feat: github sponsors, open collective, referrals, metered API, protocol referrals, glasswing badges, certification, education

Eight new ethical monetization streams:

1. GitHub Sponsors — FUNDING.yml, 5 sponsor tiers ($5-$2,500/mo),
   activation guide, SPONSORS.md template, sponsor badges in README

2. Open Collective — opencollective.json, corporate sponsor tiers
   ($500-$5,000/mo) with invoices and tax receipts, fund allocation
   breakdown, activation guide

3. Referral program — referral code generation, application, credit
   granting (1 month free per Pro, 2 months per Enterprise referral),
   self-referral prevention, conversion tracking, pricing page section

4. Metered API pricing — Growth ($49.99) / Scale ($199.99) /
   Infrastructure ($499.99) tiers with per-call overage billing,
   usage tracking, invoice calculation, usage reports

5. Protocol referral fees — Uniswap V3 interface fees (25bps), Aave
   referral rewards, 1inch referral program, all routed to NeoSafe
   multisig, only active on configured chains

6. Glasswing security badges — verifiable audit badges backed by EAS
   attestations, embeddable widget, badge verification page, public
   badge registry, annual $99 renewal, glasswing.html landing page

7. Certification program — Certified Developer ($149), Security
   Auditor ($249), Enterprise Architect ($399) with real exam
   questions (30 substantive questions across 3 tracks), scoring,
   on-chain attestation

8. Educational content — three complete courses (Intro $49, Security
   $79, DeFi $49, $149 bundle), 26 education files, Gumroad listings,
   community guide, learn.html page

Infrastructure:
- Revenue dashboard at /admin/revenue with MRR/ARR tracking, subscriber
  counts, churn rate, per-stream breakdown, top plugins
- RevenueReporter aggregating all 14 revenue streams
- 31 new gateway routes for all subsystems
- docs/REVENUE_STREAMS.md mapping every stream with projections
- Updated MONETIZATION.md, ROADMAP.md, README.md with all new content
- 84 new tests across 4 test files, all passing

Author: Neo

.github/FUNDING.yml

@@ -0,0 +1,3 @@
+github: [ItsDardanRexhepi]
+open_collective: openmatrix
+custom: ["https://openmatrix.io/sponsor"]

.github/SPONSORS.md

@@ -0,0 +1,78 @@
+# 0pnMatrx Sponsor Tiers
+
+Thank you for considering sponsoring 0pnMatrx. Your support keeps this platform free for everyone and funds the infrastructure, development, and iOS app maintenance that make it all possible.
+
+Below are the sponsorship tiers available through GitHub Sponsors and Open Collective.
+
+---
+
+## Community Supporter -- $5/month
+
+For individuals who believe in the mission and want to help keep 0pnMatrx free for everyone.
+
+**What you get:**
+- Your name listed in CONTRIBUTORS.md under the Sponsors section
+- Our warm and genuine gratitude -- every dollar matters, and we mean that
+- The knowledge that you are directly keeping the free tier alive for people who need it most
+
+---
+
+## Platform Backer -- $25/month
+
+For developers, creators, and professionals who use 0pnMatrx and want to invest in its future.
+
+**What you get:**
+- Everything in Community Supporter
+- Your name and a link of your choice displayed in the Sponsors section of README.md
+- Access to the private sponsors channel on Discord where you can talk directly with the core team
+- Early access to release notes and changelogs before they go public
+
+---
+
+## Builder -- $100/month
+
+For companies, teams, and power users who depend on 0pnMatrx and want to shape where it goes next.
+
+**What you get:**
+- Everything in Platform Backer
+- Your logo displayed in the Sponsors section of README.md
+- Priority responses on GitHub issues you open -- your bugs and feature requests move to the front of the queue
+- Influence on the development roadmap -- we schedule a quarterly feedback session with all Builder-tier sponsors to discuss priorities
+- A shoutout in the monthly project update
+
+---
+
+## Infrastructure Partner -- $500/month
+
+For organizations that rely on 0pnMatrx at scale and want a direct line to the team.
+
+**What you get:**
+- Everything in Builder
+- Your logo featured on the 0pnMatrx landing page at openmatrix.io
+- A dedicated Slack channel with the core development team for real-time support and collaboration
+- A quarterly roadmap call where you review upcoming features, provide input, and align our priorities with yours
+- Attribution in release announcements and changelogs
+
+---
+
+## Founding Sponsor -- $2,500/month
+
+For visionary organizations that want to be permanently woven into the story of 0pnMatrx. Founding Sponsors are not just supporters -- they are partners.
+
+**What you get:**
+- Everything in Infrastructure Partner
+- White-label rights -- use 0pnMatrx technology under your own brand, subject to a separate licensing agreement
+- Custom component development priority -- when you need a feature built, it goes to the top of the backlog
+- Named in all press releases, launch announcements, and public communications about 0pnMatrx
+- A permanent place in the project's history as a Founding Sponsor, even if you later change tiers
+- Direct access to Dardan and the founding team for strategic discussions
+
+---
+
+## How to Sponsor
+
+- **GitHub Sponsors:** [github.com/sponsors/ItsDardanRexhepi](https://github.com/sponsors/ItsDardanRexhepi)
+- **Open Collective:** [opencollective.com/openmatrix](https://opencollective.com/openmatrix)
+- **Custom arrangements:** [openmatrix.io/sponsor](https://openmatrix.io/sponsor)
+
+For questions about sponsorship, reach out at sponsor@openmatrix.io or open a discussion on GitHub.

README.md

@@ -1,5 +1,8 @@
 # 0pnMatrx
 
+[![GitHub Sponsors](https://img.shields.io/github/sponsors/ItsDardanRexhepi?style=flat&logo=github)](https://github.com/sponsors/ItsDardanRexhepi)
+[![Open Collective](https://img.shields.io/opencollective/all/openmatrix?style=flat&logo=opencollective)](https://opencollective.com/openmatrix)
+
 ---
 
 Hello world,
@@ -292,6 +295,39 @@ See `docs/RUNBOOK.md` for the full on-call playbook and
 
 ---
 
+## Sponsors
+
+0pnMatrx is free and open source because of the people who sponsor it.
+Sponsorship keeps the free tier free forever.
+
+[Become a Sponsor](https://github.com/sponsors/ItsDardanRexhepi)
+
+| Tier | Monthly | What You Get |
+|------|---------|--------------|
+| Community Supporter | $5 | Name in CONTRIBUTORS.md |
+| Platform Backer | $25 | Name + link in README, Discord access |
+| Builder | $100 | Logo in README, priority issues, roadmap influence |
+| Infrastructure Partner | $500 | Logo on landing page, dedicated Slack, quarterly calls |
+| Founding Sponsor | $2,500 | Everything above + white-label rights, press mentions |
+
+**Corporate sponsors:** See [Open Collective](https://opencollective.com/openmatrix) for invoiced tiers with tax receipts.
+
+### Founding Sponsors
+
+*Your logo here* — [Become a Founding Sponsor](https://github.com/sponsors/ItsDardanRexhepi)
+
+### Infrastructure Partners
+
+*Your logo here* — [Become an Infrastructure Partner](https://github.com/sponsors/ItsDardanRexhepi)
+
+### Builders
+
+*Your logo here* — [Become a Builder](https://github.com/sponsors/ItsDardanRexhepi)
+
+See `SPONSORS.md` for the full sponsor list and `docs/SPONSORSHIP.md` for details.
+
+---
+
 ## Subscription Tiers
 
 | Feature | Free | Pro ($4.99/mo) | Enterprise ($19.99/mo) |
@@ -317,6 +353,9 @@ The gateway serves a built-in web interface:
 - `http://localhost:18790/pricing` — Pricing and plans
 - `http://localhost:18790/audit` — Glasswing security audit service
 - `http://localhost:18790/marketplace` — Plugin marketplace
+- `http://localhost:18790/glasswing` — Glasswing security hub and badge registry
+- `http://localhost:18790/learn` — Educational courses and certifications
+- `http://localhost:18790/admin/revenue` — Revenue dashboard (API key required)
 
 ---
 
@@ -325,6 +364,32 @@ The gateway serves a built-in web interface:
 - **Glasswing Security Audit** ($299+) — Automated smart contract security scanning at `/audit`
 - **Contract Conversion** ($499+) — Professional plain-English to Solidity at `/services/conversion`
 
+## Glasswing Security Badges
+
+Projects that pass a Glasswing audit can display a verifiable security
+badge backed by on-chain EAS attestation. Badges are embeddable,
+independently verifiable, and expire after one year (renewable).
+
+See `/glasswing` for the badge registry and `docs/SPONSORSHIP.md` for details.
+
+## Learn
+
+Three comprehensive courses for developers at every level:
+
+- **Introduction to 0pnMatrx** ($49) — Build plugins, deploy contracts, use the SDK
+- **Smart Contract Security** ($79) — Reentrancy, access control, Glasswing methodology
+- **DeFi from Scratch** ($49) — Loans, NFTs, DAOs, staking, explained simply
+
+See `/learn` for details or browse the open source content in `education/`.
+
+## Get Certified
+
+Professional certifications backed by on-chain attestations:
+
+- **Certified Developer** ($149) — Plugins, SDK, contract deployment
+- **Certified Security Auditor** ($249) — Glasswing methodology, vulnerability analysis
+- **Enterprise Architect** ($399) — Multi-chain deployment, infrastructure at scale
+
 ---
 
 ## Plugin Development
@@ -361,6 +426,9 @@ const response = await client.chat('What can you do?');
 
 See `CONTRIBUTING.md` for the Möbius loop contribution model.
 
+Community builders: share your referral link to earn free subscription
+months. Generate your code at `/pricing` or via `POST /referral/generate`.
+
 ---
 
 ## License

ROADMAP.md

@@ -16,6 +16,15 @@
 - ~~A2A commerce~~ ✓ — agent-to-agent service registry and discovery protocol
 - ~~JavaScript SDK~~ ✓ — `@opnmatrx/sdk` npm package with TypeScript support
 - ~~Social media integration~~ ✓ — Twitter and Discord automated announcements
+- ~~GitHub Sponsors infrastructure~~ ✓ — FUNDING.yml, sponsor tiers ($5-$2,500/mo), activation guide
+- ~~Open Collective infrastructure~~ ✓ — corporate sponsor tiers ($500-$5,000/mo), transparent fund allocation
+- ~~Referral program~~ ✓ — referral codes, credit granting, self-referral prevention, conversion tracking
+- ~~Metered API pricing~~ ✓ — Growth/Scale/Infrastructure tiers with overage billing above Enterprise
+- ~~Protocol referral fees~~ ✓ — Uniswap V3 interface fees, Aave referrals, 1inch referrals to NeoSafe
+- ~~Glasswing security badges~~ ✓ — verifiable audit badges with EAS attestation, embeddable widget, annual renewal
+- ~~Certification program~~ ✓ — Developer ($149), Auditor ($249), Enterprise Architect ($399) with real exams
+- ~~Educational content~~ ✓ — three courses (Intro, Security, DeFi), Gumroad listings, community guide
+- ~~Revenue dashboard~~ ✓ — admin MRR/ARR tracking across all 14 revenue streams
 - Unified Rexhepi Framework — full deployment
 - Consumer Layer — public-facing protocol
 - Local LLM support expansion
@@ -31,8 +40,16 @@ All revenue flows through the NeoSafe multisig at `0x46fF491D7054A6F500026B3E81f
 - **Professional services** — Glasswing audit ($299+), contract conversion ($499+)
 - **Solidity template packs** — DeFi, Creator, Business packs via Gumroad ($49 each, $119 bundle)
 - **Grants** — Base Ecosystem Fund, Ethereum Foundation ESP, Optimism RPGF, Gitcoin Grants
-
-See `docs/MONETIZATION.md` for the full breakdown.
+- **GitHub Sponsors** — individual tiers $5-$2,500/mo
+- **Open Collective** — corporate tiers $500-$5,000/mo with invoices and tax receipts
+- **Referral program** — free months for referrers, extended trials for referred users
+- **Metered API** — Growth ($49.99) / Scale ($199.99) / Infrastructure ($499.99) with overage
+- **Protocol referrals** — Uniswap, Aave, 1inch integrator fees routed to NeoSafe
+- **Glasswing badges** — $99/year renewal for verified security badges
+- **Certifications** — Developer ($149) / Auditor ($249) / Enterprise Architect ($399)
+- **Educational content** — three Gumroad courses ($49-$79 each, $149 bundle)
+
+14 total revenue streams. See `docs/REVENUE_STREAMS.md` for the complete mapping.
 
 ## Blockchain Activation
 

SPONSORS.md

@@ -0,0 +1,76 @@
+# 0pnMatrx Sponsors
+
+0pnMatrx is free because of the people and organizations listed on this page. Their support pays for infrastructure, development, and iOS app maintenance so that every feature remains open and accessible to everyone.
+
+If you want to join them, visit [github.com/sponsors/ItsDardanRexhepi](https://github.com/sponsors/ItsDardanRexhepi) or [opencollective.com/openmatrix](https://opencollective.com/openmatrix).
+
+---
+
+## Founding Sponsors
+
+Partners who have shaped the direction of 0pnMatrx from the ground up.
+
+| | | |
+|:---:|:---:|:---:|
+| [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) |
+
+[Become a Founding Sponsor](https://github.com/sponsors/ItsDardanRexhepi)
+
+---
+
+## Infrastructure Partners
+
+Organizations that keep 0pnMatrx running at scale.
+
+| | | |
+|:---:|:---:|:---:|
+| [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) |
+
+[Become an Infrastructure Partner](https://github.com/sponsors/ItsDardanRexhepi)
+
+---
+
+## Builders
+
+Companies and teams who invest in the platform they depend on.
+
+| | | | |
+|:---:|:---:|:---:|:---:|
+| [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) | [Your logo here](https://github.com/sponsors/ItsDardanRexhepi) |
+
+[Become a Builder](https://github.com/sponsors/ItsDardanRexhepi)
+
+---
+
+## Platform Backers
+
+Developers and professionals who back the future of 0pnMatrx.
+
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+
+[Become a Platform Backer](https://github.com/sponsors/ItsDardanRexhepi)
+
+---
+
+## Community Supporters
+
+Individuals who keep the free tier alive for everyone.
+
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+- [Your name here](https://github.com/sponsors/ItsDardanRexhepi)
+
+[Become a Community Supporter](https://github.com/sponsors/ItsDardanRexhepi)
+
+---
+
+Thank you. Every name on this page is someone who chose to keep 0pnMatrx free. That matters more than you know.

docs/MONETIZATION.md

@@ -65,6 +65,101 @@ The platform applies for ecosystem grants to fund public-good development:
 - Optimism RPGF
 - Gitcoin Grants
 
+### 7. GitHub Sponsors
+
+Individual and corporate sponsorship tiers from $5/month to $2,500/month.
+Sponsors get recognition, community access, and roadmap influence
+proportional to their tier. All sponsorship income keeps the free tier
+free forever.
+
+**Expected at scale:** $500-5,000/month depending on community size.
+
+### 8. Open Collective (Corporate Sponsors)
+
+Transparent corporate sponsorship via Open Collective with invoices and
+tax receipts. Tiers: Bronze ($500/mo), Silver ($1,000/mo), Gold ($2,500/mo),
+Platinum ($5,000/mo).
+
+Fund allocation: 40% infrastructure, 30% development, 20% iOS app, 10% community.
+
+**Expected at scale:** $500-5,000/month.
+
+### 9. Referral Program
+
+Users earn free subscription months for referring friends:
+- 1 month free per Pro referral
+- 2 months free per Enterprise referral
+- Referred users get an extended trial
+
+This is a growth mechanism that reduces customer acquisition cost, not a
+direct revenue stream. It increases lifetime value by bringing in users
+who convert at higher rates.
+
+### 10. Metered API Pricing
+
+Usage-based pricing for high-volume API consumers above Enterprise tier:
+- Growth ($49.99/mo + $0.005/call overage, 10k included)
+- Scale ($199.99/mo + $0.002/call overage, 100k included)
+- Infrastructure ($499.99/mo + $0.001/call overage, 500k included)
+
+**Expected at scale:** $1,000-25,000/month from 5-50 metered customers.
+
+### 11. Protocol Referral Fees
+
+DeFi protocols pay integrators who route transactions through them:
+- Uniswap V3: 25bps (0.25%) interface fee on swaps
+- Aave V3: referral rewards on loans
+- 1inch: referral program on aggregated swaps
+
+These fees are collected automatically when users make DeFi transactions
+through the platform, routed to the NeoSafe multisig. Only active when
+blockchain is deployed and configured.
+
+**Expected at scale:** Scales with DeFi volume. At $1M monthly volume: ~$2,500/month.
+
+### 12. Glasswing Security Badges
+
+Verifiable proof that a smart contract passed a Glasswing audit:
+- First year included with Enterprise audit ($999)
+- Annual renewal: $99/year
+- On-chain verification via EAS attestation
+- Embeddable widget for project websites
+
+**Expected at scale:** $400-5,000/month from 50-600 active badges.
+
+### 13. Certification Program
+
+Professional certifications backed by on-chain attestations:
+- Certified Developer ($149, valid 2 years)
+- Certified Security Auditor ($249, valid 1 year)
+- Enterprise Architect ($399, valid 2 years)
+
+Proves real expertise with timed exams and substantive questions.
+
+**Expected at scale:** $1,000-5,000/month.
+
+### 14. Educational Content (Gumroad)
+
+Three comprehensive courses sold as digital products:
+- Introduction to 0pnMatrx ($49)
+- Smart Contract Security ($79)
+- DeFi from Scratch ($49)
+- All three bundle ($149)
+
+Course content is open source; the guided learning experience is the
+paid value.
+
+**Expected at scale:** $500-3,000/month.
+
+## Total Revenue Projections
+
+| Users | Conservative MRR | Projected ARR |
+|-------|-----------------|---------------|
+| 1,000 | $9,328 | $111,936 |
+| 10,000 | $50,000-80,000 | $600,000-960,000 |
+
+See `docs/REVENUE_STREAMS.md` for the complete per-stream breakdown.
+
 ## Ownership & Revenue Routing
 
 All revenue routes through the NeoSafe multisig wallet. The multisig ensures