[HACK week] Allow merchants to use their own API keys for AI-powered features

[iamgabrielma]

Description

This PR explores allowing merchants to use their own API keys for existing WCiOS AI-powered features, like product AI creation.

We extend the ability to use those it to all merchants by allowing them to use their own OpenAI or Anthropic API keys, which allows them to create generative products for their WooCommerce stores on demand, rather than relying on WPCOM/JPAI eligibility.

P2: pdfdoF-6LE-p2

TODO: Clean-up:

• Feature flag + new AI Settings row + eligibility checker: [HACK][Merchant AI key] Add feature flag & render settings row if eligible #15404
• Remote: Extract prompts from remotes
• Remote: Update GenerativeContentRemote + tests
• Handle key storage
• AISettingsView + ViewModel
• Hook with product creation
• Analytics
• Share with HEs

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• I have considered if this change warrants user-facing release notes and have added them to RELEASE-NOTES.txt if necessary.

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[dangermattic]

	1 Error
🚫	Please ensure the PR has the category: tracks label.

	2 Warnings
⚠️	View files have been modified, but no screenshot or video is included in the pull request. Consider adding some for clarity.
⚠️	This PR is larger than 300 lines of changes. Please consider splitting it into smaller PRs for easier and faster reviews.

	2 Messages
📖	This PR contains changes to Tracks-related logic. Please ensure (author and reviewer) the following are completed: The tracks events must be validated in the Tracks system. Verify the internal Tracks spreadsheet has also been updated. Please consider registering any new events. The PR must be assigned the category: tracks label.
📖	This PR is still a Draft: some checks will be skipped.

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[wpmobilebot]

📲 You can test the changes from this Pull Request in WooCommerce iOS by scanning the QR code below to install the corresponding build.

	App Name	WooCommerce iOS
	Build Number	pr15372-ff6b32e
	Version	21.9
	Bundle ID	com.automattic.alpha.woocommerce
	Commit	ff6b32e
	App Center Build	WooCommerce - Prototype Builds #13362

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