Adapter authorization can be made optional

[lekhovitsky]

Most adapters in the system are not configurable and do not require factory authorization, but currently they are unconditionally authorized/unauthorized causing higher gas costs of factory upgrades (or anything that iterates over all factory targets).

It might make sense to add a second overloading of allowAdapter with additional argument bool configurable here:

permissionless/contracts/factories/CreditFactory.sol

Lines 148 to 157 in f660f1a

	} else if (selector == ICreditConfigureActions.allowAdapter.selector) {
	DeployParams memory params = abi.decode(callData[4:], (DeployParams));
	address adapter = _deployAdapter(msg.sender, creditManager, params);
	address oldAdapter = ICreditManagerV3(creditManager).contractToAdapter(IAdapter(adapter).targetContract());
	Call memory unauthorizeCall = _unauthorizeFactory(msg.sender, creditManager, oldAdapter);
	Call memory authorizeCall = _authorizeFactory(msg.sender, creditManager, adapter);
	Call memory allowCall = _allowAdapter(_creditConfigurator(creditManager), adapter);
	return oldAdapter != address(0)
	? CallBuilder.build(unauthorizeCall, authorizeCall, allowCall)
	: CallBuilder.build(authorizeCall, allowCall);

The other option might be including the skipConfiguration getter in the adapter itself to avoid changes in the factory interface.