// crates/lib/src/token/token.rs:529-654
pub async fn verify_token_payment(
    transaction_resolved: &mut VersionedTransactionResolved,
    rpc_client: &RpcClient,
    required_lamports: u64,
    expected_destination_owner: &Pubkey,
) -> Result<bool, KoraError> {
    let config = get_config()?;
    let mut total_lamport_value = 0u64;

    // ...

    for instruction in transaction_resolved
        .get_or_parse_spl_instructions()?
        .get(&ParsedSPLInstructionType::SplTokenTransfer)
        .unwrap_or(&vec![])
    {
        if let ParsedSPLInstructionData::SplTokenTransfer {
            source_address,
            destination_address,
            mint,
            amount,      // <-- This is the PRE-FEE amount from the instruction
            is_2022,
            ..
        } = instruction
        {
            // ... destination validation ...

            // LINE 633-639: Uses raw *amount without deducting transfer fee
            let lamport_value = TokenUtil::calculate_token_value_in_lamports(
                *amount,        // <-- BUG: Should be (amount - transfer_fee)
                &token_mint,
                config.validation.price_source.clone(),
                rpc_client,
            )
            .await?;

            total_lamport_value = total_lamport_value
                .checked_add(lamport_value)
                .ok_or_else(|| {
                    KoraError::ValidationError("Payment accumulation overflow".to_string())
                })?;
        }
    }

    Ok(total_lamport_value >= required_lamports)
}

// crates/lib/src/token/spl_token_2022.rs:165-198
pub fn calculate_transfer_fee(
    &self,
    amount: u64,
    current_epoch: u64,
) -> Result<Option<u64>, KoraError> {
    if let Some(fee_config) = self.get_transfer_fee() {
        let transfer_fee = if current_epoch >= u64::from(fee_config.newer_transfer_fee.epoch) {
            &fee_config.newer_transfer_fee
        } else {
            &fee_config.older_transfer_fee
        };
        let basis_points = u16::from(transfer_fee.transfer_fee_basis_points);
        let maximum_fee = u64::from(transfer_fee.maximum_fee);
        let fee_amount = (amount as u128)
            .checked_mul(basis_points as u128)
            .and_then(|product| product.checked_div(10_000))
            // ...
        Ok(Some(std::cmp::min(fee_amount, maximum_fee)))
    } else {
        Ok(None)
    }
}

#[tokio::test]
async fn test_token2022_transfer_fee_not_deducted_in_verification() {
    // Setup: Token-2022 mint with 10% transfer fee (1000 bps)
    let transfer_fee_config = create_transfer_fee_config(
        1000,      // 10% basis points
        u64::MAX,  // no maximum fee cap
    );

    let mint_pubkey = Pubkey::new_unique();
    let mint_account = MintAccountMockBuilder::new()
        .with_decimals(6)
        .with_supply(1_000_000_000_000)
        .with_extension(ExtensionType::TransferFeeConfig)
        .build_token2022();

    // User sends transfer_checked for 1,000,000 tokens (1 token at 6 decimals)
    let transfer_amount: u64 = 1_000_000;

    // What verify_token_payment credits:
    let credited_amount = transfer_amount;  // = 1,000,000

    // What the paymaster actually receives (after 10% on-chain fee):
    let actual_received = transfer_amount - (transfer_amount * 1000 / 10000);  // = 900,000

    // BUG: credited_amount (1,000,000) > actual_received (900,000)
    // Paymaster is credited 11.1% MORE than it actually receives
    assert!(credited_amount > actual_received);
    assert_eq!(credited_amount - actual_received, 100_000); // 100,000 token units lost

    // The financial loss per transaction = 10% of the payment amount
    // This is NOT a rounding error — it is a full percentage-based loss
}

// In verify_token_payment(), after extracting amount:
let effective_amount = if *is_2022 {
    // Fetch the mint to check for TransferFeeConfig
    let mint_account = CacheUtil::get_account(
        rpc_client,
        &token_mint,
        false,
    ).await?;
    let mint_info = Token2022MintInfo::from_account_data(&mint_account.data)?;

    if let Ok(Some(fee)) = mint_info.calculate_transfer_fee(
        *amount,
        rpc_client.get_epoch_info().await?.epoch,
    ) {
        amount.saturating_sub(fee)
    } else {
        *amount
    }
} else {
    *amount
};

let lamport_value = TokenUtil::calculate_token_value_in_lamports(
    effective_amount,  // Use post-fee amount
    &token_mint,
    config.validation.price_source.clone(),
    rpc_client,
)
.await?;