ANSI-X9-100-187-Records.xml

<?xml version="1.0" encoding="UTF-8"?>
<records
        xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance'
        xsi:noNamespaceSchemaLocation='library\Records\X937Records.xsd'
        filenameRoot='ANSI-X9-100-187'>

    <dictonaries>
        <dictonary id="dictRecordType" comprehensive="true">
            <value key="01">File Header Record</value>
            <value key="10">Cash Letter Header Record</value>
            <value key="20">Bundle Header Record</value>
            <value key="25">Check Detail Record</value>
            <value key="26">Check Detail Addenedum A Record</value>
            <value key="27">Check Detail Addenedum B Record</value>
            <value key="28">Check Detail Addenedum C Record</value>
            <value key="50">Image View Detail Record</value>
            <value key="52">Image View Data Record</value>
            <value key="54">Image View Analysis Record</value>
            <value key="70">Bundle Control Record</value>
            <value key="90">Cash Letter Control Record</value>
            <value key="99">File Control Record</value>
        </dictonary>
        <dictonary id="dictCollectionType" comprehensive="true">
            <value key='00'>Preliminary Forward Information</value>
            <value key='01'>Forward Presentment</value>
            <value key='02'>Forward Presentment - Same Day Settlement</value>
            <value key='03'>Returns</value>
            <value key='04'>Return Notification</value>
            <value key='05'>Preliminary Return Notification</value>
            <value key='06'>Final Return Notification</value>
            <value key='20'>No Detail</value>
            <value key='99'>Bundles not the same collection type</value>
        </dictonary>
        <dictonary id="dictDocumentationType" comprehensive="true">
            <value key="A">No image provided, paper provided separately</value>
            <value key="B">No image provided, paper provided separately, image upon request</value>
            <value key="C">Image provided separately, no paper provided</value>
            <value key="D">Image provided separately, no paper provided, image upon request</value>
            <value key="E">Image and paper provided separately</value>
            <value key="F">Image and paper provided separately, image upon request</value>
            <value key="G">Image included, no paper provided</value>
            <value key="H">Image included, no paper provided, image upon request</value>
            <value key="I">Image included, paper provided separately</value>
            <value key="J">Image included, paper provided separately, image upon request</value>
            <value key="K">No image provided, no paper provided</value>
            <value key="L">No image provided, no paper provided, image upon request</value>
            <value key="M">No image provided, Electronic Check provided separately</value>
            <value key="Z">Not Same Type–Documentation associated with each item in Cash Letter will be different.
            </value>
        </dictonary>
        <dictonary id="dictItemDocumentationType" comprehensive="true">
            <value key="A">No image provided, paper provided separately</value>
            <value key="B">No image provided, paper provided separately, image upon request</value>
            <value key="C">Image provided separately, no paper provided</value>
            <value key="D">Image provided separately, no paper provided, image upon request</value>
            <value key="E">Image and paper provided separately</value>
            <value key="F">Image and paper provided separately, image upon request</value>
            <value key="G">Image included, no paper provided</value>
            <value key="H">Image included, no paper provided, image upon request</value>
            <value key="I">Image included, paper provided separately</value>
            <value key="J">Image included, paper provided separately, image upon request</value>
            <value key="K">No image provided, no paper provided</value>
            <value key="L">No image provided, no paper provided, image upon request</value>
            <value key="M">No image provided, Electronic Check provided separately</value>
        </dictonary>
        <dictonary id="dictTruncationIndicator" comprehensive="true">
            <value key="Y">Truncated</value>
            <value key="N">Not Truncated</value>
        </dictonary>
        <dictonary id="dictConversionIndicator" comprehensive="true">
            <value key="0">Did not convert physical document</value>
            <value key="1">Original paper converted to IRD</value>
            <value key="2">Original paper converted to image</value>
            <value key="3">IRD converted to another IRD</value>
            <value key="4">IRD converted to image of IRD</value>
            <value key="5">Image converted to an IRD</value>
            <value key="6">Image converted to another image (e.g., transcoded)</value>
            <value key="7">Did not convert image (e.g., same as source)</value>
            <value key="8">Undetermined</value>
        </dictonary>
        <dictonary id="dictCorrectionIndicator" comprehensive="true">
            <value key="0">No Repair</value>
            <value key="1">Repaired (form of repair unknown)</value>
            <value key="2">Repaired without Operator intervention</value>
            <value key="3">Repaired with Operator intervention</value>
            <value key="4">Undetermined if repair has been done or not</value>
        </dictonary>
        <dictonary id="dictArchiveTypeIndicator" comprehensive="true">
            <value key="A">Microfilm</value>
            <value key="B">Image</value>
            <value key="C">Paper</value>
            <value key="D">Microfilm and image</value>
            <value key="E">Microfilm and paper</value>
            <value key="F">Image and paper</value>
            <value key="G">Microfilm, image and paper</value>
            <value key="H">Electronic Check Instrument</value>
            <value key="I">None</value>
        </dictonary>
        <dictonary id="dictReturnCodes" comprehensive="true">
            <value key="A">NSF - Not Sufficent Funds'</value>
            <value key="B">UCF - Uncollected Funds Hold</value>
            <value key="C">Stop Payment</value>
            <value key="D">Closed Account</value>
            <value key="E">UTLA - Unable to Locate Account</value>
            <value key="F">Frozen/Blocked Account</value>
            <value key="G">Stale Dated</value>
            <value key="H">Post Dated</value>
            <value key="I">Endorsement Missing</value>
            <value key="J">Endorsement Irregular</value>
            <value key="K">Signature Missing</value>
            <value key="L">Signature Irregular</value>
            <value key="M">Non-Cash Item (Non-Negotiable)</value>
            <value key="N">Altered/Fictious Item</value>
            <value key="O">Unable to Process (Mutilated Item)</value>
            <value key="P">Item Exceeds Dollar Limit</value>
            <value key="Q">Not Authorized</value>
            <value key="R">Branch/Account Sold (Wrong Bank)</value>
            <value key="S">Refer to Maker</value>
            <value key="T">Stop Payment Suspect</value>
            <value key="U">Unusable Image</value>
            <value key="V">Image Fails Security Check</value>
            <value key="W">Cannot Determine Amount</value>
        </dictonary>
        <dictonary id="dictImagingTest" comprehensive="true">
            <value key="0">Test not done</value>
            <value key="1">Condition Present</value>
            <value key="2">Condition not present</value>
        </dictonary>
        <dictonary id="dictImageUseability" comprehensive="true">
            <value key="0">Test not done</value>
            <value key="1">Area unusable</value>
            <value key="2">Area usable</value>
        </dictonary>
        <dictonary id="dictCreditTotalIndicator" comprehensive="true">
            <value key="0">Credit Items are not included in totals</value>
            <value key="1">Credit Items are included in totals</value>
        </dictonary>
    </dictonaries>

    <predefines>
        <field order="1" id="fieldRecordType">Record Type
            <name>Record Type</name>
            <usage>M</usage>
            <type>N</type>
            <dictonary comprehensive="true" ref="dictRecordType"/>
            <validation>R</validation>
            <position>1</position>
            <length>2</length>
        </field>
    </predefines>

    <record type="01">File Header Record
        <name>File Header Record</name>
        <type>01</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>14</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">Standard Level
                <name>Standard Level</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="true">
                    <value key="35">X9.100-187-2013/2016</value>
                    <value key="30">X9.100-187-2008</value>
                    <value key="03">X9.100-197</value>
                </dictonary>
                <validation>R</validation>
                <position>3</position>
                <length>2</length>
            </field>
            <field order="3">Test File Indicator
                <name>Test File Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary comprehensive="true">
                    <value key="P">Production</value>
                    <value key="T">Test</value>
                </dictonary>
                <validation>R</validation>
                <position>5</position>
                <length>1</length>
            </field>
            <field order="4">Immediate Destination Routing Number
                <name>Immediate Destination Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>6</position>
                <length>9</length>
            </field>
            <field order="5">Immediate Origin Routing Number
                <name>Immediate Origin Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>15</position>
                <length>9</length>
            </field>
            <field order="6">File Creation Date
                <name>File Creation Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>24</position>
                <length>8</length>
            </field>
            <field order="7">File Creation Time
                <name>File Creation Time</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Time</subtype>
                <validation>R</validation>
                <position>32</position>
                <length>4</length>
            </field>
            <field order="8">Resend Indicator
                <name>Resend Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary comprehensive="true">
                    <value key="N">Original File</value>
                    <value key="Y">Resent File</value>
                </dictonary>
                <validation>R</validation>
                <position>36</position>
                <length>1</length>
            </field>
            <field order="9">Immediate Destination Name
                <name>Immediate Destination Name</name>
                <usage>C</usage>
                <type>AN</type>
                <validation>P</validation>
                <position>37</position>
                <length>18</length>
            </field>
            <field order="10">Immediate Origin Name
                <name>Immediate Origin Name</name>
                <usage>C</usage>
                <type>AN</type>
                <validation>P</validation>
                <position>55</position>
                <length>18</length>
            </field>
            <field order="11">File ID Modifier
                <name>File ID Modifier</name>
                <usage>C</usage>
                <type>AN</type>
                <validation>R</validation>
                <position>73</position>
                <length>1</length>
            </field>
            <field order="12">Country Code
                <name>Country Code</name>
                <usage>C</usage>
                <type>A</type>
                <subtype>Blank</subtype>
                <validation>N</validation>
                <position>74</position>
                <length>2</length>
            </field>
            <field order="13">User Field
                <name>User Field</name>
                <usage>O</usage>
                <type>ANS</type>
                <subtype>Blank</subtype>
                <validation>N</validation>
                <position>76</position>
                <length>4</length>
            </field>
            <field order="14">Companion Document Version Indicator
                <name>Companion Document Version Indicator</name>
                <usage>O</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="1">UCD X9.100-187</value>
                </dictonary>
                <validation>P</validation>
                <position>80</position>
                <length>1</length>
            </field>
        </fields>
    </record>

    <record type="10">Cash Letter Header Record
        <name>Cash Letter Header Record</name>
        <type>10</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>16</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Collection Type Indicator</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictCollectionType"/>
                <validation>R</validation>
                <position>3</position>
                <length>2</length>
            </field>
            <field order="3">
                <name>Destination Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>5</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>ECE Institution Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>14</position>
                <length>9</length>
            </field>
            <field order="5">
                <name>Cash Letter Buisness Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>23</position>
                <length>8</length>
            </field>
            <field order="6">
                <name>Cash Letter Creation Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>31</position>
                <length>8</length>
            </field>
            <field order="7">
                <name>Cash Letter Creation Time</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Time</subtype>
                <validation>R</validation>
                <position>39</position>
                <length>4</length>
            </field>
            <field order="8">
                <name>Cash Letter Record Type Indicator</name>
                <usage>M</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="N">No electronic check records or image records</value>
                    <value key="E">Cash letter contains electronic check records with no images</value>
                    <value key="I">Cash letter contains electronic check records</value>
                    <value key="F">Cash letter contains electronic check records and image records that correspond to a
                        previous cash letter
                    </value>
                </dictonary>
                <validation>R</validation>
                <position>43</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>Cash Letter Documentation Type Indicator</name>
                <usage>M</usage>
                <type>AN</type>
                <dictonary ref="dictDocumentationType" comprehensive="true"/>
                <validation>R</validation>
                <position>44</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>Cash Letter ID</name>
                <usage>M</usage>
                <type>AN</type>
                <validation>R</validation>
                <position>45</position>
                <length>8</length>
            </field>
            <field order="11">
                <name>Originator Contact Name</name>
                <usage>O</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>53</position>
                <length>14</length>
            </field>
            <field order="12">
                <name>Originator Contact Phone</name>
                <usage>O</usage>
                <type>N</type>
                <subtype>Phone</subtype>
                <validation>N</validation>
                <position>67</position>
                <length>10</length>
            </field>
            <field order="13">
                <name>Fed Work Type</name>
                <usage>O</usage>
                <type>AN</type>
                <validation>N</validation>
                <position>77</position>
                <length>1</length>
            </field>
            <field order="14">
                <name>Returns Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary comprehensive="true">
                    <value key=" ">Forward Presentment</value>
                    <value key="E">Administrative</value>
                    <value key="R">Customer</value>
                    <value key="J">Reject Return</value>
                </dictonary>
                <validation>P</validation>
                <position>78</position>
                <length>1</length>
            </field>
            <field order="15">
                <name>User Field</name>
                <usage>O</usage>
                <type>ANS</type>
                <subtype>Blank</subtype>
                <validation>N</validation>
                <position>79</position>
                <length>1</length>
            </field>
            <field order="16">
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>80</position>
                <length>1</length>
            </field>
        </fields>
    </record>

    <record type="20">Bundle Header Record
        <name>Bundle Header Record</name>
        <type>20</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>12</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Collection Type Indicator</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictCollectionType"/>
                <validation>R</validation>
                <position>3</position>
                <length>2</length>
            </field>
            <field order="3">
                <name>Destination Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>5</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>Unique Customer Identifer</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>14</position>
                <length>9</length>
            </field>
            <field order="5">
                <name>Bundle Buisness Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>23</position>
                <length>8</length>
            </field>
            <field order="6">
                <name>Bundle Creation Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>31</position>
                <length>8</length>
            </field>
            <field order="7">
                <name>Bundle ID</name>
                <usage>M</usage>
                <type>AN</type>
                <validation>R</validation>
                <position>39</position>
                <length>10</length>
            </field>
            <field order="8">
                <name>Bundle Sequence Number</name>
                <usage>M</usage>
                <type>NB</type>
                <validation>R</validation>
                <position>49</position>
                <length>4</length>
            </field>
            <field order="9">
                <name>Cycle Number</name>
                <usage>C</usage>
                <type>AN</type>
                <validation>P</validation>
                <position>53</position>
                <length>2</length>
            </field>
            <field order="10">
                <name>Reserved 1</name>
                <usage>F</usage>
                <type>N</type>
                <validation>N</validation>
                <position>55</position>
                <length>9</length>
            </field>
            <field order="11">
                <name>User Field</name>
                <usage>O</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>64</position>
                <length>5</length>
            </field>
            <field order="12">
                <name>Reserved 2</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>69</position>
                <length>12</length>
            </field>
        </fields>
    </record>

    <record type="25">Check Detail Record
        <name>Check Detail Record</name>
        <type>25</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>15</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Auxiliary OnUs</name>
                <usage>C</usage>
                <type>NBSM</type>
                <validation>P</validation>
                <position>3</position>
                <length>15</length>
            </field>
            <field order="3">
                <name>External Processing Code</name>
                <usage>C</usage>
                <type>NS</type>
                <dictonary comprehensive="false">
                    <value key="*">Unable to interpret MICR</value>
                </dictonary>
                <validation>P</validation>
                <position>18</position>
                <length>1</length>
            </field>
            <field order="4">
                <name>Payor Bank Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>19</position>
                <length>8</length>
            </field>
            <field order="5">
                <name>Payor Bank Routing Number Check Digit</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>27</position>
                <length>1</length>
            </field>
            <field order="6">
                <name>OnUs</name>
                <usage>C</usage>
                <type>NBSMOS</type>
                <validation>P</validation>
                <position>28</position>
                <length>20</length>
            </field>
            <field order="7">
                <name>Item Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>48</position>
                <length>10</length>
            </field>
            <field order="8">
                <name>ECE Institution Item Sequence Number</name>
                <usage>M</usage>
                <type>NB</type>
                <validation>R</validation>
                <position>58</position>
                <length>15</length>
            </field>
            <field order="9">
                <name>Documentation Type Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictItemDocumentationType" comprehensive="true" />
                <validation>P</validation>
                <position>73</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>Return Acceptance Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="0">Will not accept any electronic information</value>
                    <value key="1">Will accept preliminary return notifications, returns, and final return notifications
                    </value>
                    <value key="2">Will accept preliminary return notifications and returns</value>
                    <value key="3">Will accept preliminary return notifications and final return notifications</value>
                    <value key="4">Will accept returns and final return notifications</value>
                    <value key="5">Will accept preliminary return notifications only</value>
                    <value key="6">Will accept returns only</value>
                    <value key="7">Will accept final return notifications only</value>
                    <value key="8">Will accept preliminary return notifications, returns, final return notifications,
                        and
                        image returns
                    </value>
                    <value key="9">Will accept preliminary return notifications, returns and image returns</value>
                    <value key="A">Will accept preliminary return notifications, final return notifications and image
                        returns
                    </value>
                    <value key="B">Will accept returns, final return notifications and image returns</value>
                    <value key="C">Will accept preliminary return notifications and image returns</value>
                    <value key="D">Will accept returns and image returns</value>
                    <value key="E">Will accept final return notifications and image returns</value>
                    <value key="F">Will accept image returns only</value>
                </dictonary>
                <validation>P</validation>
                <position>74</position>
                <length>1</length>
            </field>
            <field order="11">
                <name>MICR Valid Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="true">
                    <value key="1">Good read</value>
                    <value key="2">Good read, missing field</value>
                    <value key="3">Read error encountered</value>
                    <value key="4">Missing field and read error encountered</value>
                </dictonary>
                <validation>P</validation>
                <position>75</position>
                <length>1</length>
            </field>
            <field order="12">
                <name>BOFD Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary comprehensive="true">
                    <value key="Y">ECE institution is BOFD</value>
                    <value key="N">ECE institution is not BOFD</value>
                    <value key="U">ECE institution relationship to BOFD is undetermined</value>
                </dictonary>
                <validation>R</validation>
                <position>76</position>
                <length>1</length>
            </field>
            <field order="13">
                <name>Check Detail Record Addendum Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>77</position>
                <length>2</length>
            </field>
            <field order="14">
                <name>Correction Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary ref="dictCorrectionIndicator" comprehensive="true"/>
                <validation>P</validation>
                <position>79</position>
                <length>1</length>
            </field>
            <field order="15">
                <name>Archive Type Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictArchiveTypeIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>80</position>
                <length>1</length>
            </field>
        </fields>
    </record>

    <record type="26">Check Detail Addendum A Record
        <name>Check Detail Addendum A Record</name>
        <type>26</type>
        <usage>C</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>13</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Check Detail Addendum A Record Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Return Location Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>4</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>BOFD Endorsement Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>13</position>
                <length>8</length>
            </field>
            <field order="5">
                <name>BOFD Item Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>P</validation>
                <position>21</position>
                <length>15</length>
            </field>
            <field order="6">
                <name>Deposit Account Number At BOFD</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>36</position>
                <length>18</length>
            </field>
            <field order="7">
                <name>BOFD Deposit Branch</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>54</position>
                <length>5</length>
            </field>
            <field order="8">
                <name>Payee Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>59</position>
                <length>15</length>
            </field>
            <field order="9">
                <name>Truncation Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary ref="dictTruncationIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>74</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>BOFD Conversion Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictConversionIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>75</position>
                <length>1</length>
            </field>
            <field order="11">
                <name>BOFD Correction Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true" ref="dictCorrectionIndicator"/>
                <validation>N</validation>
                <position>76</position>
                <length>1</length>
            </field>
            <field order="12">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>77</position>
                <length>1</length>
            </field>
            <field order="13">
                <name>Reserved</name>
                <usage>C</usage>
                <type>B</type>
                <validation>N</validation>
                <position>78</position>
                <length>3</length>
            </field>
        </fields>
    </record>

    <record type="27">Check Detail Addendum B Record
        <name>Check Detail Addendum B Record</name>
        <type>27</type>
        <usage>C</usage>
        <validation>P</validation>
        <variableLength ref="CDABImageReferenceKeyLength">46+X</variableLength>
        <fieldCount>8</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Image Reference Key Indicator</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0">Field 4 has Defined Value of 0034 and Field 5 contains the Item Reference Key</value>
                    <value key="1">Field 4 contains a variable value other than Value '0034'</value>
                </dictonary>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Microfilm Archive Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>P</validation>
                <position>4</position>
                <length>15</length>
            </field>
            <field order="4" id="CDABImageReferenceKeyLength">
                <name>Length Of Image Reference Key</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0034">Field 5 Contains Item Reference Key</value>
                    <value key="0000">Image Reference Key Not Present</value>
                </dictonary>
                <validation>N</validation>
                <position>19</position>
                <length>4</length>
                <valueKey>X</valueKey>
            </field>
            <field order="5">
                <name>Image Reference Key</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <variablePosition>23+X</variablePosition>
                <variableLength ref="CDABImageReferenceKeyLength">X</variableLength>
            </field>
            <field order="6">
                <name>Description</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <variablePosition>23+X</variablePosition>
                <length>15</length>
            </field>
            <field order="7">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <variablePosition>38+X</variablePosition>
                <length>4</length>
            </field>
            <field order="8">
                <name>Reserved</name>
                <usage>M</usage>
                <type>B</type>
                <validation>N</validation>
                <variablePosition>42+X</variablePosition>
                <length>5</length>
            </field>
        </fields>
    </record>

    <record type="28">Check Detail Addendum C Record
        <name>Check Detail Addendum C Record</name>
        <type>28</type>
        <usage>C</usage>
        <validation>R</validation>
        <length>70</length>
        <fieldCount>11</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Check Detail Addendum C Record Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>3</position>
                <length>2</length>
            </field>
            <field order="3">
                <name>Endorsing Bank Routing Number</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>P</validation>
                <position>5</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>Endorsing Bank Endorsement Date</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>P</validation>
                <position>14</position>
                <length>8</length>
            </field>
            <field order="5">
                <name>Endorsing Bank Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>22</position>
                <length>15</length>
            </field>
            <field order="6">
                <name>Truncation Indicator</name>
                <usage>C</usage>
                <type>A</type>
                <dictonary ref="dictTruncationIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>37</position>
                <length>1</length>
            </field>
            <field order="7">
                <name>Endorsing Bank Conversion Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictConversionIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>38</position>
                <length>1</length>
            </field>
            <field order="8">
                <name>Endorsing Bank Correction Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary ref="dictCorrectionIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>39</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>Return Reason</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true" ref="dictReturnCodes"/>
                <validation>N</validation>
                <position>40</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>41</position>
                <length>15</length>
            </field>
            <field order="11">
                <name>Reserved</name>
                <usage>C</usage>
                <type>B</type>
                <validation>N</validation>
                <position>56</position>
                <length>15</length>
            </field>
        </fields>
    </record>
    
    <record type="31">Return Record
        <name>Return Record</name>
        <type>31</type>
        <usage>C</usage>
        <validation>P</validation>
        <length>80</length>
        <fieldCount>15</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Payor Bank Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>3</position>
                <length>8</length>
            </field>
            <field order="3">
                <name>Payor Bank Routing Number Check Digit</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>11</position>
                <length>1</length>
            </field>
            <field order="4">
                <name>OnUs</name>
                <usage>C</usage>
                <type>NBSMOS</type>
                <validation>P</validation>
                <position>12</position>
                <length>20</length>
            </field>
            <field order="5">
                <name>Item Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>32</position>
                <length>10</length>
            </field>
            <field order="6">
                <name>Return Reason</name>
                <usage>M</usage>
                <type>AN</type>
                <dictonary ref="dictReturnCodes" comprehensive="true" />
                <validation>R</validation>
                <position>42</position>
                <length>1</length>
            </field>
            <field order="7">
                <name>Return Record Addendum Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>43</position>
                <length>2</length>
            </field>
            <field order="8">
                <name>Return Documentation Type Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictItemDocumentationType" comprehensive="true" />
                <validation>P</validation>
                <position>45</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>Forward Bundle Date</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>P</validation>
                <position>46</position>
                <length>8</length>
            </field>
            <field order="10">
                <name>ECE Instiution Item Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>P</validation>
                <position>54</position>
                <length>15</length>
            </field>
            <field order="11">
                <name>External Processing Code</name>
                <usage>C</usage>
                <type>NS</type>
                <dictonary comprehensive="false">
                    <value key="*">Unable to interpret MICR</value>
                </dictonary>
                <validation>P</validation>
                <position>69</position>
                <length>1</length>
            </field>
            <field order="12">
                <name>Return Notification Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="true">
                    <value key="1">Preliminary notification</value>
                    <value key="2">Final notification</value>
                </dictonary>
                <validation>P</validation>
                <position>70</position>
                <length>1</length>
            </field>
            <field order="13">
                <name>Archive Type Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictArchiveTypeIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>71</position>
                <length>1</length>
            </field>
            <field order="14">
                <name>Number Of Times Returned</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="true">
                    <value key="0">The item has been returned an unknown number of times</value>
                    <value key="1">The item has been returned once</value>
                    <value key="2">The item has been returned twice</value>
                    <value key="3">The item has been returned three times</value>
                </dictonary>
                <validation>P</validation>
                <position>72</position>
                <length>1</length>
            </field>
            <field order="15">
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>73</position>
                <length>8</length>
            </field>
        </fields>
    </record>
    <record type="32">Return Addendum A Record
        <name>Return Addendum A Record</name>
        <type>32</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>13</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Return Addendum A Record Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Return Location Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>4</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>BOFD Endorsement Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>13</position>
                <length>8</length>
            </field>
            <field order="5">
                <name>BOFD Item Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>P</validation>
                <position>21</position>
                <length>15</length>
            </field>
            <field order="6">
                <name>Deposit Account Number At BOFD</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>36</position>
                <length>18</length>
            </field>
            <field order="7">
                <name>BOFD Deposit Branch</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>54</position>
                <length>5</length>
            </field>
            <field order="8">
                <name>Payee Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>59</position>
                <length>15</length>
            </field>
            <field order="9">
                <name>Truncation Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary ref="dictTruncationIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>74</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>BOFD Conversion Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictConversionIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>75</position>
                <length>1</length>
            </field>
            <field order="11">
                <name>BOFD Correction Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true" ref="dictCorrectionIndicator"/>
                <validation>N</validation>
                <position>76</position>
                <length>1</length>
            </field>
            <field order="12">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>77</position>
                <length>1</length>
            </field>
            <field order="13">
                <name>Reserved</name>
                <usage>C</usage>
                <type>B</type>
                <validation>N</validation>
                <position>78</position>
                <length>3</length>
            </field>
        </fields>
    </record>
    <record type="33">Return Addendum B Record
        <name>Return Addendum B Record</name>
        <type>33</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>6</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Payor Bank Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>3</position>
                <length>18</length>
            </field>
            <field order="3">
                <name>Auxiliary OnUs</name>
                <usage>C</usage>
                <type>NBSM</type>
                <validation>P</validation>
                <position>21</position>
                <length>15</length>
            </field>
            <field order="4">
                <name>Payor Bank Item Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>P</validation>
                <position>36</position>
                <length>15</length>
            </field>
            <field order="5">
                <name>Payor Bank Business Date</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>P</validation>
                <position>51</position>
                <length>8</length>
            </field>
            <field order="6">
                <name>Payor Account Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>59</position>
                <length>22</length>
            </field>
        </fields>
    </record>
    <record type="34">Return Addendum C Record
        <name>Return Addendum C Record</name>
        <type>34</type>
        <usage>C</usage>
        <validation>P</validation>
        <variableLength ref="RACImageReferenceKeyLength">46+X</variableLength>
        <fieldCount>8</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Image Reference Key Indicator</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0">Field 4 has Defined Value of 0034 and Field 5 contains the Item Reference Key</value>
                    <value key="1">Field 4 contains a variable value other than Value '0034'</value>
                </dictonary>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Microfilm Archive Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>P</validation>
                <position>4</position>
                <length>15</length>
            </field>
            <field order="4" id="RACImageReferenceKeyLength">
                <name>Length Of Image Reference Key</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0034">Field 5 Contains Item Reference Key</value>
                    <value key="0000">Image Reference Key Not Present</value>
                </dictonary>
                <validation>N</validation>
                <position>19</position>
                <length>4</length>
                <valueKey>X</valueKey>
            </field>
            <field order="5">
                <name>Image Reference Key</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <variablePosition>23+X</variablePosition>
                <variableLength ref="RACImageReferenceKeyLength">X</variableLength>
            </field>
            <field order="6">
                <name>Description</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <variablePosition>23+X</variablePosition>
                <length>15</length>
            </field>
            <field order="7">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <variablePosition>38+X</variablePosition>
                <length>4</length>
            </field>
            <field order="8">
                <name>Reserved</name>
                <usage>M</usage>
                <type>B</type>
                <validation>N</validation>
                <variablePosition>42+X</variablePosition>
                <length>5</length>
            </field>
        </fields>
    </record>
    <record type="35">Return Addendum D Record
        <name>Return Addendum D Record</name>
        <type>35</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>12</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Return Addendum D Record Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>3</position>
                <length>2</length>
            </field>
            <field order="3">
                <name>Endorsing Bank Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>5</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>Endorsing Bank Endorsement Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>14</position>
                <length>8</length>
            </field>
            <field order="5">
                <name>Endorsing Bank Item Sequence Number</name>
                <usage>M</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>22</position>
                <length>15</length>
            </field>
            <field order="6">
                <name>Truncation Indicator</name>
                <usage>M</usage>
                <type>A</type>
                <dictonary ref="dictTruncationIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>37</position>
                <length>1</length>
            </field>
            <field order="7">
                <name>Endorsing Bank Conversion Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictConversionIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>38</position>
                <length>1</length>
            </field>
            <field order="8">
                <name>Endorsing Bank Correction Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary ref="dictCorrectionIndicator" comprehensive="true" />
                <validation>N</validation>
                <position>39</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>Return Reason</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true" ref="dictReturnCodes"/>
                <validation>N</validation>
                <position>40</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>41</position>
                <length>19</length>
            </field>
            <field order="11">
                <name>Endorsing Bank Identifier</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="0">Depository Bank (BOFD)</value>
                    <value key="1">Other Collecting Bank</value>
                    <value key="2">Other Returning Bank</value>
                    <value key="3">Payor Bank</value>
                </dictonary>
                <validation>N</validation>
                <position>60</position>
                <length>1</length>
            </field>
            <field order="12">
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>61</position>
                <length>20</length>
            </field>
        </fields>
    </record>

    <forbidden type="40">
        <name>Account Totals Detail Record</name>
        <type>40</type>
        <usage>F</usage>
        <validation>N</validation>
    </forbidden>
    <forbidden type="41">
        <name>Non-Hit Totals Detail Record</name>
        <type>41</type>
        <usage>F</usage>
        <validation>N</validation>
    </forbidden>

    <record type="50">Image View Detail Record
        <name>Image View Detail Record</name>
        <type>50</type>
        <usage>C</usage>
        <validation>P</validation>
        <length>80</length>
        <fieldCount>19</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Image Indicator</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0">Image View not present.</value>
                    <value key="1">Image View is actual check</value>
                </dictonary>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Image Creator Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>N</validation>
                <position>4</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>Image Creator Date</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>P</validation>
                <position>13</position>
                <length>8</length>
            </field>
            <field order="5">
                <name>Image View Format Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="00">TIFF 6</value>
                    <value key="01">IOCA FS 11</value>
                    <value key="20">PNG</value>
                    <value key="21">JFIF</value>
                    <value key="22">SPIFF</value>
                    <value key="23">JBIG</value>
                    <value key="24">JPEG 2000</value>
                </dictonary>
                <validation>P</validation>
                <position>21</position>
                <length>2</length>
            </field>
            <field order="6">
                <name>Image View Compression Algorithm Identifier</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="00">Group 4 Facsimile (G4)</value>
                </dictonary>
                <validation>P</validation>
                <position>23</position>
                <length>2</length>
            </field>
            <field order="7">
                <name>Image View Data Size</name>
                <usage>C</usage>
                <type>NB</type>
                <subtype>Bytes</subtype>
                <validation>P</validation>
                <position>25</position>
                <length>7</length>
            </field>
            <field order="8">
                <name>View Side Indicator</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0">Front</value>
                    <value key="1">Back</value>
                </dictonary>
                <validation>N</validation>
                <position>32</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>View Descriptor</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="00">Full View</value>
                </dictonary>
                <validation>N</validation>
                <position>33</position>
                <length>2</length>
            </field>
            <field order="10">
                <name>Digital Signature Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="0">Digital Signature is not present</value>
                    <value key="1">Digital Signature is present</value>
                </dictonary>
                <validation>P</validation>
                <position>35</position>
                <length>1</length>
            </field>
            <field order="11">
                <name>Digital Signature Method</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>36</position>
                <length>2</length>
            </field>
            <field order="12">
                <name>Security Key Size</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Bytes</subtype>
                <validation>N</validation>
                <position>38</position>
                <length>5</length>
            </field>
            <field order="13">
                <name>Start Of Protected Data</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>43</position>
                <length>7</length>
            </field>
            <field order="14">
                <name>Length Of Protected Data</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>50</position>
                <length>7</length>
            </field>
            <field order="15">
                <name>Image Recreate Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>57</position>
                <length>1</length>
            </field>
            <field order="16">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>58</position>
                <length>8</length>
            </field>
            <field order="17">
                <name>Image TIFF Variance Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="false">
                    <value key=" ">Blank, Image variance unknown.</value>
                    <value key="0">No variance</value>
                </dictonary>
                <validation>N</validation>
                <position>66</position>
                <length>1</length>
            </field>
            <field order="18">
                <name>Override Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="false">
                    <value key=" ">No override information for this view or not applicable.</value>
                    <value key="0">No observed image test failure present.</value>
                    <value key="1">Imperfect Image Item exchanged under ECCHO rules.</value>
                </dictonary>
                <validation>N</validation>
                <position>67</position>
                <length>1</length>
            </field>
            <field order="19">
                <name>Reserved</name>
                <usage>M</usage>
                <type>B</type>
                <validation>N</validation>
                <position>68</position>
                <length>13</length>
            </field>
        </fields>
    </record>

    <record type="52">Image View Data Record
        <name>Image View Data Record</name>
        <type>52</type>
        <usage>C</usage>
        <validation>P</validation>
        <variableLength ref="imageReferenceKeyLength imageReferenceKeyLength imageDataLength">117+X+Y+Z</variableLength>
        <fieldCount>19</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>ECE Institution Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>3</position>
                <length>9</length>
            </field>
            <field order="3">
                <name>Bundle Business Date</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>R</validation>
                <position>12</position>
                <length>8</length>
            </field>
            <field order="4">
                <name>Cycle Number</name>
                <usage>C</usage>
                <type>AN</type>
                <validation>N</validation>
                <position>20</position>
                <length>2</length>
            </field>
            <field order="5">
                <name>ECE Institution Item Sequence Number</name>
                <usage>M</usage>
                <type>NB</type>
                <validation>R</validation>
                <position>22</position>
                <length>15</length>
            </field>
            <field order="6">
                <name>Security Originator Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>37</position>
                <length>16</length>
            </field>
            <field order="7">
                <name>Security Authenticator Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>53</position>
                <length>16</length>
            </field>
            <field order="8">
                <name>Security Key Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>69</position>
                <length>16</length>
            </field>
            <field order="9">
                <name>Clipping Origin</name>
                <usage>M</usage>
                <type>NB</type>
                <dictonary comprehensive='true'>
                    <value key='0'>Clipping information is not present - Full View</value>
                    <value key='1'>Clipping origin is top left corner of image view</value>
                    <value key='2'>Clipping origin is top right corner of image view</value>
                    <value key='3'>Clipping origin is bottom right corner of image view</value>
                    <value key='4'>Clipping origin is bottom left corner of image view</value>
                </dictonary>
                <validation>R</validation>
                <position>85</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>Clipping Coordinate h1</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>86</position>
                <length>4</length>
            </field>
            <field order="11">
                <name>Clipping Coordinate h2</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>90</position>
                <length>4</length>
            </field>
            <field order="12">
                <name>Clipping Coordinate v1</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>94</position>
                <length>4</length>
            </field>
            <field order="13">
                <name>Clipping Coordinate v2</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>98</position>
                <length>4</length>
            </field>
            <field order="14" id="imageReferenceKeyLength">
                <name>Length Of Image Reference Key</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Bytes</subtype>
                <dictonary comprehensive="false">
                    <value key="0000">Image Reference Key Not Present</value>
                </dictonary>
                <validation>N</validation>
                <position>102</position>
                <length>4</length>
                <valueKey>X</valueKey>
            </field>
            <field order="15">
                <name>Image Reference Key</name>
                <usage>C</usage>
                <type>Binary</type>
                <validation>N</validation>
                <variablePosition>106+X</variablePosition>
                <variableLength ref="imageReferenceKeyLength">X</variableLength>
            </field>
            <field order="16" id="digitalSignatureLength">
                <name>Length Of Digital Signature</name>
                <usage>M</usage>
                <type>NB</type>
                <subtype>Bytes</subtype>
                <dictonary comprehensive="false">
                    <value key="0000">Digital Signature is Not Present</value>
                </dictonary>
                <validation>R</validation>
                <variablePosition>106+X</variablePosition>
                <length>5</length>
                <valueKey>Y</valueKey>
            </field>
            <field order="17">
                <name>Digital Signature</name>
                <usage>C</usage>
                <type>Binary</type>
                <validation>N</validation>
                <variablePosition>111+X</variablePosition>
                <variableLength ref="digitalSignatureLength">Y</variableLength>
            </field>
            <field order="18" id="imageDataLength">
                <name>Length Of Image Data</name>
                <usage>M</usage>
                <type>NB</type>
                <subtype>Bytes</subtype>
                <validation>R</validation>
                <variablePosition>111+X+Y</variablePosition>
                <length>7</length>
                <valueKey>Z</valueKey>
            </field>
            <field order="19">
                <name>Image Data</name>
                <usage>C</usage>
                <type>Binary</type>
                <validation>N</validation>
                <variablePosition>118+X+Y</variablePosition>
                <variableLength ref="imageDataLength">Z</variableLength>
            </field>
        </fields>
    </record>

    <record type="54">Image View Analysis Record
        <name>Image View Analysis Record</name>
        <type>54</type>
        <usage>O</usage>
        <validation>P</validation>
        <length>80</length>
        <fieldCount>46</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Global Image Qualilty</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Global Image Usability</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>4</position>
                <length>1</length>
            </field>
            <field order="4">
                <name>Imaging Bank Specific Test</name>
                <usage>M</usage>
                <type>N</type>
                <validation>P</validation>
                <position>5</position>
                <length>1</length>
            </field>
            <field order="5">
                <name>Partial Image</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>6</position>
                <length>1</length>
            </field>
            <field order="6">
                <name>Excessive Image Skew</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>7</position>
                <length>1</length>
            </field>
            <field order="7">
                <name>Piggyback Image</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>8</position>
                <length>1</length>
            </field>
            <field order="8">
                <name>Too Light or Too Dark</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>9</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>Streaks or Bands</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>10</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>Below Minimum Image Size</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>11</position>
                <length>1</length>
            </field>
            <field order="11">
                <name>Exceeds Maximum Image Size</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary comprehensive="true" ref="dictImagingTest"/>
                <validation>P</validation>
                <position>12</position>
                <length>1</length>
            </field>
            <field order="12">
                <name>Reserved 1</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>13</position>
                <length>1</length>
            </field>
            <field order="13">
                <name>Reserved 2</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>14</position>
                <length>1</length>
            </field>
            <field order="14">
                <name>Reserved 3</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>15</position>
                <length>1</length>
            </field>
            <field order="15">
                <name>Reserved 4</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>16</position>
                <length>1</length>
            </field>
            <field order="16">
                <name>Reserved 5</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>17</position>
                <length>1</length>
            </field>
            <field order="17">
                <name>Reserved 6</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>18</position>
                <length>1</length>
            </field>
            <field order="18">
                <name>Reserved 7</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>19</position>
                <length>1</length>
            </field>
            <field order="19">
                <name>Reserved 8</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>20</position>
                <length>1</length>
            </field>
            <field order="20">
                <name>Reserved 9</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>21</position>
                <length>1</length>
            </field>
            <field order="21">
                <name>Reserved 10</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>22</position>
                <length>1</length>
            </field>
            <field order="22">
                <name>Reserved 11</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>23</position>
                <length>1</length>
            </field>
            <field order="23">
                <name>Reserved 12</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>24</position>
                <length>1</length>
            </field>
            <field order="24">
                <name>Reserved 13</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>25</position>
                <length>1</length>
            </field>

            <field order="25">
                <name>Image-Enabled POD</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>26</position>
                <length>1</length>
            </field>
            <field order="26">
                <name>Source Document Bad</name>
                <usage>O</usage>
                <type>N</type>
                <validation>P</validation>
                <position>27</position>
                <length>1</length>
            </field>
            <field order="27">
                <name>Date Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>28</position>
                <length>1</length>
            </field>
            <field order="28">
                <name>Payee Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>29</position>
                <length>1</length>
            </field>
            <field order="29">
                <name>Convenience Amount Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>30</position>
                <length>1</length>
            </field>
            <field order="30">
                <name>Legal Amount Useability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>31</position>
                <length>1</length>
            </field>
            <field order="31">
                <name>Signature Useability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>32</position>
                <length>1</length>
            </field>
            <field order="32">
                <name>Payor Name and Address Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>33</position>
                <length>1</length>
            </field>
            <field order="33">
                <name>MICR Line Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>34</position>
                <length>1</length>
            </field>
            <field order="34">
                <name>Memo Line Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>35</position>
                <length>1</length>
            </field>
            <field order="35">
                <name>Payor Bank Name and Address Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>36</position>
                <length>1</length>
            </field>
            <field order="36">
                <name>Payee Endorsement Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>37</position>
                <length>1</length>
            </field>
            <field order="37">
                <name>BOFD Endorsement Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>38</position>
                <length>1</length>
            </field>
            <field order="38">
                <name>Transit Endorsement Usability</name>
                <usage>O</usage>
                <type>N</type>
                <dictonary ref="dictImageUseability" comprehensive="true"/>
                <validation>P</validation>
                <position>39</position>
                <length>1</length>
            </field>
            <field order="39">
                <name>Reserved 14</name>
                <usage>O</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>40</position>
                <length>1</length>
            </field>
            <field order="40">
                <name>Reserved 15</name>
                <usage>O</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>41</position>
                <length>1</length>
            </field>
            <field order="41">
                <name>Reserved 16</name>
                <usage>O</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>42</position>
                <length>1</length>
            </field>
            <field order="42">
                <name>Reserved 17</name>
                <usage>O</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>43</position>
                <length>1</length>
            </field>
            <field order="43">
                <name>Reserved 18</name>
                <usage>O</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>44</position>
                <length>1</length>
            </field>
            <field order="44">
                <name>Reserved 19</name>
                <usage>O</usage>
                <type>NB</type>
                <validation>N</validation>
                <position>45</position>
                <length>1</length>
            </field>
            <field order="45">
                <name>User Field</name>
                <usage>O</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>46</position>
                <length>20</length>
            </field>
            <field order="46">
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>66</position>
                <length>15</length>
            </field>
        </fields>
    </record>
    
    <undefined type="61">Credit Reconciliation Record
        <name>Credit Reconciliation Record</name>
        <type>61</type>
        <usage>C</usage>
        <validation>P</validation>
    </undefined>
    
    <record type="62">Credit Record
        <name>Credit Record</name>
        <type>62</type>
        <usage>C</usage>
        <validation>P</validation>
        <length>100</length>
        <fieldCount>12</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Auxiliary OnUs</name>
                <usage>C</usage>
                <type>NBSM</type>
                <validation>P</validation>
                <position>3</position>
                <length>15</length>
            </field>
            <field order="3">
                <name>External Processing Code</name>
                <usage>C</usage>
                <type>NS</type>
                <dictonary comprehensive="false">
                    <value key="*">Unable to interpret MICR</value>
                </dictonary>
                <validation>P</validation>
                <position>18</position>
                <length>1</length>
            </field>
            <field order="4">
                <name>Payor Bank Routing Number</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>19</position>
                <length>9</length>
            </field>
            <field order="5">
                <name>OnUs</name>
                <usage>C</usage>
                <type>NBSMOS</type>
                <validation>P</validation>
                <position>28</position>
                <length>20</length>
            </field>
            <field order="6">
                <name>Item Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>48</position>
                <length>14</length>
            </field>
            <field order="7">
                <name>Credit Item Sequence Number</name>
                <usage>C</usage>
                <type>NB</type>
                <validation>R</validation>
                <position>62</position>
                <length>15</length>
            </field>
            <field order="8">
                <name>Documentation Type Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary ref="dictItemDocumentationType" comprehensive="true" />
                <validation>P</validation>
                <position>77</position>
                <length>1</length>
            </field>
            <field order="9">
                <name>Type Of Account Code</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="false">
                    <value key="0">Unknown</value>
                    <value key="1">DDA Acount</value>
                    <value key="2">General Ledger Account</value>
                    <value key="3">Savings Account</value>
                    <value key="4">Money Market Account</value>
                    <value key="5">Other Account</value>
                    <value key="6">Will accept returns only</value>
                </dictonary>
                <validation>P</validation>
                <position>78</position>
                <length>1</length>
            </field>
            <field order="10">
                <name>Source Of Work Code</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary comprehensive="false">
                    <value key="00">Unknown </value>
                    <value key="01">Internal–ATM</value>
                    <value key="02">Internal–Branch</value>
                    <value key="03">Internal–Other</value>
                    <value key="04">External–Bank to Bank (Correspondent)</value>
                    <value key="05">External–Business to Bank (Customer)</value>
                    <value key="06">External–Business to Bank Remote Capture</value>
                    <value key="07">External–Processor to Bank</value>
                    <value key="08">External–Bank to Processor</value>
                    <value key="09">Lockbox</value>
                    <value key="10">International–Internal</value>
                    <value key="11">International–External</value>
                </dictonary>
                <validation>P</validation>
                <position>79</position>
                <length>2</length>
            </field>
            <field order="11">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>81</position>
                <length>16</length>
            </field>
            <field order="12">
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>97</position>
                <length>4</length>
            </field>
        </fields>
    </record>

    <record type="70">Bundle Control Record
        <name>Bundle Control Record</name>
        <type>70</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>8</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Bundle Item Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>3</position>
                <length>4</length>
            </field>
            <field order="3">
                <name>Bundle Total Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>7</position>
                <length>12</length>
            </field>
            <field order="4">
                <name>MICR Valid Total Amount</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>N</validation>
                <position>19</position>
                <length>12</length>
            </field>
            <field order="5">
                <name>Images Within Bundle Count</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>N</validation>
                <position>31</position>
                <length>5</length>
            </field>
            <field order="6">User Field
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>36</position>
                <length>20</length>
            </field>
            <field order="7">Credit Total Indicator
                <name>Credit Total Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary ref="dictCreditTotalIndicator" comprehensive="true" />
                <validation>R</validation>
                <position>56</position>
                <length>1</length>
            </field>
            <field order="8">Reserved
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>57</position>
                <length>24</length>
            </field>
        </fields>
    </record>
    
    <record type="68001001">
        <name>User Record - Format Type 001 - Payee Endorsement Record</name>
        <type>68001001</type>
        <usage>C</usage>
        <validation>P</validation>
        <length>335</length>
        <fieldCount>23</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Owner Identifier Indicator</name>
                <usage>M</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="4">X9 Assignment</value>                  
                </dictonary>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Owner Identifier</name>
                <usage>C</usage>
                <type>ANS</type>
                <dictonary comprehensive="true">
                    <value key="000000001">X9AB Subcommittee</value>
                </dictonary>
                <validation>N</validation>
                <position>4</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>Owner Identifier Modifier</name>
                <usage>C</usage>
                <type>ANS</type>
                <dictonary comprehensive="true">
                    <value key="100-187">X9 100-187</value>
                </dictonary>
                <validation>N</validation>
                <position>13</position>
                <length>20</length>
            </field>
            <field order="5">
                <name>User Record Format Type</name>
                <usage>M</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="001">Payee Endorsement</value>
                </dictonary>
                <validation>R</validation>
                <position>33</position>
                <length>3</length>
            </field>
            <field order="6">
                <name>Format Type Version Level</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="true">
                    <value key="001">Version 1</value>
                </dictonary>
                <validation>R</validation>
                <position>36</position>
                <length>3</length>
            </field>
            <field order="7">
                <name>Length Of User Data</name>
                <usage>M</usage>
                <type>N</type>
                <dictonary comprehensive="true">
                    <value key="0000290">Fixed Length</value>
                </dictonary>
                <validation>R</validation>
                <position>39</position>
                <length>7</length>
            </field>
            <field order="8">
                <name>Name Of Payee</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>46</position>
                <length>50</length>
            </field>
            <field order="9">
                <name>Endorsement Date</name>
                <usage>C</usage>
                <type>NB</type>
                <subtype>Date</subtype>
                <validation>N</validation>
                <position>96</position>
                <length>8</length>
            </field>
            <field order="10">
                <name>Bank Routing Number</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>N</validation>
                <position>104</position>
                <length>9</length>
            </field>
            <field order="11">
                <name>Bank Account Number</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>113</position>
                <length>20</length>
            </field>
            <field order="12">
                <name>Customer Identifier</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>133</position>
                <length>20</length>
            </field>
            <field order="13">
                <name>Customer Contact Information</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>153</position>
                <length>50</length>
            </field>
            <field order="14">
                <name>Store or Merchant or Processing Site Number</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>203</position>
                <length>8</length>
            </field>
            <field order="15">
                <name>Internal Control or Sequence Number</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>211</position>
                <length>25</length>
            </field>
            <field order="16">
                <name>Time</name>
                <usage>C</usage>
                <type>N</type>
                <validation>N</validation>
                <position>236</position>
                <length>4</length>
            </field>
            <field order="17">
                <name>Operator Name or Initials</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>240</position>
                <length>30</length>
            </field>
            <field order="18">
                <name>Operator Number</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>270</position>
                <length>5</length>
            </field>
            <field order="19">
                <name>Manager or Supervisor Name or Initials</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>275</position>
                <length>30</length>
            </field>
            <field order="20">
                <name>Manager or Supervisor Number</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>305</position>
                <length>5</length>
            </field>
            <field order="21">
                <name>Equipment Number</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>310</position>
                <length>15</length>
            </field>
            <field order="22">
                <name>Endorsement Indicator</name>
                <usage>C</usage>
                <type>AN</type>
                <dictonary comprehensive="true">
                    <value key="0">Endorsed in Blank</value>
                    <value key="1">For Deposit Only</value>
                    <value key="2">For Collection Only</value>
                    <value key="3">Anomalous Endorsement</value>
                    <value key="4">Restrictive Endorsement</value>
                    <value key="5">Guaranteed Endorsement</value>
                </dictonary>
                <validation>N</validation>
                <position>325</position>
                <length>1</length>
            </field>
            <field order="23">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>326</position>
                <length>10</length>
            </field>
        </fields>
    </record>
    
    <record type="68">
        <name>User Record - General Format Record</name>
        <type>68</type>
        <usage>C</usage>
        <validation>P</validation>
        <variableLength ref="URGFLengthOfUserData">45+X</variableLength>
        <fieldCount>8</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Owner Identifier Indicator</name>
                <usage>M</usage>
                <type>AN</type>
                <validation>R</validation>
                <position>3</position>
                <length>1</length>
            </field>
            <field order="3">
                <name>Owner Identifier</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>4</position>
                <length>9</length>
            </field>
            <field order="4">
                <name>Owner Identifier Modifier</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>13</position>
                <length>20</length>
            </field>
            <field order="5">
                <name>User Record Format Type</name>
                <usage>M</usage>
                <type>AN</type>
                <validation>R</validation>
                <position>33</position>
                <length>3</length>
            </field>
            <field order="6">
                <name>Format Type Version Level</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>36</position>
                <length>3</length>
            </field>
            <field order="7" id="URGFLengthOfUserData">
                <name>Length Of User Data</name>
                <usage>M</usage>
                <type>N</type>
                <validation>R</validation>
                <position>39</position>
                <length>7</length>
                <valueKey>X</valueKey>
            </field>
            <field order="8">
                <name>User Data</name>
                <usage>M</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>46</position>
                <variableLength ref="URGFLengthOfUserData">X</variableLength>
            </field>
        </fields>
    </record>

    <forbidden type="75">
        <name>Box Summary Record</name>
        <type>75</type>
        <usage>F</usage>
        <validation>N</validation>
    </forbidden>
    
    <record type="85">
        <name>Routing Number Summary Record</name>
        <type>85</type>
        <usage>C</usage>
        <validation>P</validation>
        <length>80</length>
        <fieldCount>6</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Routing Number Within Cash Letter</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Routing</subtype>
                <validation>R</validation>
                <position>3</position>
                <length>9</length>
            </field>
            <field order="3">
                <name>Routing Number Total Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>12</position>
                <length>14</length>
            </field>
            <field order="4">
                <name>Routing Number Item Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>26</position>
                <length>6</length>
            </field>
            <field order="5">
                <name>User Field</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>32</position>
                <length>24</length>
            </field>
            <field order="6">
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>56</position>
                <length>25</length>
            </field>
        </fields>
    </record>

    <record type="90">Cash Letter Control Record
        <name>Cash Letter Control Record</name>
        <type>90</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>9</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">
                <name>Bundle Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>3</position>
                <length>6</length>
            </field>
            <field order="3">
                <name>Cash Letter Item Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>9</position>
                <length>8</length>
            </field>
            <field order="4">
                <name>Cash Letter Total Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>17</position>
                <length>14</length>
            </field>
            <field order="5">
                <name>Cash Letter Image View Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>31</position>
                <length>9</length>
            </field>
            <field order="6">
                <name>ECE Instituion Name</name>
                <usage>M</usage>
                <type>ANS</type>
                <validation>R</validation>
                <position>40</position>
                <length>18</length>
            </field>
            <field order="7">
                <name>Settlement Date</name>
                <usage>C</usage>
                <type>N</type>
                <subtype>Date</subtype>
                <validation>P</validation>
                <position>58</position>
                <length>8</length>
            </field>
            <field order="8">Credit Total Indicator
                <name>Credit Total Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary ref="dictCreditTotalIndicator" comprehensive="true" />
                <validation>R</validation>
                <position>66</position>
                <length>1</length>
            </field>
            <field order="9">Reserved
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>67</position>
                <length>14</length>
            </field>
        </fields>
    </record>

    <record type="99">File Control Record
        <name>File Control Record</name>
        <type>99</type>
        <usage>M</usage>
        <validation>R</validation>
        <length>80</length>
        <fieldCount>9</fieldCount>
        <fields>
            <predefined order="1" ref="fieldRecordType">Record Type</predefined>
            <field order="2">Cash Letter Count
                <name>Cash Letter Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>3</position>
                <length>6</length>
            </field>
            <field order="3">Total Record Count
                <name>Total Record Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>9</position>
                <length>8</length>
            </field>
            <field order="4">Total Item Count
                <name>Total Item Count</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Count</subtype>
                <validation>R</validation>
                <position>17</position>
                <length>8</length>
            </field>
            <field order="5">Total Item Amount
                <name>Total Item Amount</name>
                <usage>M</usage>
                <type>N</type>
                <subtype>Amount</subtype>
                <validation>R</validation>
                <position>25</position>
                <length>16</length>
            </field>
            <field order="6">Immediate Origin Contact Name
                <name>Immediate Origin Contact Name</name>
                <usage>C</usage>
                <type>ANS</type>
                <validation>N</validation>
                <position>41</position>
                <length>14</length>
            </field>
            <field order="7">Immediate Origin Contact Phone Number
                <name>Immediate Origin Contact Phone Number</name>
                <usage>C</usage>
                <type>NB</type>
                <subtype>Phone</subtype>
                <validation>P</validation>
                <position>55</position>
                <length>10</length>
            </field>
            <field order="8">Credit Total Indicator
                <name>Credit Total Indicator</name>
                <usage>C</usage>
                <type>N</type>
                <dictonary ref="dictCreditTotalIndicator" comprehensive="true" />
                <validation>R</validation>
                <position>65</position>
                <length>1</length>
            </field>
            <field order="9">Reserved
                <name>Reserved</name>
                <usage>F</usage>
                <type>B</type>
                <validation>N</validation>
                <position>66</position>
                <length>15</length>
            </field>
        </fields>
    </record>
</records>