[backport cloud/1.48] fix(billing): support top-up 3DS verification - #14506
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## Summary Surface the hosted 3DS verification action for pending credit top-ups so customers can complete bank authentication instead of timing out in the top-up dialog. The [reported failure](https://comfy-organization.slack.com/archives/C09LDUKDQ1K/p1785480655794419?thread_ts=1785452793.178309&cid=C09LDUKDQ1K) is real. The backend now preserves authentication-required top-ups and publishes `action_url` ([cloud#5890](Comfy-Org/cloud#5890)), but the frontend only rendered action URLs for subscription operations. Top-up polling also retained the generic two-minute timeout after discovering an authentication challenge. ## Changes - **What**: Expose pending top-up action URLs for the active workspace and render a **Complete verification** CTA using the existing subscription-verification pattern. - **What**: Keep polling action-required top-ups for the 23-hour backend authentication window; ordinary top-ups retain the two-minute timeout. - **What**: Validate the URL in the store and open it with `noopener,noreferrer` without rendering the sensitive hosted URL in the DOM. - **What**: Add cloud E2E coverage for the pending top-up → polled 3DS action → verification CTA flow. ## Review Focus - The verification CTA is permission-gated and disappears when the operation settles or the active workspace changes. - Only operations that have actually surfaced an action URL receive the extended timeout. ## Testing - `pnpm test:unit src/platform/workspace/stores/billingOperationStore.test.ts src/platform/workspace/components/TopUpCreditsDialogContentWorkspace.test.ts` (56 passed) - `pnpm test:browser:local browser_tests/tests/dialogs/creditsTile.spec.ts` (4 passed) - `pnpm test:browser:local browser_tests/tests/dialogs/creditsTile.spec.ts --grep "opens verification" --repeat-each 5` (5 passed) - `pnpm typecheck` and `pnpm typecheck:browser` - `pnpm exec oxfmt --check <touched files>` - `pnpm exec oxlint --type-aware <touched files>` - Pre-push `knip --cache` ## Screenshots Captured from the real `TopUpCreditsDialogContentWorkspace` component with a controlled pending 3DS operation; no hosted payment URL or customer data is present. ### AS IS The top-up remains pending with only a loading indicator. No verification action is available.  ### TO BE The pending top-up presents **Complete verification** as the primary action while polling continues.  ### AS IS → TO BE  --------- Co-authored-by: dante01yoon <6510430+dante01yoon@users.noreply.github.com> Co-authored-by: Amp <amp@ampcode.com>
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Jul 31, 2026
Codecov Report✅ All modified and coverable lines are covered by tests. @@ Coverage Diff @@
## cloud/1.48 #14506 +/- ##
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Coverage ? 69.13%
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Branches ? 22873
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Backport of #14490 to
cloud/1.48Automatically created by backport workflow.