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<span class="lang-toggle"><span class="current">ES</span> | <a href="https://chapter7vs13.org/cost-comparison.html">EN</a></span>
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<header>
<h1><span class="accent">Cost Comparison</span></h1>
<p class="subtitle">Guia en espanol sobre cost comparison.</p>
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<div class="content-section">
<h2>Informacion General</h2>
<p>Esta pagina proporciona informacion sobre cost comparison en el contexto de la bancarrota en los Estados Unidos.</p>
<p>Para informacion detallada con datos y estadisticas, visite la version en ingles de esta pagina.</p>
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<h2>Puntos Importantes</h2>
<ul>
<li>La bancarrota es un derecho constitucional disponible para todos</li>
<li>La suspension automatica protege contra cobros inmediatamente</li>
<li>Las exenciones protegen sus bienes esenciales</li>
<li>Cursos de asesoria crediticia estan disponibles en espanol</li>
<li>Tiene derecho a un interprete en el tribunal</li>
</ul>
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<h2>Bancarrota y Estatus Migratorio</h2>
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<p><strong>La bancarrota NO afecta su estatus migratorio.</strong> Esto es un hecho legal verificado.</p>
</div>
<p>Ciudadanos, residentes permanentes, personas con visa de trabajo y beneficiarios de DACA tienen derecho a la proteccion de bancarrota. USCIS no considera la bancarrota como factor negativo.</p>
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<h2>Glosario Bilingue / Bilingual Glossary</h2>
<table class="glossary-table">
<tr><th>Espanol</th><th>English</th><th>Definicion</th></tr>
<tr><td>Bancarrota / Quiebra</td><td>Bankruptcy</td><td>Proceso legal federal para eliminar o reorganizar deudas</td></tr>
<tr><td>Descarga</td><td>Discharge</td><td>Orden judicial que elimina la obligacion de pagar ciertas deudas</td></tr>
<tr><td>Suspension automatica</td><td>Automatic stay</td><td>Proteccion inmediata que detiene cobros al presentar bancarrota</td></tr>
<tr><td>Capitulo 7</td><td>Chapter 7</td><td>Liquidacion - elimina deudas no garantizadas en 3-4 meses</td></tr>
<tr><td>Capitulo 13</td><td>Chapter 13</td><td>Plan de pagos de 3-5 anos para reorganizar deudas</td></tr>
<tr><td>Exencion</td><td>Exemption</td><td>Bienes protegidos que no pueden ser tomados</td></tr>
<tr><td>Fideicomisario</td><td>Trustee</td><td>Persona designada por el tribunal para supervisar el caso</td></tr>
<tr><td>Prueba de medios</td><td>Means test</td><td>Calculo que determina si califica para Capitulo 7</td></tr>
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<h3>Verifique su Elegibilidad</h3>
<p>Use nuestras herramientas gratuitas para evaluar su situacion.</p>
<a href="https://1328f.com/index-es.html?utm_source=chapter7vs13.org&utm_medium=cta&utm_campaign=btn-es" class="cta-btn green">Verificar Elegibilidad</a>
<a href="https://chapter7vs13.org/es.html?utm_source=chapter7vs13.org&utm_medium=cta&utm_campaign=btn-es" class="cta-btn blue">Capitulo 7 vs 13</a>
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<h3>Mas Recursos en Espanol / More Resources in Spanish</h3>
<div class="links">
<a href="https://howmuchdoesbankruptcycost.com/attorney-fees-chapter-7-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Attorney Fees Chapter 7</a>
<a href="https://meanstest.org/index-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Index</a>
<a href="https://341meeting.org/chapter-7-vs-chapter-13-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Junta 341: Chapter 7 Vs Chapter 13</a>
<a href="https://523a.org/hoa-fees-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Deudas No Descargables 523(a): Hoa Fees</a>
<a href="https://727a8.com/727a9-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Regla de 8 Anos: 727A9</a>
<a href="https://openbankruptcyproject.org/recursos-es.html?utm_source=chapter7vs13.org&utm_medium=spanish-interlink&utm_campaign=btn-es">Todos los Recursos en Espanol</a>
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