All notable changes to this project will be documented in this file.
The format is based on Keep a Changelog, and this project adheres to Semantic Versioning.
1.0.0 - 2024-11-17
- 🏠 Core loan management with auto-calculated outstanding principal
- 💰 Multiple prepayment types (monthly, yearly, lumpsum)
- 🤖 AI-powered optimal prepayment strategy recommendations
- 🎯 Visual dashboard with 4 key metrics
- 📊 Tabbed interface (Overview, AI Insights, Impact Analysis, Payment Schedule)
- 🎨 Dark/Light theme toggle with persistence
- 💼 Optional financial profile for deeper insights
- 🎉 Celebration effects (confetti) for savings recommendations
- 📈 Scenario comparison (6 pre-configured strategies)
- 📅 Detailed amortization schedule
- 💡 8+ AI insights based on financial health
- 🔄 Real-time calculations and updates
- 📱 Responsive design for all devices
- ♿ Accessibility features
- 🌍 INR currency formatting
- Outstanding principal auto-calculation
- Interest savings calculator
- Tenure reduction tracking
- Tax optimization (80C, 24(b))
- Risk-based strategies (conservative/balanced/aggressive)
- Confidence scoring
- Emergency fund priority checking
- Loan lifecycle analysis (early/mid/final stage)
- Retirement proximity adjustments
- Investment vs prepayment comparison
- Progressive disclosure (simple start, optional depth)
- One-click strategy application
- Smooth animations and transitions
- Theme persistence
- Collapsible sections
- 2-column form layout
- React 18.3 with TypeScript 5.4
- Vite 5.x build system
- Framer Motion animations
- Recharts for visualizations
- date-fns for date handling
- CSS variables for theming
- Context API for state management
- Export reports to PDF
- Save/load scenarios
- Multi-currency support
- Mobile app version
- Bank API integration
- Historical tracking
- Email reminders
- Peer comparison