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<div style="background:#161b22;border-bottom:1px solid #30363d;padding:8px 16px;text-align:center;font-size:0.85em"><a href="https://chapter7vs13.org/conversion.html" style="color:#58a6ff;text-decoration:none">Read in English</a></div>
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<span class="lang-toggle"><span class="current">ES</span> | <a href="https://chapter7vs13.org/conversion.html">EN</a></span>
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<h1><span class="accent">Conversion</span></h1>
<p class="subtitle">Guía en español sobre conversion.</p>
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<h2>Información General</h2>
<p>Esta página proporciona información sobre conversion en el contexto de la bancarrota en los Estados Unidos.</p>
<p>Para información detallada con datos y estadisticas, visite la version en ingles de esta página.</p>
</div>
<div class="content-section">
<h2>Puntos Importantes</h2>
<ul>
<li>La bancarrota es un derecho constitucional disponible para todos</li>
<li>La suspension automática protege contra cobros inmediatamente</li>
<li>Las exenciones protegen sus bienes esenciales</li>
<li>Cursos de asesoria crediticia estan disponibles en español</li>
<li>Tiene derecho a un interprete en el tribunal</li>
</ul>
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<h2>Bancarrota y Estatus Migratorio</h2>
<div class="green-box">
<p><strong>La bancarrota NO afecta su estatus migratorio.</strong> Esto es un hecho legal verificado.</p>
</div>
<p>Ciudadanos, residentes permanentes, personas con visa de trabajo y beneficiarios de DACA tienen derecho a la protección de bancarrota. USCIS no considera la bancarrota como factor negativo.</p>
</div>
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<h2>Glosario Bilingüe / Bilingual Glossary</h2>
<table class="glossary-table">
<tr><th>Español</th><th>English</th><th>Definición</th></tr>
<tr><td>Bancarrota / Quiebra</td><td>Bankruptcy</td><td>Proceso legal federal para eliminar o reorganizar deudas</td></tr>
<tr><td>Descarga</td><td>Discharge</td><td>Orden judicial que elimina la obligación de pagar ciertas deudas</td></tr>
<tr><td>Suspension automática</td><td>Automatic stay</td><td>Protección inmediata que detiene cobros al presentar bancarrota</td></tr>
<tr><td>Capítulo 7</td><td>Chapter 7</td><td>Liquidación - elimina deudas no garantizadas en 3-4 meses</td></tr>
<tr><td>Capítulo 13</td><td>Chapter 13</td><td>Plan de pagos de 3-5 años para reorganizar deudas</td></tr>
<tr><td>Exencion</td><td>Exemption</td><td>Bienes protegidos que no pueden ser tomados</td></tr>
<tr><td>Fideicomisario</td><td>Trustee</td><td>Persona designada por el tribunal para supervisar el caso</td></tr>
<tr><td>Prueba de medios</td><td>Means test</td><td>Calculo que determina si califica para Capítulo 7</td></tr>
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<p>Use nuestras herramientas gratuitas para evaluar su situación.</p>
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<a href="https://chapter7vs13.org/es.html?utm_source=chapter7vs13.org&utm_medium=cta&utm_campaign=btn-es" class="cta-btn blue">Capítulo 7 vs 13</a>
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<h3>Mas Recursos en Español / More Resources in Spanish</h3>
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<a href="https://meanstest.org/index-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Index</a>
<a href="https://341meeting.org/chapter-7-vs-chapter-13-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Junta 341: Chapter 7 Vs Chapter 13</a>
<a href="https://727a8.com/727a9-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Regla de 8 Años: 727A9</a>
<a href="https://alaskabankruptcy.org/chapter-7-eligibility-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Bancarrota en Alaska</a>
<a href="https://arkansasbankruptcy.org/chapter-7-eligibility-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Bancarrota en Arkansas</a>
<a href="https://openbankruptcyproject.org/recursos-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Todos los Recursos en Español</a>
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