | +## Security Best Practices |
| 238 | + |
| 239 | +1. **Always verify the signature** before processing any webhook payload. |
| 240 | +2. **Respond quickly** — return a 2xx within 10 seconds. Do heavy work asynchronously. |
| 241 | +3. **Use HTTPS** for your webhook endpoint. |
| 242 | +4. **Rotate secrets periodically** using the `PATCH /webhooks/:id` endpoint. |
| 243 | +5. **Deduplicate** using the delivery `id` if your endpoint may receive duplicates during retries. |
| 244 | + |
| 245 | +--- |
| 246 | + |
| 247 | +## Example: Handling a Deposit Webhook |
| 248 | + |
| 249 | +```ts |
| 250 | +import { createHmac, timingSafeEqual } from 'crypto'; |
| 251 | +import express from 'express'; |
| 252 | + |
| 253 | +const app = express(); |
| 254 | +app.use(express.raw({ type: 'application/json' })); |
| 255 | + |
| 256 | +app.post('/webhooks', (req, res) => { |
| 257 | + const sig = req.headers['x-nestera-signature'] as string; |
| 258 | + const secret = process.env.WEBHOOK_SECRET!; |
| 259 | + |
| 260 | + const expected = 'sha256=' + createHmac('sha256', secret) |
| 261 | + .update(req.body) |
| 262 | + .digest('hex'); |
| 263 | + |
| 264 | + if (!timingSafeEqual(Buffer.from(sig), Buffer.from(expected))) { |
| 265 | + return res.status(401).send('Invalid signature'); |
| 266 | + } |
| 267 | + |
| 268 | + const { event, data } = JSON.parse(req.body.toString()); |
| 269 | + console.log(`Received ${event}:`, data); |
| 270 | + |
| 271 | + res.json({ received: true }); |
| 272 | +}); |
| 273 | +``` |
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