ADC Cryptoguard – Multi-Chain Wallet Security & Compliance Validator

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📌 Project Overview

ADC Cryptoguard is a multi-chain wallet security and compliance validator.
It validates blockchain addresses, detects anomalies or scam activity, and generates ISO 20022-compliant audit exports for banks, regulators, and enterprises.

👤 Development Model
Built and maintained by ADCX Lab with lean execution, rapid iteration, and transparent open-source governance.

Core Objectives:

• Protect users from scam & high-risk wallets
• Provide audit-ready compliance reports (ISO 20022 XML)
• Deliver AI-powered risk scoring with zero user data stored
• Bridge banks ↔ blockchain through compliance-first design

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🔎 Active Modules

• XRPL Module (active): address validation (r...), anomaly detection, risk scoring, ISO 20022 XML export
• Hedera Module (HGuard): account validation (0.0.xxxx), risk scoring, ISO 20022 XML export
• Kadena Module (GuardianX – prototype): wallet validation, API fallback, ISO export (stub)
• Planned: Arbitrum, Base, and other EVM-compatible chains

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🖥️ Live Deployments

• XRPL Validator (ProetorX demo): Live | Repo
• Hedera Validator (HGuard): Repo
• Kadena Validator (GuardianX): Repo

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🗂️ Repository Structure

core/ → AI risk engine, ISO exporter
integrations/ → Chain-specific logic (XRPL, Hedera, Kadena, EVM)
templates/ → Web frontend (HTML/CSS)
static/ → Assets (logo, styles)

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⚙️ Technical Summary

• Frontend: HTML + CSS
• Backend: Python (Flask / FastAPI migration planned)
• AI Risk Engine: Hybrid scoring (heuristics + anomaly rules, 0–100 scale)
• Data Sources: Public RPCs & fallback explorers
• Compliance: ISO 20022 XML export via iso_export.py

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🧩 System Architecture

+——————+ +––––––––––+ +——————+
| User / Client | —–> | API Router | —–> | Public RPC/API |
| (Web UI / cURL) | | (Flask/FastAPI) | | (multi-chain) |
+——————+ +––––––––––+ +——————+
|
v
+———————+
| AI Risk Engine |
| (ai_risk.py) |
| Score: 0 – 100 |
+———————+
|
v
+———————+
| ISO Exporter |
| (iso_export.py) |
| ISO 20022 XML Out |
+———————+
|
v
+—————————––+
| JSON API Response + XML File |
| Reviewer / Compliance Output |
+—————————––+

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🚀 Upgrade Plan

🔥 AI Risk Engine

• ML anomaly detection (unsupervised clustering)
• Wallet-to-wallet graph analysis
• Multi-factor scoring (age, tx diversity, blacklist, anomalies)
• Reviewer dashboard → explainable AI

🔥 ISO 20022 Export

• Chain-specific ISO 20022 profiles
• Multi-standard compliance (GDPR/PDPA)
• Enterprise-ready integration (SAP, Oracle, Temenos)
• Automated XML download in dashboard

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🌍 Enterprise Global Use

Target Users:

• Global banks & compliance teams → ISO 20022 bridging between blockchain & SWIFT/SEPA
• Regulators & auditors → automated XML reporting
• Exchanges & custodians → wallet risk scoring for onboarding/monitoring
• Enterprises adopting tokenization (RWA, CBDCs)

Integration Examples:

• Direct API → plug into exchange compliance stack
• Enterprise dashboards → real-time risk insights
• XML export → importable into core banking systems (SAP, Oracle, Avaloq)

Global Alignment:

• ISO/TC 307 standards
• EU MiCA regulation
• MAS (Singapore), BNM (Malaysia) regulatory pilots
• SWIFT ISO 20022 migration compatibility

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💰 Monetization Strategy

1. Freemium SaaS/API

   • Free tier → limited wallet validations
   • Paid tier → unlimited validations, ISO export, priority APIs

2. Enterprise Licensing

   • Annual contracts with banks, exchanges, custodians
   • White-label dashboards & private deployments

3. RegTech Partnerships

   • Collaborations with auditors, compliance firms
   • Per-transaction or per-wallet validation fees

4. Custom Integrations

   • Tailored ISO 20022 mapping for specific jurisdictions
   • Consulting revenue from regulatory sandboxes

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🔐 Security & Infosec

At ADCX Lab, security and compliance are built in from day one.
The validator is stateless, privacy-first, and designed to pass InfoSec due diligence.

✅ Quality & Assurance

Principles:

• No storage of keys or PII
• Public API calls only, with redundancy
• Local, privacy-first execution

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📈 Roadmap

• M1 → Enhanced scam wallet heuristics
• M2 → Multi-chain tx anomaly detection
• M3 → ISO 20022 export (XRPL, Hedera, Kadena)
• M4 → Reviewer dashboard (risk visualization + ISO export)
• M5 → Mobile wallet checker (iOS/Android)
• M6 → Enterprise deployment (SaaS/API, banking integrations)

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👥 Team & Governance

Core Team

• Muhammad Yusri Adib — Founder / CTO
  Focus: architecture, AI risk engine, ISO exporter, integrations
  Commitment: Full-time
  LinkedIn

• Muhammad Mustafa, CPA, CFE, CMA, CIA — Finance & Compliance Lead
  Focus: governance, audit & reporting, budget control, regulatory alignment
  Commitment: Full-time
  LinkedIn

Governance & Quality

• main branch protected: peer reviews + CI checks
• Secrets managed via GitHub Encrypted Secrets
• No user data stored; validator is privacy-first
• Vulnerability reporting per SECURITY.md (72h SLA for high-severity issues)

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⚠️ Disclaimer

This tool is for educational, research, and compliance validation only.
ADCX Lab does not provide financial, investment, or legal guarantees.
Code is open-sourced under MIT License; provided as-is with no warranties.

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📜 License

This project is open-sourced under the MIT License.
See the LICENSE file for details.

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📞 Contact

👤 Muhammad Yusri Adib
Founder – ADCX Lab
📩 Email: admin@autodigitalcoin.com
💬 Telegram: @ADCoinhelpline
🐦 Twitter: @AdCoinMy
🔗 LinkedIn: Muhammad Yusri Adib