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Add terms-of-use and align with policies #113

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@dalito

Currently we already have a policies section. In general, policies describe rules, guidelines, and standards established by the software service provider for various aspects of service and user interactions, such as privacy, acceptable use, content moderation, security. The policies are typically referenced within the Terms of Use.

Terms of Use are a legally binding contract between a software service provider and its users, outlining the rules and regulations governing access and use of the service. @prestonrodrigues - I have assigned the issue to you as a service provider representative.

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