Update formatting in governance template documents

- Formatting improvements to AI incident report form
- Formatting updates to AI risk assessment checklist
- Formatting enhancements to AI use policy template

Author: agent-ptolemy

docs/governance-templates/ai-incident-report-form.md

@@ -39,7 +39,8 @@ Use this form whenever an AI-related incident occurs in your business. The infor
 
 **Incident Severity:** [ ] Critical  [ ] High  [ ] Medium  [ ] Low  
 
-Severity Definitions:  
+Severity Definitions: 
+ 
 - Critical: Immediate threat to safety, major data breach, or system-wide failure  
 - High: Significant impact on operations or multiple users affected  
 - Medium: Limited impact, workaround available  

docs/governance-templates/ai-risk-assessment-checklist.md

@@ -56,8 +56,9 @@ It can be used both as a **project planning tool** (to assess risks before deplo
 *(For example: website chatbot = low risk; staff rostering = medium risk; automated loan approvals = high risk)*  
 
 Additional considerations for risk level:  
+
 - [ ] Number of users potentially affected: ___  
-- [ ] Financial exposure if system fails: $___  
+- [ ] Financial exposure if system fails: $ ___  
 - [ ] Regulatory compliance implications assessed  
 - [ ] Reputational impact evaluated  
 

docs/governance-templates/ai-use-policy.md

@@ -186,6 +186,7 @@ To support day-to-day use, the following quick guide summarises acceptable and u
 - Assume AI-generated content is automatically free of copyright.  
 
 Common Scenarios:
+
 ✓ Using AI for draft emails: OK with review before sending  
 ✗ Customer data in ChatGPT: Never without approval  
 ✓ AI for research summaries: OK with fact-checking