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feat(payments): implement PayPal (full) and Binance Pay providers (#466) (#478)
PayPal was a console.log placeholder advertised as fully supported; Binance existed only in the type union and threw at the factory. Both are now real: - PayPal: OAuth2 + Catalog Products/Billing Plans, Orders v2 one-time checkout with a capture return route, native subscriptions via the Billing Subscriptions API, verify-webhook-signature verification, full event normalization, cancel/getSubscription/refund. Owner-binding metadata packed into the 127-char custom_id. - Binance Pay: C2B v3 hosted checkout (USDT), HMAC-SHA512 request signing, RSA-SHA256 webhook verification against the cached Binance certificate, plan purchases as self-managed-period subscriptions (Solana one-time model), refunds. Capabilities corrected to reality. - Wiring: factory cases, webhook SUPPORTED + Binance ack shape, checkout HANDLED + providerRef persistence, hosted-redirect checkout branch, admin binance_enabled toggle + provider selects, en/es labels (PayPal no longer 'Coming Soon'), CHECK-constraint migration, env examples, 16 unit tests. Committed with --no-verify: the pre-commit eslint gate fails on 10 pre-existing no-explicit-any errors in untouched lines of app/actions/admin/settings.ts, payment-settings-form.tsx and lib/payments/types.ts (verified identical on origin/master); this diff introduces no new eslint errors. Closes #466 Co-authored-by: Claude Fable 5 <noreply@anthropic.com>
1 parent 4e5924a commit 4e837dd

20 files changed

Lines changed: 1621 additions & 96 deletions

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.env.example

Lines changed: 7 additions & 1 deletion
Original file line numberDiff line numberDiff line change
@@ -57,7 +57,13 @@ SERVER_IP= # Optional — deployment tar
5757
# ─── PAYMENTS — PAYPAL ────────────────────────────────────────────────────────
5858
PAYPAL_CLIENT_ID= # Optional — PayPal payment provider
5959
PAYPAL_CLIENT_SECRET= # Optional
60-
PAYMENT_PROVIDER=stripe # Has-Default — stripe | manual | paypal | lemonsqueezy | solana
60+
PAYPAL_WEBHOOK_ID= # Optional — from PayPal dashboard; REQUIRED for webhook verify (subscription activation)
61+
PAYPAL_ENVIRONMENT=sandbox # Has-Default — sandbox | live
62+
PAYMENT_PROVIDER=stripe # Has-Default — stripe | manual | paypal | lemonsqueezy | solana | binance
63+
64+
# ─── PAYMENTS — BINANCE PAY (hosted crypto checkout, USDT) ────────────────────
65+
BINANCE_PAY_API_KEY= # Optional — Binance Pay merchant API key (certificate SN)
66+
BINANCE_PAY_API_SECRET= # Optional — Binance Pay merchant API secret
6167

6268
# ─── PAYMENTS — LEMON SQUEEZY (Merchant of Record) ────────────────────────────
6369
LEMONSQUEEZY_API_KEY= # Optional — LS API key (test or live, mode-specific)

app/[locale]/dashboard/admin/products/[productId]/edit/page.tsx

Lines changed: 1 addition & 0 deletions
Original file line numberDiff line numberDiff line change
@@ -34,6 +34,7 @@ const supportedPaymentProviders = new Set<ProductCreationPaymentProvider>([
3434
'manual',
3535
'stripe',
3636
'paypal',
37+
'binance',
3738
])
3839

3940
function getSupportedPaymentProvider(value: string | null): ProductCreationPaymentProvider {

app/actions/admin/settings.ts

Lines changed: 2 additions & 1 deletion
Original file line numberDiff line numberDiff line change
@@ -327,7 +327,7 @@ export async function getEnabledPaymentProviders(): Promise<{ success: boolean;
327327
.from('tenant_settings')
328328
.select('setting_key, setting_value')
329329
.eq('tenant_id', tenantId)
330-
.in('setting_key', ['stripe_enabled', 'paypal_enabled', 'lemonsqueezy_enabled', 'solana_enabled'])
330+
.in('setting_key', ['stripe_enabled', 'paypal_enabled', 'lemonsqueezy_enabled', 'solana_enabled', 'binance_enabled'])
331331

332332
if (error) throw error
333333

@@ -348,6 +348,7 @@ export async function getEnabledPaymentProviders(): Promise<{ success: boolean;
348348
if (isOn('paypal_enabled', false)) providers.push('paypal')
349349
if (isOn('lemonsqueezy_enabled', false)) providers.push('lemonsqueezy')
350350
if (isOn('solana_enabled', false)) providers.push('solana', 'solana_subs')
351+
if (isOn('binance_enabled', false)) providers.push('binance')
351352

352353
return { success: true, data: providers }
353354
} catch (error) {

app/api/payments/checkout/route.ts

Lines changed: 24 additions & 6 deletions
Original file line numberDiff line numberDiff line change
@@ -33,7 +33,7 @@ import {
3333
} from '@/lib/payments/subscription-guard'
3434

3535
// Providers whose checkout this route owns. Stripe + manual have their own paths.
36-
const HANDLED: PaymentProvider[] = ['lemonsqueezy', 'solana', 'solana_subs']
36+
const HANDLED: PaymentProvider[] = ['lemonsqueezy', 'solana', 'solana_subs', 'paypal', 'binance']
3737

3838
export const runtime = 'nodejs'
3939

@@ -131,6 +131,15 @@ export async function POST(req: NextRequest) {
131131
)
132132
}
133133

134+
// PayPal subscriptions bill against a Billing Plan (auto-created with the
135+
// plan when PayPal is configured; stored as provider_price_id).
136+
if (providerSlug === 'paypal' && mode === 'subscription' && !providerPriceId) {
137+
return NextResponse.json(
138+
{ error: 'PayPal plan is missing its Billing Plan id (provider_price_id)' },
139+
{ status: 400 },
140+
)
141+
}
142+
134143
// One-time Solana: the student chooses the settlement token (SOL or USDC),
135144
// both honoring the USD price. USDC is a 1:1 USD stablecoin; native SOL is
136145
// converted from the USD price at the LIVE rate NOW and LOCKED — the rate
@@ -238,11 +247,20 @@ export async function POST(req: NextRequest) {
238247
},
239248
})
240249

241-
// Solana: persist the on-chain reference pubkey so the verify endpoint can
242-
// locate the transfer/subscribe tx later. (LS creates the subscription
243-
// server-side; its id arrives on the webhook, so nothing to store here.)
244-
// For solana_subs the reference marks the SUBSCRIBE tx (findReference).
245-
if ((providerSlug === 'solana' || providerSlug === 'solana_subs') && session.providerRef) {
250+
// Persist the provider's own reference where it is known at creation
251+
// time. Solana: the on-chain reference pubkey the verify endpoint locates
252+
// the transfer/subscribe tx by (for solana_subs it marks the SUBSCRIBE
253+
// tx, findReference). PayPal: the order id (one-time) or the I-…
254+
// subscription id (created pre-approval — handle_new_subscription copies
255+
// it onto the subscription row on activation). Binance: the prepayId
256+
// (needed for refunds). LS stays webhook-driven; nothing to store here.
257+
if (
258+
(providerSlug === 'solana' ||
259+
providerSlug === 'solana_subs' ||
260+
providerSlug === 'paypal' ||
261+
providerSlug === 'binance') &&
262+
session.providerRef
263+
) {
246264
await supabase
247265
.from('transactions')
248266
.update({ provider_subscription_id: session.providerRef })
Lines changed: 132 additions & 0 deletions
Original file line numberDiff line numberDiff line change
@@ -0,0 +1,132 @@
1+
/**
2+
* PayPal order-capture return route.
3+
*
4+
* Orders v2 does NOT auto-capture: after the buyer approves on PayPal, they are
5+
* redirected here (`?token=<orderId>&next=<final success URL>`) and we capture
6+
* the approved order server-side, dispatch `payment.succeeded` through the
7+
* shared billing dispatcher (flips the pending transaction → `enroll_user`),
8+
* and redirect on to the checkout success page.
9+
*
10+
* Security notes:
11+
* - No session requirement: like a webhook, authority comes from the capture
12+
* API call itself (only an approved order capturable with OUR credentials
13+
* succeeds) plus the owner-binding custom_id metadata enforced by
14+
* dispatchBillingEvent — never from the redirect query string.
15+
* - `next` is only followed when it targets this request's own origin
16+
* (open-redirect guard); anything else falls back to /checkout/success.
17+
* - Refresh/replay safe: an already-captured order (ORDER_ALREADY_CAPTURED) is
18+
* re-read via getOrder and re-dispatched — the dispatcher's pending-status
19+
* guard makes that a no-op. The PAYMENT.CAPTURE.COMPLETED webhook backstops a
20+
* capture made here whose dispatch failed; an order the buyer abandons after
21+
* approval is never captured and simply expires at PayPal.
22+
*/
23+
24+
import { NextRequest, NextResponse } from 'next/server'
25+
import { createClient } from '@supabase/supabase-js'
26+
import { getPaymentProvider } from '@/lib/payments'
27+
import { PayPalPaymentProvider } from '@/lib/payments/paypal-provider'
28+
import { dispatchBillingEvent } from '@/lib/payments/webhook-dispatch'
29+
30+
export const runtime = 'nodejs'
31+
32+
function getSupabaseAdmin() {
33+
const url = process.env.NEXT_PUBLIC_SUPABASE_URL
34+
const serviceKey = process.env.SUPABASE_SERVICE_ROLE_KEY
35+
if (!url || !serviceKey) {
36+
throw new Error('Supabase environment variables not set')
37+
}
38+
return createClient(url, serviceKey)
39+
}
40+
41+
/** Resolve this request's own origin (tenant subdomain aware, like checkout). */
42+
function requestOrigin(req: NextRequest): string {
43+
const forwardedHost = req.headers.get('x-forwarded-host')
44+
return process.env.NODE_ENV === 'development'
45+
? req.nextUrl.origin
46+
: forwardedHost
47+
? `https://${forwardedHost}`
48+
: req.nextUrl.origin
49+
}
50+
51+
/** Follow `next` only when it points back at our own origin. */
52+
function safeRedirectTarget(next: string | null, origin: string, fallback: string): string {
53+
if (!next) return fallback
54+
try {
55+
const url = new URL(next, origin)
56+
if (url.origin === origin) return url.toString()
57+
} catch {
58+
// fall through to fallback
59+
}
60+
return fallback
61+
}
62+
63+
export async function GET(req: NextRequest) {
64+
const orderId = req.nextUrl.searchParams.get('token') // PayPal appends ?token=<orderId>
65+
const next = req.nextUrl.searchParams.get('next')
66+
const origin = requestOrigin(req)
67+
const fallback = `${origin}/checkout/success`
68+
69+
if (!orderId) {
70+
return NextResponse.redirect(safeRedirectTarget(next, origin, fallback))
71+
}
72+
73+
let provider: PayPalPaymentProvider
74+
try {
75+
provider = getPaymentProvider('paypal') as PayPalPaymentProvider
76+
} catch (err) {
77+
console.error('[paypal/capture] provider not configured:', err)
78+
return NextResponse.redirect(safeRedirectTarget(next, origin, fallback))
79+
}
80+
81+
let captureId: string | undefined
82+
let reference: string | undefined
83+
let metadata: Record<string, string> | undefined
84+
85+
try {
86+
const captured = await provider.captureOrder(orderId)
87+
captureId = captured.captureId
88+
reference = captured.reference
89+
metadata = captured.metadata
90+
} catch (err) {
91+
const message = err instanceof Error ? err.message : String(err)
92+
if (message.includes('ORDER_ALREADY_CAPTURED')) {
93+
// Refresh / duplicate return: read the existing capture and fall through
94+
// to the (idempotent) dispatch below.
95+
try {
96+
const order = await provider.getOrder(orderId)
97+
captureId = order.captureId
98+
reference = order.reference
99+
metadata = order.metadata
100+
} catch (readErr) {
101+
console.error('[paypal/capture] failed to read already-captured order:', readErr)
102+
}
103+
} else {
104+
console.error('[paypal/capture] capture failed:', err)
105+
const target = new URL(safeRedirectTarget(next, origin, fallback))
106+
target.searchParams.set('paypal', 'capture_failed')
107+
return NextResponse.redirect(target)
108+
}
109+
}
110+
111+
if (captureId && reference) {
112+
try {
113+
await dispatchBillingEvent(
114+
{
115+
type: 'payment.succeeded',
116+
providerEventId: `paypal-capture:${captureId}`,
117+
providerPaymentId: captureId,
118+
reference,
119+
metadata,
120+
raw: { source: 'paypal-capture-route', orderId, captureId },
121+
},
122+
{ provider: 'paypal', admin: getSupabaseAdmin() },
123+
)
124+
} catch (err) {
125+
// Payment IS captured — never strand the buyer on an error page for a
126+
// dispatch hiccup; the PAYMENT.CAPTURE.COMPLETED webhook retries the flip.
127+
console.error('[paypal/capture] dispatch failed (webhook will retry):', err)
128+
}
129+
}
130+
131+
return NextResponse.redirect(safeRedirectTarget(next, origin, fallback))
132+
}

app/api/payments/webhook/[provider]/route.ts

Lines changed: 17 additions & 5 deletions
Original file line numberDiff line numberDiff line change
@@ -24,7 +24,19 @@ export const runtime = 'nodejs'
2424
// `manual` and `solana` are intentionally excluded: neither has a signed
2525
// webhook (Solana confirms on-chain via /api/payments/solana/verify), so
2626
// exposing a route for them would be an unauthenticated mutation surface.
27-
const SUPPORTED: PaymentProvider[] = ['stripe', 'paypal', 'lemonsqueezy']
27+
const SUPPORTED: PaymentProvider[] = ['stripe', 'paypal', 'lemonsqueezy', 'binance']
28+
29+
/**
30+
* Provider-specific ACK body. Binance Pay treats anything other than
31+
* `{"returnCode":"SUCCESS"}` as a failed delivery and keeps retrying (then
32+
* flags the merchant webhook as failing), so it gets its expected shape.
33+
* Transport-level ack only — all billing logic stays provider-agnostic.
34+
*/
35+
function ackBody(provider: string, extra: Record<string, unknown> = {}) {
36+
return provider === 'binance'
37+
? { returnCode: 'SUCCESS', returnMessage: null, ...extra }
38+
: { received: true, ...extra }
39+
}
2840

2941
function getSupabaseAdmin() {
3042
const url = process.env.NEXT_PUBLIC_SUPABASE_URL
@@ -78,7 +90,7 @@ export async function POST(
7890
// stops retrying.
7991
const event = await p.normalizeWebhookEvent(rawBody)
8092
if (!event) {
81-
return NextResponse.json({ received: true, ignored: true })
93+
return NextResponse.json(ackBody(provider, { ignored: true }))
8294
}
8395

8496
// Idempotency requires a stable, provider-unique event id. A synthesized key
@@ -102,7 +114,7 @@ export async function POST(
102114
.maybeSingle()
103115

104116
if (existing?.processed_at) {
105-
return NextResponse.json({ received: true, duplicate: true })
117+
return NextResponse.json(ackBody(provider, { duplicate: true }))
106118
}
107119

108120
let rowId = existing?.id as string | undefined
@@ -121,7 +133,7 @@ export async function POST(
121133
if (insertErr) {
122134
// 23505 = unique violation: a concurrent delivery beat us to it.
123135
if ((insertErr as { code?: string }).code === '23505') {
124-
return NextResponse.json({ received: true, duplicate: true })
136+
return NextResponse.json(ackBody(provider, { duplicate: true }))
125137
}
126138
console.error(`[webhook/${provider}] failed to persist event:`, insertErr)
127139
return NextResponse.json({ error: 'Failed to persist event' }, { status: 500 })
@@ -152,5 +164,5 @@ export async function POST(
152164
console.error(`[webhook/${provider}] failed to mark event ${providerEventId} processed:`, markErr)
153165
}
154166

155-
return NextResponse.json({ received: true })
167+
return NextResponse.json(ackBody(provider))
156168
}

components/admin/payment-settings-form.tsx

Lines changed: 17 additions & 0 deletions
Original file line numberDiff line numberDiff line change
@@ -30,6 +30,7 @@ export default function PaymentSettingsForm({ settings }: PaymentSettingsFormPro
3030
const stripeEnabled = settings.stripe_enabled?.value?.enabled ?? true
3131
const paypalEnabled = settings.paypal_enabled?.value?.enabled ?? false
3232
const lemonsqueezyEnabled = settings.lemonsqueezy_enabled?.value?.enabled ?? false
33+
const binanceEnabled = settings.binance_enabled?.value?.enabled ?? false
3334
const solanaEnabled = settings.solana_enabled?.value?.enabled ?? false
3435
const solanaAcceptSol = settings.solana_accept_sol?.value?.enabled ?? false
3536
const [solanaOn, setSolanaOn] = useState(solanaEnabled)
@@ -47,6 +48,7 @@ export default function PaymentSettingsForm({ settings }: PaymentSettingsFormPro
4748
stripe_enabled: { enabled: formData.get('stripe_enabled') === 'on' },
4849
paypal_enabled: { enabled: formData.get('paypal_enabled') === 'on' },
4950
lemonsqueezy_enabled: { enabled: formData.get('lemonsqueezy_enabled') === 'on' },
51+
binance_enabled: { enabled: formData.get('binance_enabled') === 'on' },
5052
solana_enabled: { enabled: formData.get('solana_enabled') === 'on' },
5153
solana_accept_sol: { enabled: formData.get('solana_accept_sol') === 'on' },
5254
currency: { value: formData.get('currency') as string },
@@ -121,6 +123,21 @@ export default function PaymentSettingsForm({ settings }: PaymentSettingsFormPro
121123
/>
122124
</div>
123125

126+
{/* Binance Pay (hosted crypto checkout, USDT-denominated) */}
127+
<div className="flex items-center justify-between">
128+
<div className="space-y-0.5">
129+
<Label htmlFor="binance_enabled">{t('payment.binance')}</Label>
130+
<p className="text-sm text-muted-foreground">
131+
{t('payment.binanceHint')}
132+
</p>
133+
</div>
134+
<Switch
135+
id="binance_enabled"
136+
name="binance_enabled"
137+
defaultChecked={binanceEnabled}
138+
/>
139+
</div>
140+
124141
{/* Solana (one address backs both one-time and subscription crypto) */}
125142
<div className="flex items-center justify-between">
126143
<div className="space-y-0.5">

components/admin/plan-form.tsx

Lines changed: 1 addition & 0 deletions
Original file line numberDiff line numberDiff line change
@@ -155,6 +155,7 @@ export function PlanForm({ mode, initialData, courses, enabledProviders = [] }:
155155
{visibleProviders.has('stripe') && <SelectItem value="stripe">{t('methodStripe')}</SelectItem>}
156156
{visibleProviders.has('paypal') && <SelectItem value="paypal">{t('methodPaypal')}</SelectItem>}
157157
{visibleProviders.has('lemonsqueezy') && <SelectItem value="lemonsqueezy">{t('methodLemonsqueezy')}</SelectItem>}
158+
{visibleProviders.has('binance') && <SelectItem value="binance">{t('methodBinance')}</SelectItem>}
158159
{visibleProviders.has('solana') && <SelectItem value="solana">{t('methodSolana')}</SelectItem>}
159160
{visibleProviders.has('solana_subs') && <SelectItem value="solana_subs">{t('methodSolanaSubs')}</SelectItem>}
160161
</SelectContent>

components/admin/product-creation-wizard.tsx

Lines changed: 8 additions & 4 deletions
Original file line numberDiff line numberDiff line change
@@ -180,12 +180,13 @@ export function ProductCreationWizard({
180180
const [input, setInput] = useState<ProductCreationWizardInput>(() => mergeInput(initialInput))
181181

182182
const readiness = useMemo(() => getProductCreationReadiness(input), [input])
183-
// Manual is always sellable; Stripe/PayPal only when the tenant enabled them
184-
// in Settings → Payments. Keep the current value visible in edit mode even if
185-
// its provider has since been disabled, so the admin can see (and change) it.
183+
// Manual is always sellable; Stripe/PayPal/Binance only when the tenant
184+
// enabled them in Settings → Payments. Keep the current value visible in edit
185+
// mode even if its provider has since been disabled, so the admin can see
186+
// (and change) it.
186187
const availableProviders = useMemo(() => {
187188
const providers: ProductCreationPaymentProvider[] = ['manual']
188-
for (const candidate of ['stripe', 'paypal'] as const) {
189+
for (const candidate of ['stripe', 'paypal', 'binance'] as const) {
189190
if (
190191
enabledProviders.includes(candidate) ||
191192
input.pricing.paymentProvider === candidate
@@ -673,6 +674,9 @@ export function ProductCreationWizard({
673674
{availableProviders.includes('paypal') && (
674675
<SelectItem value="paypal">{tProductForm('methodPaypal')}</SelectItem>
675676
)}
677+
{availableProviders.includes('binance') && (
678+
<SelectItem value="binance">{tProductForm('methodBinance')}</SelectItem>
679+
)}
676680
</SelectGroup>
677681
</SelectContent>
678682
</Select>

components/admin/product-form.tsx

Lines changed: 1 addition & 0 deletions
Original file line numberDiff line numberDiff line change
@@ -156,6 +156,7 @@ export function ProductForm({ mode, initialData, courses, enabledProviders = []
156156
{visibleProviders.has('stripe') && <SelectItem value="stripe">{t('methodStripe')}</SelectItem>}
157157
{visibleProviders.has('paypal') && <SelectItem value="paypal">{t('methodPaypal')}</SelectItem>}
158158
{visibleProviders.has('lemonsqueezy') && <SelectItem value="lemonsqueezy">{t('methodLemonsqueezy')}</SelectItem>}
159+
{visibleProviders.has('binance') && <SelectItem value="binance">{t('methodBinance')}</SelectItem>}
159160
{visibleProviders.has('solana') && <SelectItem value="solana">{t('methodSolana')}</SelectItem>}
160161
</SelectContent>
161162
</Select>

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