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<!doctype html>
<html lang="en">
<head>
<meta charset="utf-8">
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<link rel="alternate" href="https://nivesguru.in" hreflang="en" />
<link rel="alternate" href="https://nivesguru.in/bn/" hreflang="bn" />
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<title>Nivesguru: Free Calculator Investment make easy for India</title>
<meta name="title" content="Nivesguru: Free Calculator Investment make easy for India">
<meta name="description"
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<meta name="keywords" content="Investment, Calculator, Plan Financial Future, Nivesguru">
<meta name="robots" content="index, follow">
<meta name="author" content="Anupam Mondal">
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<meta property="og:title" content="Nivesguru: Free Calculator Investment make easy for India">
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<meta property="twitter:title" content="Nivesguru: Free Calculator Investment make easy for India">
<meta property="twitter:description"
content="Nivesguru is a online calculation tool for investments absolutely free of cost. A initiative for Indian to motivate on investments for their finance related">
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<body>
<header>
<div class="wave1">
<nav class="navbar bg-dark navbar-expand-lg">
<div class="container">
<a class="navbar-brand text-white fw-bold" href="./" title="Nivesguru">
<img src="icons-vector.svg" width="32" height="32"
class="d-inline-block align-text-top rounded-circle bg-white" alt="Nivesguru Logo"
title="Nivesguru Logo">
<p class="d-inline-block h4">Nivesguru</p>
</a>
<button class="navbar-toggler shadow-none border-0" type="button" data-bs-toggle="collapse"
data-bs-target="#navbarSupportedContent" aria-controls="navbarSupportedContent"
aria-expanded="false" aria-label="Toggle Navigation">
<span class="text-white">
<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="currentColor"
class="bi bi-grid-fill" viewBox="0 0 16 16">
<path
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<div class="collapse navbar-collapse" id="navbarSupportedContent">
<ul class="navbar-nav ms-auto mb-2 mb-lg-0">
<li class="nav-item dropdown">
<a class="nav-link text-white dropdown-toggle" href="#" role="button"
data-bs-toggle="dropdown" aria-expanded="false">
Investment Calculators
</a>
<ul class="dropdown-menu">
<li>
<a class="dropdown-item"
href="senior-citizens-savings-scheme-scss-calculator">SCSS Calculator</a>
</li>
<li><a class="dropdown-item"
href="post-office-monthly-income-scheme-mis-calculator">MIS Calculator</a>
</li>
<li><a class="dropdown-item"
href="mahila-samman-savings-certificate-mssc-calculator">MSSC Calculator</a>
</li>
<li><a class="dropdown-item" href="post-office-time-deposit-td-calculator">TD
Calculator</a></li>
<li>
<hr class="dropdown-divider">
</li>
<li><a class="dropdown-item" href="sgb-calculator">SGB Calculator</a></li>
<li><a class="dropdown-item" href="kvp-calculator">KVP
Calculator</a></li>
<li><a class="dropdown-item" href="national-savings-certificate-nsc-calculator">NSC
Calculator</a></li>
<li><a class="dropdown-item" href="sukanya-samriddhi-yojana-ssy-calculator">SSY
Calculator</a></li>
<li>
<hr class="dropdown-divider">
</li>
<li><a class="dropdown-item" href="apy-calculator">APY
Calculator</a></li>
<li><a class="dropdown-item" href="national-pension-system-nps-calculator">NPS
Calculator</a></li>
<li><a class="dropdown-item" href="ppf-calculator">PPF
Calculator</a></li>
<li>
<hr class="dropdown-divider">
</li>
<li><a class="dropdown-item"
href="pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby-calculator">PMJJBY
Calculator</a></li>
<li><a class="dropdown-item"
href="pradhan-mantri-suraksha-bima-yojana-pmsby-calculator">PMSBY
Calculator</a></li>
</ul>
</li>
<li class="nav-item dropdown">
<a class="nav-link text-white dropdown-toggle" href="#" role="button"
data-bs-toggle="dropdown" aria-expanded="false">
Finance Calculators
</a>
<ul class="dropdown-menu">
<li><a class="dropdown-item" href="income-tax-calculator">Income Tax Calculator</a>
</li>
<li><a class="dropdown-item" href="gst-calculator">GST Calculator</a></li>
<li><a class="dropdown-item" href="simple-interest-calculator">Simple Interest
Calculator</a></li>
<li><a class="dropdown-item" href="service-tax-calculator">Service Tax
Calculator</a>
</li>
<li><a class="dropdown-item" href="capital-gain-tax-calculator">Capital Gain Tax
Calculator</a></li>
<li><a class="dropdown-item" href="tds-calculator">TDS Calculator</a></li>
<li><a class="dropdown-item" href="vat-calculator">VAT Calculator</a></li>
<li><a class="dropdown-item"
href="systematic-investment-plan-sip-return-calculator">SIP
Calculator</a></li>
<li><a class="dropdown-item" href="inflation-calculator-india">Inflation
Calculator</a></li>
<li><a class="dropdown-item" href="emi-calculator-online">EMI Calculator</a></li>
<li><a class="dropdown-item" href="swp-calculator-online">SWP Calculator</a></li>
<li><a class="dropdown-item" href="compound-interest-calculator">Compound Interest
Calculator</a></li>
<li><a class="dropdown-item" href="lumpsum-calculator-online">Lumpsum
Calculator</a></li>
</ul>
</li>
<li class="nav-item dropdown">
<a class="nav-link text-white dropdown-toggle" href="#" role="button"
data-bs-toggle="dropdown" aria-expanded="false">
Savings Calculators
</a>
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<h1 class="lead fw-bold fs-3">Investment Calculator - Plan Financial Future |
Nivesguru
</h1>
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<p class="lead fs-6"> Nivesguru is a online calculation tool for investments
absolutely free of cost. A initiative for Indian to motivate on investments for
their finance related queries with real time output along with a tool set of
calculators.
You can calculate your investment and its maturity amount through our
calculators like Savings / Fixed / Recurring Deposits. Government bonds like
Kisan Vikas Patra, National Security Certificates. Pension and family
plan like PPF, NPS, APY, PMJJBY, PMSBY, SSY for investments. Nivesguru is a
online calculation tool for investments absolutely free of cost. A initiative
for Indian to motivate on investments for their finance related
queries with real time output along with a tool set of calculators.
</p>
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<img src="./res/icon/bank-balance-check.webp" width="80" height="80"
loading="lazy" class="d-inline-block mx-auto"
alt="Bank Balance Check with Nivesguru">
<h3 class="d-inline-block h4 my-4 px-5">Bank Balance Check</h3>
</a>
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class="d-inline-block mx-auto" alt="Wheelguru logo">
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<h3 class="h4 my-4 px-3">Wheelguru</h3>
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<h3 class="h4 my-4 px-5">Zodiac</h3>
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</header>
<section id="post-office">
<div class="container">
<div class="row">
<div class="col-12">
<h2 class="my-4 py-4">Post Office schemes</h2>
</div>
</div>
<div class="row">
<div class="col-md-8 col-12">
<p class="lead fs-6 pb-4">The post office has long been a reliable institution for financial
transactions and investments. Post office schemes offer secure and accessible ways for
individuals to grow their savings. In this article, we will take an in-depth look at various
post office schemes, the recent changes in interest rates, and the exclusive benefits for senior
citizens. Whether you are a seasoned investor or a retiree seeking safe investment options, this
article will provide valuable insights to make informed decisions.</p>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/post-office-scss.webp" class="img-fluid d-block mx-auto"
alt="Senior Citizens Savings Scheme / SCSS Calculator"
title="Senior Citizens Savings Scheme / SCSS Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">SCSS Calculator</h3>
<a href="senior-citizens-savings-scheme-scss-calculator"
class="stretched-link shadow-none lead fs-6"
title="Senior Citizens Savings Scheme / SCSS Calculator">Senior Citizens
Savings Scheme</a>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/post-office-mssc.webp" class="img-fluid d-block mx-auto"
alt="Mahila Samman Savings Certificate / MSSC"
title="Mahila Samman Savings Certificate / MSSC" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">MSSC Calculator</h3>
<a href="mahila-samman-savings-certificate-mssc-calculator"
title="Mahila Samman Savings Certificate / MSSC Calculator"
class="stretched-link shadow-none lead fs-6">Mahila Samman Savings
Certificate</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/post-office-mis.webp" class="img-fluid d-block mx-auto"
alt="Post Office Monthly Income Scheme / MIS"
title="Post Office Monthly Income Scheme / MIS" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">MIS Calculator</h3>
<a href="post-office-monthly-income-scheme-mis-calculator"
class="stretched-link shadow-none lead fs-6"
title="Post Office Monthly Income Scheme / MIS Calculator">Post Office Monthly
Income Scheme</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/post-office-td.webp" class="img-fluid d-block mx-auto"
alt="Post Office Time Deposit / TD" title="Post Office Time Deposit / TD"
width="105" height="105" loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">TD Calculator</h3>
<a href="post-office-time-deposit-td-calculator"
class="stretched-link shadow-none lead fs-6"
title="Post Office Time Deposit / TD Calculator">Post Office Time Deposit
Scheme</a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</section>
<section id="pension-bima">
<div class="container">
<div class="row">
<div class="col-12">
<h2 class="text-center my-4 py-4">Pension / Bima Yojana</h2>
<p class="lead fs-6 pb-4">Pensions plans are the basic steps to secure your future. If you've
started investment and seeking for different options to invest and not started any pension plans
then you can checkout those available options like <strong>National Pension Scheme</strong>
(NPS), <strong>Public Provident Fund</strong> (PPF), <strong>Atal Pension Yojana</strong> (APY),
<strong>Pradhan Mantri Jeevan Jyoti Bima Yojana</strong> (PMJJBY), <strong>Pradhan Mantri
Suraksha Bima Yojana</strong> (PMSBY) or Secure your Girls future with <strong>Sukanya
Samriddhi Yojana</strong> (SSY). Here're some best Insurance Plan / Bima Yojana from the
Indian Government to ensure its citizens get covered from accidental loss / death benefits. Also
some other pension schemes are available to secure your retirement. Those are the best options
where you'll get benefited with minimal premium and maximum return or benefit as coverage. You
can check the calculators for investment and its return absolutely free of cost.
</p>
</div>
</div>
<div class="row">
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/pension-plan.webp" class="img-fluid d-block mx-auto"
alt="Atal Pension Yojana / APY Calculator"
title="Atal Pension Yojana / APY Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 my-2">APY Calculator</h3>
<a href="apy-calculator" class="stretched-link shadow-none lead fs-6">Atal
Pension Yojana</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/pension-plan.webp" class="img-fluid d-block mx-auto"
alt="National Pension System / NPS Calculator"
title="National Pension System / NPS Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 my-2">NPS Calculator</h3>
<a href="national-pension-system-nps-calculator"
class="stretched-link shadow-none lead fs-6">National Pension System</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/pension-plan.webp" class="img-fluid d-block mx-auto"
alt="Public Provident Fund Deposit / PPF Calculator"
title="Public Provident Fund Deposit / PPF Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 my-2">PPF Calculator</h3>
<a href="ppf-calculator" class="stretched-link shadow-none lead fs-6">Public
Provident Fund</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/bima-yojana.webp" class="img-fluid d-block mx-auto"
alt="Pradhan Mantri Jeevan Jyoti Bima / PMJJBY Calculator"
title="Pradhan Mantri Jeevan Jyoti Bima / PMJJBY Calculator" width="105"
height="105" loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">PMJJBY Calculator</h3>
<a href="pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby-calculator"
class="stretched-link shadow-none lead fs-6">Pradhan Mantri Jeevan Jyoti
Bima</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/bima-yojana.webp" class="img-fluid d-block mx-auto"
alt="Pradhan Mantri Suraksha Bima Yojana / PMSBY Calculator"
title="Pradhan Mantri Suraksha Bima Yojana / PMSBY Calculator" width="105"
height="105" loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">PMSBY Calculator</h3>
<a href="pradhan-mantri-suraksha-bima-yojana-pmsby-calculator"
class="stretched-link shadow-none lead fs-6">Pradhan Mantri Suraksha Bima
Yojana</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/ssy.webp" class="img-fluid d-block mx-auto img-fluid"
alt="Sukanya Samriddhi Yojana Deposit / SSY Calculator"
title="Sukanya Samriddhi Yojana Deposit / SSY Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">SSY Calculator</h3>
<a href="sukanya-samriddhi-yojana-ssy-calculator"
class="stretched-link shadow-none lead fs-6">Sukanya Samriddhi Yojana</a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</section>
<section id="bonds">
<div class="container">
<div class="row">
<div class="col-12">
<h2 class="text-center my-4 py-4">Government Bonds</h2>
<p class="lead fs-6 pb-4">Another alternative investment for Indian citizens / investors to keep the
money secure and risk free. Also get some good interest that can beat inflation for their
invested money. <strong>Kisan Vikas Patra</strong> (KVP), <strong>National Savings
Certificate</strong> (NSC) or <strong>Sovereign Gold Bond</strong> (SGB) like Government
bonds / certificates are the opportunities provided by the Government of India. There are some
locking periods for those options and some of them have the early access to partial / full
withdrawal facilities available with minimum penalties. Where you can survive the emergency
situations or can borrow a loan from financial institutes by mortgaging them. You can borrow the
loan amount up to 50-90% of your Bonds value.</p>
</div>
</div>
<div class="row">
<div class="col-md-4 col-12">
<div class="card border border-warning shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/gold-bonds.webp" class="img-fluid d-block mx-auto"
alt="Sovereign Gold Bond / SGB Calculator"
title="Sovereign Gold Bond / SGB Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">SGB Calculator</h3>
<a href="sgb-calculator" class="stretched-link shadow-none lead fs-6">Sovereign Gold
Bond</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/govt-bonds.webp" class="img-fluid d-block mx-auto"
alt="National Savings Certificate / NSC Calculator"
title="National Savings Certificate / NSC Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 mb-0">NSC Calculator</h3>
<a href="national-savings-certificate-nsc-calculator"
class="stretched-link shadow-none lead fs-6">National Savings Certificate</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/govt-bonds.webp" class="img-fluid d-block mx-auto"
alt="Kisan Vikas Patra / KVP Calculator" title="Kisan Vikas Patra / KVP Calculator"
width="105" height="105" loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 my-2">KVP Calculator</h3>
<a href="kvp-calculator" class="stretched-link shadow-none lead fs-6">Kisan
Vikas Patra</a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</section>
<section id="calculators">
<div class="container">
<div class="row">
<div class="col-12">
<h2 class="text-center my-4 py-4">Financial | Tax Calculator</h2>
<p class="lead fs-6 pb-4">Thanks to free online tools like the Financial Calculator, Free Online
Calculator, SIP Calculator, SCSS Calculator, and Compound Interest Calculator, you can make
informed financial decisions effortlessly. <strong>Financial Calculator</strong>: A versatile
tool for various financial calculations.Plan your investments, estimate loan payments, and
secure your financial future. <strong>Free Online Calculator</strong>: Convenient and
accessible, it simplifies complex calculations. Calculate mortgage payments, savings growth, and
tax liabilities online. <strong>SIP Calculator</strong>: Take control of your Systematic
Investment Plan. Visualize investment growth, adjust variables, and align with your financial
goals. <strong>SCSS Calculator</strong>: Ideal for senior citizens. Maximize returns with the
Senior Citizens Savings Scheme. Easily calculate returns for a secure retirement.
<strong>Compound Interest Calculator</strong>: Harness the power of compounding. See your money
grow when reinvested. Achieve financial goals with this essential tool. Incorporating these
calculators into your financial planning is a smart move. Make informed choices, secure your
future, and watch your financial dreams become reality. Explore these tools today and take a
step towards financial success.
</p>
</div>
</div>
<div class="row">
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/sip-calculator.webp" class="img-fluid d-block mx-auto"
alt="Systematic Investments Plan Return Calculator" title="Systematic Investments Plan Return
Calculator" width="105" height="105" loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 my-1">SIP Calculator</h3>
<a href="systematic-investment-plan-sip-return-calculator"
class="stretched-link shadow-none lead fs-6">Systematic Investments Plan Return
Calculator</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/sip-calculator.webp" class="img-fluid d-block mx-auto"
alt="SWP Calculator Online" title="SWP Calculator Online" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 my-1">SWP Calculator</h3>
<a class="stretched-link shadow-none lead fs-6"
href="swp-calculator-online">Systematic Withdrawal Plan / SWP Calculator</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/inflation-calculator.webp" class="img-fluid d-block mx-auto"
alt="Inflation Calculator for India by Nivesguru"
title="Inflation Calculator for India by Nivesguru" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 mb-2">Inflation Calculator</h3>
<a href="inflation-calculator-india"
class="stretched-link shadow-none lead fs-6">Inflation Calculator for India</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/inflation-calculator.webp" class="img-fluid d-block mx-auto"
alt="Lumpsum Calculator Online for India"
title="Lumpsum Calculator Online for India" width="105" height="105" loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body pe-0">
<h3 class="card-title h5 mb-2">Lumpsum Calculator</h3>
<a href="lumpsum-calculator-online"
class="stretched-link shadow-none lead fs-6">Lumpsum Calculator Online for
India</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/compound-interest-calculator.webp" class="img-fluid d-block mx-auto"
alt="Compound Interest Calculator Investment Calculator"
title="Compound Interest Calculator Financial Calculator" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">Interest Calculator</h3>
<a href="compound-interest-calculator"
class="stretched-link shadow-none lead fs-6">Compound Interest Calculator</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/compound-interest-calculator.webp" class="img-fluid d-block mx-auto"
alt="Simple Interest Calculator in Rupees"
title="Simple Interest Calculator in Rupees" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5">Interest Calculator</h3>
<a href="simple-interest-calculator"
class="stretched-link shadow-none lead fs-6">Simple Interest Calculator</a>
</div>
</div>
</div>
</div>
</div>
<div class="col-md-4 col-12">
<div class="card shadow mb-4 p-3">
<div class="row g-0">
<div class="col-md-4">
<img src="res/icon/inflation-calculator.webp" class="img-fluid d-block mx-auto"
alt="Inflation Calculator for India by Nivesguru"
title="Inflation Calculator for India by Nivesguru" width="105" height="105"
loading="lazy">
</div>
<div class="col-md-8">
<div class="card-body">
<h3 class="card-title h5 mb-2">EMI Calculator</h3>
<a href="emi-calculator-online" class="stretched-link shadow-none lead fs-6">Monthly
Installment EMI Calculator online</a>
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</div>
</div>
</div>
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</div>
</section>