FINERACT-2354: e2e test scenarios for re-aging with payable and full interest handling options

Author: MarianaDmytrivBinariks

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java

@@ -125,6 +125,8 @@ public enum DefaultLoanProduct implements LoanProduct {
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE, //
     LP2_ADV_PYMNT_INT_DAILY_EMI_360_30_INT_RECALC_DAILY_MULTIDISB_EXPECT_TRANCHE_APPROVED_OVER_APPLIED, //
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE, //
+    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE_CHARGEBACK, //
+    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_CHARGEBACK, //
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CASH_ACCOUNTING_DISBURSEMENT_CHARGES, //
     LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_INT_REFUND_FULL_ZERO_INT_CHARGE_OFF, //
     LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_INT_REFUND_FULL_ACCELERATE_MATURITY_CHARGE_OFF, //

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java

@@ -2220,6 +2220,79 @@ public void initialize() throws Exception {
                 TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE,
                 responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseDisbursementCharge);
 
+        // LP2 with progressive loan schedule + horizontal + interest recalculation daily EMI + 360/30 +
+        // multidisbursement
+        // Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
+        // chargeback - interest, fee, principal, penalty
+        String name150 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE_CHARGEBACK
+                .getName();
+        PostLoanProductsRequest loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseExpectTrancheChargeback = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP2Emi()//
+                .name(name150)//
+                .daysInYearType(DaysInYearType.DAYS360.value)//
+                .daysInMonthType(DaysInMonthType.DAYS30.value)//
+                .isInterestRecalculationEnabled(true)//
+                .preClosureInterestCalculationStrategy(1)//
+                .rescheduleStrategyMethod(4)//
+                .interestRecalculationCompoundingMethod(0)//
+                .recalculationRestFrequencyType(2)//
+                .recalculationRestFrequencyInterval(1)//
+                .creditAllocation(List.of(//
+                        createCreditAllocation("CHARGEBACK", List.of("INTEREST", "FEE", "PRINCIPAL", "PENALTY"))//
+                ))//
+                .paymentAllocation(List.of(//
+                        createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
+                        createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
+                        createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")))//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(false)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0);//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseExpectTrancheChargeback = loanProductsApi
+                .createLoanProduct(
+                        loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseExpectTrancheChargeback)
+                .execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE_CHARGEBACK,
+                responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseExpectTrancheChargeback);
+
+        // LP2 with progressive loan schedule + horizontal + interest recalculation daily EMI + 360/30 +
+        // multidisbursement
+        // Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
+        // chargeback - interest, fee, principal, penalty
+        String name151 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_CHARGEBACK
+                .getName();
+        PostLoanProductsRequest loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseChargeback = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP2Emi()//
+                .name(name151)//
+                .daysInYearType(DaysInYearType.DAYS360.value)//
+                .daysInMonthType(DaysInMonthType.DAYS30.value)//
+                .isInterestRecalculationEnabled(true)//
+                .preClosureInterestCalculationStrategy(1)//
+                .rescheduleStrategyMethod(4)//
+                .interestRecalculationCompoundingMethod(0)//
+                .recalculationRestFrequencyType(2)//
+                .recalculationRestFrequencyInterval(1)//
+                .creditAllocation(List.of(//
+                        createCreditAllocation("CHARGEBACK", List.of("INTEREST", "FEE", "PRINCIPAL", "PENALTY"))//
+                ))//
+                .paymentAllocation(List.of(//
+                        createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
+                        createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
+                        createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")))//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(true)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0);//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseChargeback = loanProductsApi
+                .createLoanProduct(loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseChargeback)
+                .execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_CHARGEBACK,
+                responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyMultiDisburseDisbursementCharge);
+
         // LP2 with progressive loan schedule + horizontal + interest recalculation daily EMI + 360/30 + cash based
         // accounting
         // Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java

@@ -2567,6 +2567,13 @@ public void loanInstallmentsObligationsMet() throws IOException {
         assertThat(allInstallmentsObligationsMet).isTrue();
     }
 
+    @Then("Loan is closed with zero outstanding balance and it's all installments have obligations met")
+    public void loanClosedAndInstallmentsObligationsMet() throws IOException {
+        loanInstallmentsObligationsMet();
+        loanOutstanding(0);
+        loanStatus("CLOSED_OBLIGATIONS_MET");
+    }
+
     @Then("Loan closedon_date is {string}")
     public void loanClosedonDate(String date) throws IOException {
         Response<PostLoansResponse> loanCreateResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java

@@ -155,6 +155,8 @@ public abstract class TestContextKey {
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisburseExpectTranche";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INT_DAILY_EMI_360_30_INT_RECALC_DAILY_MULTIDISB_EXPECT_TRANCHE_APPROVED_OVER_APPLIED = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisburseExpectTrancheApprovedOVerAppliedPercentage";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE = "loanProductCreateResponseLP2AdvancedPaymentInterestRecalculationDailyEmi36030Multidisburse";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE_CHARGEBACK = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisburseExpectTrancheChargeback";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_CHARGEBACK = "loanProductCreateResponseLP2AdvancedPaymentInterestRecalculationDailyEmi36030MultidisburseChargeback";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CASH_ACCOUNTING_DISBURSEMENT_CHARGES = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyCashBasedDisbursementCharge";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvancedPaymentCapitalizedIncome";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_BUYDOWN_FEES = "loanProductCreateResponseLP2ProgressiveAdvancedPaymentBuyDownFees";