💸 Spendwise – Smarter, Seamless Expense Tracking

Spendwise is not just another expense tracker — it's a smarter, AI-powered UPI-aware expense manager that works quietly in the background. You don’t even need to open the app every day — it automatically detects and logs your UPI transactions, and only notifies you when it needs your input. Designed for a seamless and minimal-effort experience.

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🚀 Why I Built This

Last semester, I found myself forgetting to track expenses — especially UPI payments. I needed an app that just worked, without constant manual inputs. So this break, I decided to build Spendwise — a personal project that automates my spending logs and gives me useful analytics.

I’ll be using it in college next semester — and maybe you’ll find it useful too!

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✨ Features

• 📊 Dashboard: Clean summary of monthly spending
• 💵 Manual Cash Entry: For offline/cash expenses
• 📈 Analytics Screen: View category-wise breakdown of expenses
• 🤖 Automatic UPI SMS Detection:
  • Reads SMS in the background
  • Detects UPI transactions and inserts them automatically
• 🧠 AI Categorization:
  • If confident, categorizes UPI transactions on its own
  • If not, triggers a notification for manual categorization
• 🔁 “Always Ask” Toggle: For flexible businesses like Amazon
• 🔄 Edit / Delete / Flip Income-Expense: Modify transactions anytime
• 🗃️ Offline-First: All data is stored in a local SQLite database

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🛠 Tech Stack

📱 Frontend:

• React Native
• TypeScript
• Expo
• SQLite (expo-sqlite)
• Deep Linking + Notifications + Permissions

🧠 Backend:

• Python
• FastAPI
• Gemini API (for UPI merchant AI categorization)