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Merge pull request #5553 from newjersey/content-repo
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‎content/src/certifications/dbe.md‎

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---
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descriptionMd: A Disadvantaged Business Enterprise (DBE) certification may
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provide an advantage for New Jersey Department of Transportation's (NJDOT)
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contracts. *Learn more about [government
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contracts](https://business.nj.gov/pages/government-contracting).*
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urlSlug: dbe
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name: Obtain a Disadvantaged Business Enterprise
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id: dbe
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callToActionLink: https://www.state.nj.us/transportation/business/civilrights/dbe.shtm#policy
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callToActionText: Apply for My DBE Certification
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agency:
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- NJDOT
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applicableOwnershipTypes:
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- minority-owned
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- woman-owned
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isSbe: false
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---
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A Disadvantaged Business Enterprise (DBE) certification may **provide an advantage for the New Jersey Department of Transportation's (NJDOT) contracts**.
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*Learn more about [government contracts](https://business.nj.gov/pages/government-contracting).*
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- - -
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### Eligibility Criteria
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A DBE must meet all of the following:
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1. Small business according to the [Small Business Administration (SBA) size standards](https://www.sba.gov/size-standards/index.html)
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2. 51% owned, and controlled by one or more `socially and economically disadvantaged individuals|socially-economically-disadvantaged`
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3. Authorized to do business in New Jersey and have all relevant business registrations and/or licenses
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4. Meet the DBE statutory cap (Business size standard/Gross receipts cap) currently at $28.48 million
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### Application Needs
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* Preferences are given to those whose principal place of business is in New Jersey but will accept applications from out-of-state firms who are DBE certified in their home state
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* Requires submission of documents to support personal net worth (PNW) and DBE statutory cap
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* Applicant must participate in the on-site interview proceedings
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> **After you complete this, you will have:**
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>
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> * A Disadvantaged Business Enterprise certificate

‎content/src/certifications/esbe.md‎

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---
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descriptionMd: Emerging Small Business Enterprise (ESBE) certification
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facilitates competition by small businesses for New Jersey Department of
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Transportation's (NJDOT) contracts. _Learn more about [government
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contracts](https://business.nj.gov/pages/government-contracting)._
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urlSlug: esbe
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name: Get a Emerging Small Business Enterprise (ESBE)
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id: esbe
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callToActionLink: https://www.state.nj.us/transportation/business/civilrights/dbe.shtm#policy
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callToActionText: Apply for My ESBE
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agency:
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- NJDOT
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isSbe: false
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---
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Emerging Small Business Enterprise (ESBE) certification **facilitates competition by small businesses for New Jersey Department of Transportation's (NJDOT) contracts.**
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*Learn more about [government contracts](https://business.nj.gov/pages/government-contracting).*
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- - -
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### Eligibility Criteria
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1. Must be a small business, according to [SBA size standards](https://www.sba.gov/size-standards/index.html)
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2. Be 51% owned and controlled by one or more individuals whose personal net worth does not exceed $1.32M
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3. Authorized to do business in New Jersey and have all relevant business registrations and/or licenses
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4. Demonstrate `economic disadvantaged status|socially-economically-disadvantaged` and compliance with NJDOT’s ESBE policy and eligibility standards 
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### Application Needs
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* Preferences are given to businesses whose principal place of business is in New Jersey but will accept applications from out-of-state businesses
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* Requires submission of documents to support personal net worth (PNW) and economic disadvantaged status.
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* Applicant(s) must participate in the on-site interview proceedings.
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> **After you complete this, you will have:**
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>
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> * An Emerging Small Business Enterprise certificate

‎content/src/display-content/contextual-information/board-trustees.md‎

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---
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header: Board of Trustees
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slug: board-trustees
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---
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A board of trustees oversees the management of an organization, particularly nonprofits. The initial board of trustees typically consists of founding members of the organization. After the organization is formed, new members of the board of trustees must be appointed by a majority vote of the board at a public meeting, where each vote becomes part of a public record.

‎content/src/display-content/contextual-information/socially-economically-disadvantaged.md‎

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---
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header: Socially and Economically Disadvantaged Individuals
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slug: socially-economically-disadvantaged
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---
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For certification purposes, the New Jersey Department of Transportation defines a socially disadvantaged individual as an individual who self-identifies as:
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- A women
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- Black/African American
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- Hispanic/Latino
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- Native American
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- Native Alaskan
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- Asian
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- Pacific Islander
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- Native Hawaiian
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Individuals who do not identify as any of the above may provide evidence of social disadvantage. These applications are evaluated on a case-by-case basis, and must include all the following elements:
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- At least one, objective distinguishing feature that has contributed to social disadvantage
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- Personal experiences of substantial and chronic social disadvantage in American society
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- Negative impacts on entry into or advancement in business
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An **economically disadvantaged individual** is a person whose ability to compete in business has been impaired due to diminished capital and credit opportunities compared to others in the same or similar line of business. The owners’ personal net worth generally may not exceed $1.32 million. This does not include equity in the owners’ personal residence or business for which the person is applying for certification.

‎content/src/fundings/nj-covest-fund.md‎

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---
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filename: nj-covest-fund
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urlSlug: nj-covest-fund
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name: NJ CoVest Fund
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urlSlug: nj-covest-fund
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id: nj-covest-fund
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openDate: ""
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dueDate: ""
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descriptionMd: The NJ CoVest Fund provides seed funding to New Jersey technology
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and life science companies to help bridge the funding gap between product
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development and commercialization.
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callToActionLink: https://www.njeda.com/njcovestfund/
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callToActionText: Learn more
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fundingType: loan
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programFrequency: ongoing
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status: rolling application
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programPurpose: In State
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agency:
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- NJEDA
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agencyContact: ""
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publishStageArchive: ""
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status: rolling application
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programFrequency: ongoing
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businessStage: early-stage
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employeesRequired: yes
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homeBased: no
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sector:
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- technology
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- life-sciences
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openDate: ""
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dueDate: ""
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descriptionMd: The NJ CoVest Fund provides seed funding to New Jersey technology and life science companies to help bridge the funding gap between product development and commercialization.
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publishStageArchive: Do Not Publish
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---
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The NJ CoVest Fund provides seed funding to New Jersey technology and life science companies to help bridge the funding gap between product development and commercialization.

‎content/src/roadmaps/license-tasks/appraiser-certification.md‎

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---
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id: "appraiser-certification"
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webflowId: "64147a4354c15f3f147a8c03"
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urlSlug: "appraiser-certification"
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name: "Apply for an Appraiser Certification"
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webflowName: "Appraiser Certification"
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filename: "appraiser-certification"
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callToActionLink: "https://www.njconsumeraffairs.gov/rea/Pages/applications.aspx"
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callToActionText: "Apply for Your Certification"
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issuingAgency: "New Jersey Division of Consumer Affairs Real Estate Appraiser Board"
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licenseCertificationClassification: "CERTIFICATION"
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filename: real-estate-appraiser-certification
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urlSlug: appraiser-certification
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name: Apply for an Real Estate Appraiser Certification
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webflowName: "Real Estate Appraisal: Real Estate Appraiser Certification"
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industryIntegration: New Jersey Division of Consumer Affairs
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issuingAgency: New Jersey Division of Consumer Affairs Real Estate Appraiser Board
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industryId: real-estate-appraisals
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callToActionText: "Apply ​for My Appraiser Certification "
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callToActionLink: https://www.njconsumeraffairs.gov/rea/Pages/applications.aspx
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licenseCertificationClassification: CERTIFICATION
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divisionPhone: (973) 504-6480
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id: appraiser-certification
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webflowId: 64147a4354c15f3f147a8c03
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---
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You need a certification to appraise real estate with one to four residential units—regardless of value or complexity. You also need a certified (or licensed) appraiser before opening an `Appraisal Management Company|appraisal-management-company` .
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You need to be a Certified Appraiser prior to opening an `Appraisal Management Company|appraisal-management-company`.
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---
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- - -
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### Eligibility Criteria
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- 21 years old at a minimum
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- Bachelor’s degree from an accredited university
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- Appraiser’s License
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- 200 hours in an Appraiser Qualification Board-approved program
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- 1,500 hours of relevant work experience in no less than 12 months
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* Be 21 years old at a minimum
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* Have a bachelor’s degree from an accredited university
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* Have an appraiser’s license
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* Complete 200 hours in an Appraiser Qualification Board-approved program
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* Complete 1,500 hours of relevant work experience in no less than 12 months
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### Application Requirements
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- Criminal background check
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- Pay any associated fees
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* A criminal background check
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* Applicable fees paid
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> **Once completed you will have:**
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>
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> - Appraiser Certification number
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> * An appraiser certification

‎content/src/roadmaps/license-tasks/town-mercantile-license.md‎

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---
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id: "check-local-requirements"
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webflowId: "64147a42689e2308a6b2252a"
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urlSlug: "town-mercantile-license"
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name: "Get Your Mercantile License if Your Town Requires it"
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webflowName: "Mercantile License"
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filename: "town-mercantile-license"
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callToActionLink: "${municipalityWebsite}"
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callToActionText: "Visit the ${municipality} Website"
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licenseCertificationClassification: "LICENSE"
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filename: town-mercantile-license
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urlSlug: town-mercantile-license
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name: Get Your Mercantile License if Your Town Requires it
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webflowName: "Restaurant: Mercantile License"
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localLevelTask: Municipal Clerk
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industryId: restaurant
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callToActionText: ""
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callToActionLink: ""
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id: check-local-requirements
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webflowId: 64147a42689e2308a6b2252a
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licenseCertificationClassification: ""
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requiresLocation: true
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---
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Prior to opening, you may need to get a mercantile license. Not all locations require a mercantile license, you will need to check with your local clerk's office.
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Prior to opening, you may need to get a mercantile license.
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Some local governments require businesses with commercial locations to get a mercantile license. Each municipality will have its own application process for the mercantile license.
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---
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**Check with your local clerk’s office**
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You can find your local clerk's office through the [${municipality} website](${municipalityWebsite}) or by contacting your [county clerk](${countyClerkWebsite}) at ${countyClerkPhone}.
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You can find your local municipal clerk's office through the [${municipality} website](${municipalityWebsite}) or by contacting your [county clerk](${countyClerkWebsite}) at ${countyClerkPhone}.
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${endLocationDependentSection}
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---
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> **Once completed, you will have:**
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>
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> - A Mercantile License (if required by your town)
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> - A mercantile license

‎content/src/roadmaps/tasks/nonprofit-apply-raffle.md‎

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‎content/src/roadmaps/tasks/nonprofit-business-bylaws.md‎

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formName: ""
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---
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Your nonprofit bylaws define how your business will operate. There's no set rule for how to draft bylaws, but they typically include business structure, board of trustee roles and responsibilities, and day-to-day operations, among other things.
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Your nonprofit bylaws define how your business will operate. There's no set rule for how to draft bylaws, but they typically include business structure, `board of trustee|board-trustees` roles and responsibilities, and day-to-day operations, among other things.
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Check out [resources for writing nonprofit bylaws](https://business.nj.gov/pages/business-support#section-4).
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‎content/src/roadmaps/tasks/nonprofit-business-trustees.md‎

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formName: ""
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---
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Now that you've written your bylaws and defined board of trustees roles, it's time to appoint trustees to take on those roles and responsibilities. This is a critical step to ensure your organization is governed with the leadership and expertise to succeed.
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Now that you've written your bylaws and defined `board of trustees|board-trustees` roles, it's time to appoint trustees to take on those roles and responsibilities. This is a critical step to ensure your organization is governed with the leadership and expertise to succeed.
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At a minimum, a board of trustees typically includes a Chair, Vice Chair, and Treasurer, but it often includes more. For example, you may want to appoint board members with expertise in law, accounting, fundraising, politics, technology, communication—as well as those who understand your mission and have experience running a nonprofit.
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