Implement Maryland TANF

[hua7450]

Summary

Implements Maryland Temporary Cash Assistance (TCA), the state's TANF program.

Closes #7136

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Maryland TCA Income Rules

Regulatory Authority

• COMAR 07.03.03 (Temporary Cash Assistance)
• COMAR 07.03.03.13 (Income)
• COMAR 07.03.03.17 (Benefit Schedules)

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1. CHILD ELIGIBILITY

A child is eligible for Maryland TCA if they meet one of:

• Under age 18
• Under age 19 and enrolled full-time in K-12 school
• Age 19 and enrolled full-time in secondary school

Source: COMAR 07.03.03.07 - Age Requirements

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2. INCOME DEDUCTIONS & EXEMPTIONS

A. Earned Income Exclusions (from Gross Income)

• Earned income of children
• Earned income of SSI recipients

Source: COMAR 07.03.03.13 - Income

B. Earned Income Disregards

Recipient Status	Disregard Rate
Continuous (non-self-employed)	40%
New applicant (non-self-employed)	20%
Self-employed	50%

Source: COMAR 07.03.03.13 - Income

C. Childcare Expense Deduction

Employment Status	Deduction
Full-time (25+ hours/week)	$200/month
Part-time (<25 hours/week)	$100/month

Source: COMAR 07.03.03.13 - Income

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3. INCOME STANDARDS BY FAMILY SIZE (Grant Standards)

Family Size	Grant Standard
1	$328
2	$575
3	$727
4	$870
5	$1,010
6	$1,110
7	$1,247
8	$1,372
9+	$1,372 + $136 per additional person

Source: COMAR 07.03.03.17 - Benefit Schedules

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4. INCOME SOURCES

Earned Income

• Employment income
• Self-employment income
• Armed services basic allowance for housing

Unearned Income

• Pension income
• Social Security
• Dividend income
• Interest income
• Unemployment compensation
• Veterans benefits

Source: COMAR 07.03.03.13 - Income

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5. BENEFIT CALCULATION

Formula:

Benefit = Grant Standard − Net Countable Income

Where Net Countable Income =

(Gross Earned Income − Earned Income Disregard − Childcare Deduction) + Gross Unearned Income

Calculation Steps:

1. Determine gross earned income (excluding children and SSI recipients)
2. Apply earned income disregard (40% continuous, 20% new, 50% self-employed)
3. Subtract childcare deduction ($200 full-time, $100 part-time)
4. Add gross unearned income = Net Countable Income
5. Subtract from Grant Standard = Benefit

Source: COMAR 07.03.03.17 - Benefit Schedules

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[codecov]

Codecov Report

❌ Patch coverage is 83.58209% with 33 lines in your changes missing coverage. Please review.
✅ Project coverage is 85.00%. Comparing base (fc2b613) to head (4d64dfd).
⚠️ Report is 45 commits behind head on main.

Files with missing lines	Patch %	Lines
...me/earned/md_tanf_countable_gross_earned_income.py	55.55%	8 Missing ⚠️
...tanf/income/income/md_tanf_net_countable_income.py	62.50%	6 Missing ⚠️
...ome/income/md_tanf_net_initial_countable_income.py	62.50%	6 Missing ⚠️
...eductions/md_tanf_continuous_earnings_deduction.py	66.66%	5 Missing ⚠️
...e/deductions/md_tanf_initial_earnings_deduction.py	66.66%	5 Missing ⚠️
...yengine_us/variables/gov/states/md/tanf/md_tanf.py	76.92%	3 Missing ⚠️

Additional details and impacted files

@@             Coverage Diff              @@
##              main    #7137       +/-   ##
============================================
- Coverage   100.00%   85.00%   -15.00%     
============================================
  Files           10       17        +7     
  Lines          144      220       +76     
============================================
+ Hits           144      187       +43     
- Misses           0       33       +33     

Flag	Coverage Δ
unittests	85.00% <83.58%> (-15.00%)	⬇️

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