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Add InsumerAPI under Commerce & Verification#30

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douglasborthwick-crypto wants to merge 1 commit intowojake:mainfrom
douglasborthwick-crypto:add-insumerapi
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Add InsumerAPI under Commerce & Verification#30
douglasborthwick-crypto wants to merge 1 commit intowojake:mainfrom
douglasborthwick-crypto:add-insumerapi

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@douglasborthwick-crypto douglasborthwick-crypto commented Mar 1, 2026

What is InsumerAPI?

Trust-line eligibility verification for XRPL commerce. Performs issuer-aware reads of RLUSD, USDC, and any trust-line token, evaluates balance thresholds deterministically, and returns ECDSA-signed attestation objects that anyone can verify independently.

Every signed response includes attestedAt, expiresAt, ledgerIndex, and conditionHash — creating a deterministic snapshot proof of wallet state at a specific ledger height. No raw balances are exposed.

XRPL-specific capabilities:

  • Trust-line token verification via issuer r-address + currency code
  • Native XRP balance verification
  • NFToken ownership verification with optional taxon filtering
  • RLUSD and Circle USDC issuers pre-configured in wallet trust profiles
  • ledgerIndex in responses for freshness verification
  • xrplWallet parameter across 7 wallet-accepting endpoints (attest, trust, trust/batch, verify, discount/check, acp/discount, ucp/discount)

Also supports 30 EVM chains and Solana (32 chains total). Available as REST API, MCP server (npm), LangChain toolkit (PyPI), and OpenAI GPT.

Why a new section? There is no Commerce or Verification category in the current list. InsumerAPI is the first entry in this category — it verifies on-chain holdings for real-world commerce use cases (discounts, access gating, compliance).

Links:

On-chain verification API supporting XRPL trust line tokens,
native XRP, and NFTs across 25 REST endpoints. ECDSA-signed
boolean responses for commerce use cases.
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