Implement Beneficiary Contingency Fallback (Issue #1163) - #1190
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Implement Beneficiary Contingency Fallback (Issue #1163)#1190benedict-cmd wants to merge 2 commits into
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…_contingency (fixes Fracverse#1163)
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SUMMARY
Adds per-beneficiary contingency_address, a claim_via_contingency path, and wiring through plan creation/update/batch calls. If a primary beneficiary fails to claim within 180 days after inheritance is triggered, the configured contingency address can claim the allocation. This also adds is_contingency_claim_available helper and preserves existing contingency addresses during plan updates.
Closes #1163
#1163 closed