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Will Flores
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XLS-96: Fix preamble to use pre block per template
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XLS-0096-insurance-protocol/README.md

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<pre>
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xls: 96
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title: Institutional DeFi Insurance Protocol for XLS-0065 Vaults
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description: An ecosystem-layer insurance protocol enabling vault depositors to purchase coverage against borrower defaults in XLS-0066 lending vaults.
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requires: XLS-0020, XLS-0030, XLS-0065, XLS-0066, XLS-0070, XLS-0080
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created: 2026-02-23
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updated: 2026-02-23
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</pre>
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# Institutional DeFi Insurance Protocol for XLS-0065 Vaults
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