Instant Payments Intelligence Aggregator

A curated intelligence tool for banks and fintechs serving corporate treasury clients. Monitors RTP, FedNow, adjacent payment rails, regulatory developments, vendor announcements, and market activity.

→ See Success Criteria & Scope — Define mission, primary US focus (RTP/FedNow), secondary global scope, and repeatable monitoring cadence.

Quick Start

Local Development

# Start the server
node server.js

# Visit http://localhost:3000

Environment Variables

• PORT - Server port (default: 3000)

Architecture

Files

• index.html - Page structure with tabs and sections
• styles.css - Bank of America blue theme, responsive design
• app.js - Client-side rendering, filtering, tab navigation
• server.js - Minimal Node HTTP server with JSON APIs
• data/*.json - All data storage (no database needed)
• scripts/build-public-site.js - Static export for GitHub Pages

Data Model

Content items include:

• Title, summary, source attribution
• Source tier (Tier 1 official, Tier 2 publications)
• Rails: RTP, FedNow, Adjacent
• Technical/Business/Treasury takeaways
• Importance score (0-100) and priority band

API Endpoints

• GET /api/content-items - All collected items
• GET /api/daily-feed - Today's items
• GET /api/summary/weekly - Weekly recap
• GET /api/summary/monthly - Monthly recap
• GET /api/approved-sources - Source library
• GET /api/expert-commentary - Expert analysis
• GET /api/watchlist - Entity watchlist
• GET /api/deep-dives - Strategic deep dives
• POST /api/submissions - URL/content submission
• POST /api/run-monitor - Trigger source monitoring

Features

Daily Feed

• Latest items with filtering by keyword, rail, and priority
• Source attribution with tier badges
• Three-part takeaways (technical/business/treasury)

Archive

• Weekly and monthly recaps

Watchlist

• Top U.S. banks, treasury providers, fintechs, core providers

Deployment

# Local: Start server
node server.js

# Public: Build static site
npm run build-public

Modes

Local Mode (http://localhost:3000):

• Full access, operations section visible
• URL submission enabled

Public Mode (dist/):

• Read-only static site
• Email submission CTA visible

Token Efficiency

Built for lowest-cost Claude tier:

• Plain HTML/CSS/JS (no frameworks)
• Minimal dependencies
• Concise, simple code
• No runtime AI generation

Product Rules

1. Never fabricate source content
2. Preserve direct attribution
3. Keep expert commentary separate
4. Official sources primary, publications secondary
5. Clean, executive design
6. Shareable across teams