explicit configuration file per https://about.readthedocs.com/blog/20…

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…24/12/deprecate-config-files-without-sphinx-or-mkdocs-config/

Description

Fixes #680

Checklist

• Make sure changes are covered by existing or new tests.
• For at least one Python version, make sure test pass on your local environment.
• Create a file in src/towncrier/newsfragments/. Briefly describe your
  changes, with information useful to end users. Your change will be included in the public release notes.
• Make sure all GitHub Actions checks are green (they are automatically checking all of the above).
• Ensure docs/tutorial.rst is still up-to-date.
• If you add new CLI arguments (or change the meaning of existing ones), make sure docs/cli.rst reflects those changes.
• If you add new configuration options (or change the meaning of existing ones), make sure docs/configuration.rst reflects those changes.

[cyli]

LGTM