Quick Credit

Quick Credit is an online lending platform that provides short term soft loans to individuals. This helps solve problems of financial inclusion as a way to alleviate poverty and empower low income earners.

Github-pages

GitHub pages (gh-pages) of this project is accessed using this link Quick Credit.

Heruko Link

Quick Credit API documentation.

Features

1. User (client) can sign up.
2. User (client) can login.
3. User (client) can request for only one loan at a time.
4. User (client) can view loan repayment history, to keep track of his/her liability or responsibilities.
5. Admin can mark a client as verified , after confirming his/her home and work address.
6. Admin can view a specific loan application.
7. Admin can approve or reject a client’s loan application.
8. Admin can post loan repayment transaction in favour of a client.
9. Admin can view all loan applications.
10. Admin can view all current loans (not fully repaid).
11. Admin can view all repaid loans.

Setup

• You need to have git, NodeJS and npm installed on your local environment.
• Clone the application with git clone command.
• npm install to install all the dependencies in local environment
• npm update to update the dependencies if new version available.

Dependencies

• NodeJs Runtime environment that helps to run JavaScript not only in the browser even on the server.
• Express NodeJS framework used for making the back-end.
• Joi and Morgan API request body error validation and HTTP Request logger respectively.
• body-parser Parse incoming requests.
• swagger Open-source software framework that helps developers design, build, document, and consume RESTful Web services.

Getting Started

Starting application run the following npm scripts

• npm start for starting the server.

Testing

When you need to test the application and view test coverage run:

• npm test for running the tests, and
• npm run coverage for getting the coverage summary.

API Endpoint

• POST /api/v2/auth/signup Create user account.

• POST /api/v2/auth/signin Login a user.

• GET /api/v2/users Get all users.

• GET /api/v2/users/<:user-id> Get a specific user.

• PATCH /api/v2/users/<:user-email>/verify Mark a user as verified.

• GET /api/v2/loans/<:loan-id Get a specific loan application.

• GET /api/v2/loans?status=approved&repaid=false Get all current loans that are not fully repaid.

• GET /api/v2/loans?status=approved&repaid=true Get all repaid loans.

• GET /api/v2/loans Get all loan applications

• GET /api/v2/loans/<:loan-id>/repayments View loan repayment history.

• POST /api/v2/loans Create a loan application.

• PATCH /api/v2/loans/<:loan-id> Approve or reject a loan application. Specify the status in the request’s body.

• POST /api/v2/loans/<:loan-id>/repayment Create a loan repayment record.