diff --git a/src/services/stellar/ledgerScanner.ts b/src/services/stellar/ledgerScanner.ts
new file mode 100644
index 00000000..e03023fb
--- /dev/null
+++ b/src/services/stellar/ledgerScanner.ts
@@ -0,0 +1,140 @@
+import { getStellarServer } from "../../config/stellar";
+import {
+  getEventSyncCursor,
+  setEventSyncCursor,
+  INITIAL_SYNC_CURSOR,
+} from "../../database/eventSyncStateRepository";
+import logger from "../../utils/logger";
+
+export type LedgerTransactionHandler = (
+  tx: any,
+) => Promise<void> | void;
+
+export interface LedgerScannerConfig {
+  /** Stream key or account identifier for cursor persistence. */
+  streamKey: string;
+  /** Stellar account/contract address to scan transactions for. */
+  contractId?: string;
+  /** Number of transactions per page (max 200). */
+  chunkSize?: number;
+  /** Poll interval in milliseconds when at the ledger tip. */
+  pollIntervalMs?: number;
+  /** Injected Horizon server for testing. */
+  horizon?: any;
+}
+
+export interface LedgerScannerResult {
+  pages: number;
+  transactions: number;
+}
+
+/**
+ * LedgerScanner
+ * Optimizes the ledger listener loop to ensure no transactions are missed
+ * during brief database reconnects by storing the last scanned cursor in the database
+ * and fetching ledger records sequentially using transaction paging tokens.
+ */
+export class LedgerScanner {
+  private readonly streamKey: string;
+  private readonly contractId?: string;
+  private readonly chunkSize: number;
+  private readonly pollIntervalMs: number;
+  private readonly horizon: any;
+
+  private pollTimer: ReturnType<typeof setInterval> | null = null;
+  private stopped = false;
+
+  constructor(config: LedgerScannerConfig) {
+    this.streamKey = config.streamKey;
+    this.contractId = config.contractId;
+    this.chunkSize = Math.min(Math.max(1, config.chunkSize ?? 200), 200);
+    this.pollIntervalMs = config.pollIntervalMs ?? 5000;
+    this.horizon = config.horizon ?? getStellarServer();
+  }
+
+  /**
+  * Runs a single sequential scanning pass from the persisted database cursor.
+  */
+  async scanOnce(handler: LedgerTransactionHandler): Promise<LedgerScannerResult> {
+    let pages = 0;
+    let transactions = 0;
+    let cursor = (
+      (await getEventSyncCursor(this.streamKey)) ?? INITIAL_SYNC_CURSOR
+    );
+
+    while (!this.stopped) {
+      const response = await this.fetchPage(cursor);
+      const records = response.records ?? [];
+
+      if (records.length === 0) break;
+
+      for (const tx of records) {
+        await handler(tx);
+        transactions++;
+      }
+
+      const lastRecord = records[records.length - 1];
+      cursor = lastRecord.paging_token ?? cursor;
+      
+      // Persist last scanned cursor in database to prevent duplicates and handle reconnects
+      await setEventSyncCursor(this.streamKey, cursor);
+      pages++;
+
+      // If records fetched are less than chunk size, we have reached the tip of the ledger
+      if (records.length < this.chunkSize) break;
+    }
+
+    return { pages, transactions };
+  }
+
+  /**
+   * Starts the continuous ledger scanning loop.
+   */
+  start(handler: LedgerTransactionHandler): void {
+    if (this.pollTimer) return;
+
+    this.stopped = false;
+    void this.runLoop(handler);
+
+    this.pollTimer = setInterval(() => {
+      void this.runLoop(handler);
+    }, this.pollIntervalMs);
+  }
+
+  /**
+   * Stops the ledger scanning loop.
+   */
+  stop(): void {
+    this.stopped = true;
+    if (this.pollTimer) {
+      clearInterval(this.pollTimer);
+      this.pollTimer = null;
+    }
+  }
+
+  private async runLoop(handler: LedgerTransactionHandler): Promise<void> {
+    if (this.stopped) return;
+    try {
+      await this.scanOnce(handler);
+    } catch (error) {
+      logger.error(
+        `Ledger scanner failed for stream "${this.streamKey}":`,
+        error,
+      );
+    }
+  }
+
+  private fetchPage(cursor: string): Promise<any> {
+    let call = this.horizon.transactions();
+    
+    if (this.contractId) {
+      call = call.forAccount(this.contractId);
+    }
+
+    return call
+      .limit(this.chunkSize)
+      .order("asc")
+      .cursor(cursor)
+      .call();
+  }
+}