chore: remove unnecessary useEffect on settings toggle (#10449) #24405

Job	Run time
WP - nightly \| WC - latest \| wcpay - merchant	16m 46s
WP - nightly \| WC - latest \| wcpay - shopper	22m 55s
Generate the matrix for subscriptions-tests dynamically	1s
WP - nightly \| WC - latest \| subscriptions - merchant	5m 9s
WP - nightly \| WC - latest \| subscriptions - shopper	6m 32s
WC - 7.7.0 \| wcpay - merchant	16m 27s
WC - 7.7.0 \| wcpay - shopper	20m 28s
WC - 7.7.0 \| subscriptions - merchant	4m 45s
WC - 7.7.0 \| subscriptions - shopper	6m 26s
WC - latest \| wcpay - merchant	17m 39s
WC - latest \| wcpay - shopper	20m 29s
WC - latest \| subscriptions - merchant	4m 56s
WC - latest \| subscriptions - shopper	6m 29s
WC - beta \| wcpay - merchant	18m 53s
WC - beta \| wcpay - shopper	20m 27s
WC - beta \| subscriptions - merchant	5m 13s
WC - beta \| subscriptions - shopper	6m 25s
	3h 20m 0s

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