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Using rpc.MainnetRPCEndpoint directly can easily hit HTTP 429 “Too many requests,” especially with heavy methods like getTokenAccountsByOwner, which may surprise users who assume the error is from the SDK and not from the public endpoint limits
Switching to a third‑party RPC often requires changing endpoints and understanding that some providers have custom APIs or behaviors; if their JSON-RPC behavior diverges from Solana’s official spec, the SDK may behave unexpectedly