Use ConfigOption withxxxx for simple usage

[xujianhai666]

Is your feature request related to a problem? Please describe.
now, when we use client 、producer、consumer, we must provide ClientOption, ProducerOption and ConsumerOption, but there are many params on Option, which puzzle users.
according to Rob Pike: https://commandcenter.blogspot.com/2014/01/self-referential-functions-and-design.html and Dave cheney: https://dave.cheney.net/2014/10/17/functional-options-for-friendly-apis , we should use WithXXX. for example:

type ClientOption func(opts ClientOptions) 
func WithURL(URL string) ClientOption {
    return func(opts ClientOptions) {
         .....
    }
}

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[jiazhai]

Thanks @xujianhai666 for your help on this issue and PR.