diff --git a/core/src/main/java/org/stellar/anchor/util/ClientDomainHelper.java b/core/src/main/java/org/stellar/anchor/util/ClientDomainHelper.java
index 76cff82e7..c2f47b9b4 100644
--- a/core/src/main/java/org/stellar/anchor/util/ClientDomainHelper.java
+++ b/core/src/main/java/org/stellar/anchor/util/ClientDomainHelper.java
@@ -226,14 +226,90 @@ private static Dns validatingDns() {
   }
 
   private static boolean isNonPublicAddress(InetAddress address) {
-    return address.isLoopbackAddress()
-        || address.isSiteLocalAddress()
-        || address.isLinkLocalAddress()
-        || address.isAnyLocalAddress()
-        || isCarrierGradeNat(address)
-        || isIpv6UniqueLocal(address)
-        || isIetfProtocolAssignment(address)
-        || isBenchmarkingRange(address);
+    InetAddress unwrapped = unwrapEmbeddedIPv4(address);
+    return unwrapped.isLoopbackAddress()
+        || unwrapped.isSiteLocalAddress()
+        || unwrapped.isLinkLocalAddress()
+        || unwrapped.isAnyLocalAddress()
+        || isCarrierGradeNat(unwrapped)
+        || isIpv6UniqueLocal(unwrapped)
+        || isIetfProtocolAssignment(unwrapped)
+        || isBenchmarkingRange(unwrapped)
+        || isThisNetwork(unwrapped)
+        || isNat64WellKnown(address)
+        || isNat64LocalUse(address)
+        || is6to4(address);
+  }
+
+  private static InetAddress unwrapEmbeddedIPv4(InetAddress address) {
+    byte[] a = address.getAddress();
+    if (a.length != 16) {
+      return address;
+    }
+
+    byte[] embedded;
+    if (isNat64WellKnown(address)) {
+      embedded = new byte[] {a[12], a[13], a[14], a[15]};
+    } else if (is6to4(address)) {
+      embedded = new byte[] {a[2], a[3], a[4], a[5]};
+    } else if (isIpv4Compatible(a)) {
+      embedded = new byte[] {a[12], a[13], a[14], a[15]};
+    } else {
+      return address;
+    }
+
+    try {
+      return InetAddress.getByAddress(embedded);
+    } catch (UnknownHostException e) {
+      return address;
+    }
+  }
+
+  private static boolean isIpv4Compatible(byte[] a) {
+    for (int i = 0; i < 10; i++) {
+      if (a[i] != 0) {
+        return false;
+      }
+    }
+    return a[10] == 0 && a[11] == 0;
+  }
+
+  private static boolean isThisNetwork(InetAddress address) {
+    byte[] a = address.getAddress();
+    return a.length == 4 && (a[0] & 0xFF) == 0;
+  }
+
+  private static boolean isNat64WellKnown(InetAddress address) {
+    byte[] a = address.getAddress();
+    if (a.length != 16) {
+      return false;
+    }
+    byte[] prefix = {0, 0x64, (byte) 0xff, (byte) 0x9b, 0, 0, 0, 0, 0, 0, 0, 0};
+    for (int i = 0; i < prefix.length; i++) {
+      if (a[i] != prefix[i]) {
+        return false;
+      }
+    }
+    return true;
+  }
+
+  private static boolean isNat64LocalUse(InetAddress address) {
+    byte[] a = address.getAddress();
+    if (a.length != 16) {
+      return false;
+    }
+    byte[] prefix = {0, 0x64, (byte) 0xff, (byte) 0x9b, 0, 1};
+    for (int i = 0; i < prefix.length; i++) {
+      if (a[i] != prefix[i]) {
+        return false;
+      }
+    }
+    return true;
+  }
+
+  private static boolean is6to4(InetAddress address) {
+    byte[] a = address.getAddress();
+    return a.length == 16 && (a[0] & 0xFF) == 0x20 && (a[1] & 0xFF) == 0x02;
   }
 
   private static boolean isCarrierGradeNat(InetAddress address) {
diff --git a/core/src/test/kotlin/org/stellar/anchor/util/SsrfBlocklistBypassTest.kt b/core/src/test/kotlin/org/stellar/anchor/util/SsrfBlocklistBypassTest.kt
new file mode 100644
index 000000000..83d6b371e
--- /dev/null
+++ b/core/src/test/kotlin/org/stellar/anchor/util/SsrfBlocklistBypassTest.kt
@@ -0,0 +1,79 @@
+package org.stellar.anchor.util
+
+import org.junit.jupiter.api.Assertions.assertFalse
+import org.junit.jupiter.api.Assertions.assertTrue
+import org.junit.jupiter.api.Test
+import org.stellar.anchor.api.exception.SepException
+
+class SsrfBlocklistBypassTest {
+  private fun guardBlocks(host: String): Boolean =
+    try {
+      ClientDomainHelper.validateDomainNotPrivateNetwork(host)
+      false
+    } catch (e: SepException) {
+      e.message?.contains("non-public") == true
+    }
+
+  @Test
+  fun `CONTROL - standard private and reserved ranges are correctly blocked`() {
+    for (h in
+      listOf(
+        "127.0.0.1",
+        "10.0.0.1",
+        "172.16.0.1",
+        "192.168.1.1",
+        "169.254.169.254",
+        "100.64.0.1",
+        "::1",
+        "fc00::1",
+        "fd00::1",
+        "::ffff:10.0.0.1",
+        "::ffff:169.254.169.254",
+        "::10.0.0.1"
+      )) {
+      assertTrue(guardBlocks(h), "$h must be blocked by the private-network guard")
+    }
+  }
+
+  @Test
+  fun `BYPASS - NAT64 (64_ff9b__96) addresses embedding internal IPv4 are now blocked`() {
+    for (h in listOf("64:ff9b::a9fe:a9fe", "64:ff9b::a00:1", "64:ff9b::7f00:1")) {
+      assertTrue(
+        guardBlocks(h),
+        "$h reaches an internal IPv4 through a NAT64 gateway and must be blocked"
+      )
+    }
+  }
+
+  @Test
+  fun `BYPASS - 6to4 (2002__16) addresses embedding internal IPv4 are now blocked`() {
+    for (h in listOf("2002:a00:1::", "2002:7f00:1::")) {
+      assertTrue(
+        guardBlocks(h),
+        "$h reaches an internal IPv4 through a 6to4 relay and must be blocked"
+      )
+    }
+  }
+
+  @Test
+  fun `additional - NAT64 local-use prefix (64_ff9b_1__48, RFC 8215) is blocked`() {
+    assertTrue(
+      guardBlocks("64:ff9b:1::a00:1"),
+      "64:ff9b:1::/48 is the RFC 8215 local-use NAT64 prefix and must be blocked outright"
+    )
+  }
+
+  @Test
+  fun `additional - 0_0_0_0_8 range is blocked`() {
+    assertTrue(guardBlocks("0.1.2.3"), "0.1.2.3 is in 0.0.0.0/8 and must be blocked")
+  }
+
+  @Test
+  fun `additional - ordinary IPv6 addresses outside __96 are not misclassified as IPv4-compatible`() {
+    assertFalse(
+      guardBlocks("::1:a00:1"),
+      "::1:a00:1 is an ordinary global IPv6 address, not an IPv4-compatible literal, even though" +
+        " its last 32 bits look like a private IPv4 address; it must not be blocked"
+    )
+  }
+}