[Feat]: Supporting Issuers & Networks #51
Description
Is your feature request related to a problem? Please describe.
Requests for enforcement of PaymentMandata data sharing as prescribed in the specification quotes below:
The PaymentMandate’s goal is to help the network/issuer build trust into the agentic transaction...
With user consent, the issuer and/or network may contractually enforce rules which require the sharing of additional information present in Cart and/or Intent Mandates for purposes such as fraud prevention.
Step 14: The PaymentMandate contains information that can be appended to the existing transaction authorization packet which will provide visibility to PSP/Networks/Issuers that the transaction had AI Agent involvement and its modality (Human Present or Human Not Present).
Step 21: While not shown in the diagram we expect the PSP to send the transaction authorization message (along with the PaymentMandate) to supporting networks/issuers, allowing these parties to reason over the transactions and make a decision (approve/deny/challenge).
Describe the solution you'd like
In Scope for AP2:
- How does one obtain user consent within an AP2 enabled agent to require sharing of additional information with Issuers / Networks per their contractual requirements?
Likely out of scope for AP2 but including them as salient questions for the broader agentic commerce ecosystem:
- How will the PaymentMandate information be shared with PSP / Networks / Issuers?
- Is there a standardized implementation prescribed from this protocol to address the fragementation risk of unique implementations per PSP / Network / Issuer?
Describe alternatives you've considered
No response
Additional context
No response
Code of Conduct
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