Cannot create room when e2ee disabled by server

[HukuToc2288]

Steps to reproduce

1. On server set very high permission to create encrypted room, like "m.room.encryption": 999
2. Try to start private chat via Element X

Outcome

What did you expect?

Room created and you can chat without e2ee

What happened instead?

You seeing message "An error occurred when trying to start a chat"
Sever logging:
synapse.http.server - 131 - INFO - POST-494 - <XForwardedForRequest at 0x715d03305bd0 method='POST' uri='/_matrix/client/v3/createRoom' clientproto='HTTP/1.1' site='1360'> SynapseError: 403 - You cannot create an encrypted room. user_level (100) < send_level (999)

Your phone model

Google Pixel 7a

Operating system version

Android 13

Application version and app store

Element X 26.03.0

Homeserver

Synapse

Will you send logs?

Yes

Are you willing to provide a PR?

Yes