fix: isolate CheckTx and simulation state from DeliverTx commits (backport #25529)#25531

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beer-1 wants to merge 1 commit intocosmos:release/v0.53.xfrom

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Commits on Nov 1, 2025

fix: isolate CheckTx and simulation state from DeliverTx commits by loading the last committed snapshot and keeping the simulation context in sync
beer-1
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