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|[**Backing factor**](/fassets/overview#agents)<br />The percentage of underlying assets that must be actively backed at any time. | 98% | 99% | 95-98%|
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|[**Backing factor**](/fassets/overview#agents)<br />The percentage of underlying assets that must be actively backed at any time. | 98% | 99% | 95% |
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|[**Vault collateral**](/fassets/collateral#vault-collateral)<br />Types of collateral required in the agent's vault. ||||
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| • **Supported types**<br />Collateral types allowed in the vault. |`USDX`|`USDX`|`USDX`|
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| • [**Minimal CR**](/fassets/collateral#minimal-cr)<br />The minimum collateral ratio required to avoid liquidation. | 1.2 | 1.2 | 1.2 |
@@ -171,8 +171,8 @@ Agents are free to adjust these settings as they see fit.
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|[**Minting fee**](/fassets/minting#minting-fee)<br />The minting fee is when users (minters) mint FAssets by depositing underlying assets with an agent. | 1% | 1% | 1% |
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|[**Pool share**](/fassets/minting#pool-share)<br />The pool share fee is the portion of the minting and redemption fees allocated to pool collateral providers. | 30% | 30% | 30% |
| **Agent vault**<br /> The minting vault collateral ratio is the minimum collateral required to back FAssets, ensuring value protection against under-collateralization. | 1.3| 1.3| 1.3|
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| **Collateral pool**<br /> The minting pool collateral ratio ensures the collateral value supports the minted FAssets. | 1.6| 1.6| 1.6|
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| **Agent vault**<br /> The minting vault collateral ratio is the minimum collateral required to back FAssets, ensuring value protection against under-collateralization. | 1.4| 1.4| 1.4|
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| **Collateral pool**<br /> The minting pool collateral ratio ensures the collateral value supports the minted FAssets. | 1.7| 1.7| 1.7|
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|[**Exit CR**](/fassets/collateral#exit-cr)<br />The pool exit collateral ratio is the minimum collateral ratio agents must maintain when exiting their pool collateral. | 1.6 | 1.6 | 1.6 |
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|[**Top-up CR**](/fassets/collateral#top-up-cr)<br />Defines the minimum collateral ratio agents must maintain when topping up pool collateral. | 1.5 | 1.5 | 1.5 |
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|**Top-up discount**<br />The pool top-up token discount values added tokens at a slight discount to market price, increasing system stability, shown as a factor on the Agent UI. | 0.5% | 0.5% | 0.5% |
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|**Maximum governance update frequency**<br />Minimum amount of time between updates of any governance setting.<br /> | 1 day | 1 day | 1 day |
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|**Token invalidation time**<br />Time between the moment a token is deprecated by governance and it becomes invalid. Agents still using it as vault collateral get liquidated after this time.<br /> | 1 day | 1 day | 1 day |
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|**Agent exit available time lock**<br />The time the agent has to wait after announcing exit from the list of publicly available agents and executing the exit.<br /> | 3 hours | 3 hours | 3 hours |
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|**Agent fee change time lock**<br />The time the agent has to wait between announcing and changing the agent fee or the pool share.<br /> | 1 day| 1 day| 1 day|
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|**Agent minting CR change time lock**<br />The time the agent has to wait between announcing and changing the minting CR (vault or pool).<br /> |1 hour|1 hour|1 hour|
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|**Agent fee change time lock**<br />The time the agent has to wait between announcing and changing the agent fee or the pool share.<br /> | 1 hour| 1 hour| 1 hour|
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|**Agent minting CR change time lock**<br />The time the agent has to wait between announcing and changing the minting CR (vault or pool).<br /> |5 minutes|5 minutes|5 minutes|
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|**Pool exit and top-up change time lock**<br />The time the agent has to wait between announcing and changing any pool exit and top-up settings.<br /> | 1 day | 1 day | 1 day |
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|**Agent time-locked operation window**<br />Once the above time locks expire, agents have this amount of time to execute the requested operation.<br /> | 2 hours | 2 hours | 2 hours |
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|**Collateral pool token time lock**<br />Amount of seconds that a user entering the collateral pool must wait before spending (exit or transfer) the obtained pool tokens.<br /> | 60 seconds | 60 seconds | 60 seconds |
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